Noah Fields
Head of Investor Relations
Replay available
Bank of N.T. Butterfield & Son Limited (The) (NYSE: NTB) Q3 2025 earnings conference call, held 2025-10-29. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chairman and Chief Executive Officer
Managing Director, Bermuda
President and Chief Financial Officer
Analyst, Raymond James
Analyst, KBW
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of N.t. Butterfield & Son Limited (the) Voting.
WEBVTT 00:00:00.031 -- 00:00:04.637 Good morning. My name is Debbie and I will be your conference operator today. 00:00:04.637 -- 00:00:09.744 At this time, I would like to welcome everyone to the third quarter 2025 00:00:09.744 -- 00:00:15.732 earnings call for the Bank of NT Butterfield and Son Limited. 00:00:15.732 -- 00:00:18.696 All participants will be in listen-only mode. 00:00:18.696 -- 00:00:23.442 Should you need assistance, please signal a conference specialist by pressing the star 00:00:23.442 -- 00:00:25.966 key followed by zero. 00:00:25.966 -- 00:00:31.225 After today's presentation, there will be an opportunity to ask questions. 00:00:31.225 -- 00:00:36.471 To ask a question, you may press star, then one, on 00:00:36.471 -- 00:00:41.517 a touch-tone phone. To withdraw your question, please press star, then 00:00:41.517 -- 00:00:47.143 two. I would now like to turn the call over to Noah Fields, Butterfield's 00:00:47.143 -- 00:00:49.866 Head of Investor Relations. 00:00:49.866 -- 00:00:50.687 Please go ahead. 00:00:50.687 -- 00:00:53.558 Thank you. Good morning, everyone, and thank you for joining us. 00:00:53.558 -- 00:00:58.964 Today, we will be reviewing Butterfield's third quarter 2025 financial results. 00:00:58.964 -- 00:01:02.728 On the call, I'm joined by Michael Collins, Butterfield's chairman and chief executive 00:01:02.728 -- 00:01:07.874 officer, Michael Scrum, president and chief financial officer, and Jody Feldman, managing 00:01:07.874 -- 00:01:12.499 director of Bermuda. Following their prepared remarks, we will open the call up for a 00:01:12.499 -- 00:01:15.262 question and answer session. 00:01:15.262 -- 00:01:19.467 Yesterday afternoon, we issued a press release announcing our third quarter 2025 00:01:19.467 -- 00:01:23.816 results...