Ameris Bancorp (ABCB) Q2 2026 Earnings Call

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a0423d-97c8-74e3-ae30-559d1a7dfea0 Created: 2026-08-27T08:02:09.187Z Duration: 1725.1265 Channels: 1 00:00:00.000 -- 00:00:02.320 Good day, and welcome to the Ameris Bancorp 00:00:02.320 -- 00:00:05.520 second quarter conference call. All participants will be 00:00:05.520 -- 00:00:07.440 in listen only mode. After 00:00:12.639 -- 00:00:15.679 today's presentation, there will be an 00:00:23.615 -- 00:00:25.695 Please note this event is being recorded. 00:00:26.460 -- 00:00:28.460 I would now like to turn the conference 00:00:28.460 -- 00:00:32.619 over to Nicole Stokes, Chief Financial Officer. Please 00:00:32.619 -- 00:00:33.340 go ahead. 00:00:34.219 -- 00:00:36.379 Great. Thank you, Dave, and thank you to 00:00:36.379 -- 00:00:38.620 all who have joined our call today. During 00:00:38.620 -- 00:00:40.620 the call, we will be referencing the press 00:00:40.620 -- 00:00:43.355 release and the financial highlights that are available 00:00:43.355 -- 00:00:45.995 on the Investor Relations section of our website 00:00:45.995 -- 00:00:47.755 at amerisbank.com. 00:00:47.995 -- 00:00:50.475 I'm joined today by Palmer Proctor, our CEO 00:00:50.475 -- 00:00:52.795 and Doug Strange, our Chief Credit Officer. 00:00:52.955 -- 00:00:54.850 Palmer will begin with some opening comments, and 00:00:54.850 -- 00:00:56.610 then I will discuss the details of our 00:00:56.610 -- 00:00:59.170 financial results before we open up for Q 00:00:59.170 -- 00:01:02.050 and A. Before we begin, I'll remind you 00:01:02.050 -- 00:01:05.010 that our comments may include forward looking statements. 00:01:05.330 -- 00:01:07.970 These statements are subject to risks and uncertainties. 00:01:08.365 -- 00:01:10.845 The actual results could vary...