America's Car-Mart, Inc. (CRMT) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.974 I'm Vicki Judy, the company's chief accounting officer. 00:00:02.974 -- 00:00:08.079 Welcome to America's Car Mart's fourth quarter fiscal year 2025 earnings call for the 00:00:08.079 -- 00:00:11.443 period ending April 30, 2025. 00:00:11.443 -- 00:00:16.868 Joining me on the call today is Doug Campbell, our company's president and CEO, Jonathan 00:00:16.868 -- 00:00:21.533 Collins, our CFO, and Jamie Fisher, our COO. 00:00:21.533 -- 00:00:25.797 We issued our earnings release earlier this morning, and the supplemental materials are 00:00:25.797 -- 00:00:31.195 on our website. We will post the transcript of our prepared remarks following this call, 00:00:31.195 -- 00:00:35.300 and the Q&A session will be available through the webcast. 00:00:35.300 -- 00:00:40.127 During today's call, certain statements we make may be considered forward-looking and 00:00:40.127 -- 00:00:45.574 inherently involve risk and uncertainties that could cause actual results to differ materially 00:00:45.574 -- 00:00:50.922 from management's present view. These statements are made pursuant to the safe harbor 00:00:50.922 -- 00:00:56.242 provision of the Private Securities Litigation Reform Act of 1995, 00:00:56.242 -- 00:01:01.329 The company cannot guarantee the accuracy of any forecast or estimate, nor does it 00:01:01.329 -- 00:01:05.654 undertake any obligation to update such forward-looking statements. 00:01:05.654 -- 00:01:10.701 For more information, including important cautionary notes, please see Part 1 of the 00:01:10.701 -- 00:01:15.748 company's annual report on Form 10-K for the fiscal year ended April 30, 00:01:15.748 -- 00:01:17.650 2024, 00:01:17.650 -- 00:01:22.737 and our current and quarterly reports furnished to or filed with the Securiti...