Auto1 Group Se (ATOGF) Q4 2025 Earnings Call

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WEBVTT 00:00:00.976 -- 00:00:06.024 Hello, good afternoon and good morning and good evening to international participants. 00:00:06.024 -- 00:00:12.114 Welcome to the OtterOne Group fourth quarter and full year 2025 financial results presentation. 00:00:12.114 -- 00:00:16.542 I'm Philip Rikershoffer, Group Treasurer. I'm joined today by Christian Bertermann, our 00:00:16.542 -- 00:00:22.768 co-founder and CEO, as well as by Christian Valentine, our new CFO. 00:00:22.792 -- 00:00:26.896 We will start, as always, with the presentation, followed by questions and answers. 00:00:26.896 -- 00:00:31.521 If you would like to ask a question, please raise it via the usual Zoom Q&A tool at the 00:00:31.521 -- 00:00:35.845 bottom of your screen. We will then call on you to ask your question directly after the 00:00:35.845 -- 00:00:37.845 presentation. 00:00:40.029 -- 00:00:43.793 Before I hand over, I must make you aware of the safe harbor provisions at the beginning 00:00:43.793 -- 00:00:48.377 of this presentation. These will apply to any forward-looking statements made by management 00:00:48.377 -- 00:00:52.219 today. And now over to you, Christian. 00:00:52.481 -- 00:00:57.566 Thank you, Philip. Hi, everyone. Welcome to the AutoOne Group Q4 and full year 00:00:57.566 -- 00:01:01.327 25 earnings call. 2025 00:01:01.810 -- 00:01:07.115 was a fantastic year for us. We accelerated growth rates across 00:01:07.115 -- 00:01:10.418 both the merchant and retail segment. 00:01:10.418 -- 00:01:16.242 We achieved the highest EBITDA margin in our 14-year history. 00:01:16.344 -- 00:01:21.750 These outstanding results are a testament of the value-first strategy that governs 00:01:21.750 -- 00:01:26.122 our strategic thinking, and decision-making. 00:01:26.122 -- 00:01:31.108 We have been...