Ameris Bancorp (ABCB) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.622 -- 00:00:04.866 Good morning, and welcome to the Mayor of Spain Court's second quarter conference call. 00:00:04.866 -- 00:00:07.469 All participants will be in listen-only mode. 00:00:07.469 -- 00:00:11.113 Should you need assistance, please signal a conference by vote by pressing the star key 00:00:11.113 -- 00:00:16.478 followed by zero. After today's presentation, there will be an opportunity to ask questions. 00:00:16.478 -- 00:00:20.783 To ask a question, you may press star, then one on a touch-tone phone. 00:00:20.783 -- 00:00:23.846 To withdraw your question, please press star, then two. 00:00:23.846 -- 00:00:27.850 Please note this event is being recorded. I would now like to turn the conference over 00:00:27.850 -- 00:00:31.827 to Nicole Stokes, CFO. Please go ahead. 00:00:31.827 -- 00:00:35.312 Thank you, Wyatt. And thank you to all who have joined our call today. 00:00:35.312 -- 00:00:39.337 During the call, we will be referencing the press release and the financial highlights 00:00:39.337 -- 00:00:44.483 that are available on the investor relations section of our website at amerisbank.com. 00:00:44.483 -- 00:00:49.389 I'm joined today by Palmer Proctor, our CEO, and Doug Strange, our Chief Credit Officer. 00:00:49.389 -- 00:00:52.754 Palmer will begin with some opening comments, and then I will discuss the details of 00:00:52.754 -- 00:00:56.218 our financial results before we open up for Q&A. 00:00:56.218 -- 00:01:01.324 Before we begin... I'll remind you that our comments may include forward-looking statements. 00:01:01.324 -- 00:01:04.308 These statements are subject to risks and uncertainties. 00:01:04.308 -- 00:01:08.935 The actual results could vary materially. We list some of the factors that might cause 00:01:08.935 -- 00:01:1...