ASR Nederland N.V. (ARNNY) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to the ASR full year 2025 results conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 1 1 on your telephone. You will then hear an automatic message advising your hand is raised. To answer your question, please press star 1 1 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Michel Holtzers. Please go ahead. Thank you, operator, and good morning, ladies and gentlemen. Thank you for joining us today. Welcome to the ASAR conference call on our full year result of 2025. On the call with me today are Jos Baten, our CEO, and Ewout Hollegien, our CFO. Now, just to kick it off with the progress of our strategy and the highlights of our financial results. Ewald will then talk about the development of our financials, capital, and Sol C position. After that, we will open up a Q&A. We have ample time planned for this call, but we will stop sharply at 10.30. So please observe a limit of two questions, and that means that everybody has got a chance at least to ask questions. Finally, as usual, please do review the disclaimer that we have in the back of the presentation for any forward-looking statements that we may be making in this presentation. So having said that, Jos, the floor is yours. Thank you, Michel, and good morning, everyone, and thank you for joining us today. I'm very proud to report that 2025 has been again a great year for ASR. We made significant progress in executing our business strategy and we have delivered strong financial performance. So let's start on sl...