ASR Nederland N.V. (ARNNY) Q4 2024 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen. Thank you for joining us today. Welcome to the ASR conference call on the full year 2024 results. On the call with me today are Jos Baten, our CEO, and Ewald Hollegien, our CFO. And Jos will kick it off with the highlights of our financial results and a brief update on the progress that we have with the integration of Agon. And he will discuss the business performance. Ewa will then talk about the developments of our financials, the capital position, and our solvency position. After that, we will open up for Q&A. We have ample time planned for this call, but we will start sharply at 10.30. Please observe a limit of only two questions, so everybody has a chance to ask their questions. And finally, as usual, please review the disclaimer that we have in the back of the presentation on any forward-looking statements. So, having said that, Jos, the floor is yours. Thank you, Michel, and good morning, everyone. And thank you for joining this call. I'm happy to kick off the Benelux earnings season, especially with the strong set of results that we announced this morning. And as I mentioned to the team this morning, do we really need to have this analyst call? What is not to like about these results? But they convinced me to continue. And commercially, momentum remains strong. Financial and operational performance is right where we want it to be. Maybe a touch better, actually. We are clearly delivering on the promises that we made at the CMD last year. I will start this presentation with looking back at the promises we made at our capital market, say, in June last year, after which I will go through the financial highlights, our ESG performance, the integration progress, and business development before handing over to Ewout with a deep di...