Jonathan Collins
Chief Financial Officer
Replay available
America's Car-Mart, Inc. (NASDAQ: CRMT) Q3 2026 earnings conference call, held 2026-03-12. Replay captured from the company's public earnings webcast.

Chief Financial Officer
President and Chief Executive Officer
Chief Operating Officer
Analyst, Jefferies
Analyst, Stevens
Analyst, BTIG
Good day and thank you for standing by. Welcome to the America's Karma Third Quarter Fiscal 2026 Results Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Jonathan Collins, Chief Financial Officer. Please go ahead. Good morning. I'm Jonathan Collins, the company's Chief Financial Officer. Welcome to America's Car Mart's third quarter fiscal year 2026 earnings call for the period ended January 31st, 2026. Joining me on the call today is Doug Campbell, our President and CEO, and Jamie Fisher, our COO. We issued our earnings release earlier this morning and a supplemental presentation is available on our website. We will post the transcripts of our prepared remarks following this call and the Q&A session will be available through the webcast. During today's call, certain statements we make may be considered forward-looking and inherently involve risk uncertainties that could cause actual results to differ materially from management's present view. These statements are made pursuant to the safe harbor provision of the Private Securities Litigation Reform Act of 1995. The company cannot guarantee the accuracy of any forecast or estimate, nor does it undertake any obligation to update such forward-looking statements. For more information, including important cautionary notes, please see Part 1 of the company's annual report on Fo...