Vicki Judy
Chief Accounting Officer
Replay available
America's Car-Mart, Inc. (NASDAQ: CRMT) Q4 2025 earnings conference call, held 2025-06-12. Replay captured from the company's public earnings webcast.

Chief Accounting Officer
President and CEO
Chief Financial Officer
Chief Operating Officer
Analyst, BTIG
Analyst, Stephens
Analyst, Bank of America
I'm Vicki Judy, the company's chief accounting officer. Welcome to America's Car Mart's fourth quarter fiscal year 2025 earnings call for the period ending April 30, 2025. Joining me on the call today is Doug Campbell, our company's president and CEO, Jonathan Collins, our CFO, and Jamie Fisher, our COO. We issued our earnings release earlier this morning, and the supplemental materials are on our website. We will post the transcript of our prepared remarks following this call, and the Q&A session will be available through the webcast. During today's call, certain statements we make may be considered forward-looking and inherently involve risk and uncertainties that could cause actual results to differ materially from management's present view. These statements are made pursuant to the safe harbor provision of the Private Securities Litigation Reform Act of 1995, The company cannot guarantee the accuracy of any forecast or estimate, nor does it undertake any obligation to update such forward-looking statements. For more information, including important cautionary notes, please see Part 1 of the company's annual report on Form 10-K for the fiscal year ended April 30, 2024, and our current and quarterly reports furnished to or filed with the Securities Exchange Commission on Forms 8-K and 10-Q. As a note, the comparisons that we will cover will be the fourth quarter of fiscal 2025 versus the fourth quarter of fiscal 2024, unless otherwise stated. Doug, I'll turn it over to you now. Thank you, Vicki. And thank you, everyone, for your interest in America's Car Mart and for joining us to hear more about our fourth quarter and full year results. Before we get into the fourth quarter and full year performance, I want to take a moment to address a leadership transition that'...