America's Car-Mart, Inc. (CRMT) Q3 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.417 Good day and thank you for standing by. Welcome to the America's Karma Third Quarter 00:00:05.417 -- 00:00:10.764 Fiscal 2026 Results Conference Call. At this time, all participants 00:00:10.764 -- 00:00:15.630 are in a listen-only mode. After the speaker's presentation, there will be a question 00:00:15.630 -- 00:00:20.315 and answer session. To ask a question during the session, you will need to press star 00:00:20.315 -- 00:00:26.142 11 on your telephone. You will then hear an automated message advising your hand is raised. 00:00:26.142 -- 00:00:29.917 To withdraw your question, please press star 11 again. 00:00:29.917 -- 00:00:33.643 Please be advised that today's conference is being recorded. 00:00:33.643 -- 00:00:38.111 I would now like to hand the conference over to your first speaker today, Jonathan Collins, 00:00:38.111 -- 00:00:42.154 Chief Financial Officer. Please go ahead. 00:00:42.378 -- 00:00:46.224 Good morning. I'm Jonathan Collins, the company's Chief Financial Officer. 00:00:46.224 -- 00:00:51.833 Welcome to America's Car Mart's third quarter fiscal year 2026 earnings call 00:00:51.833 -- 00:00:56.318 for the period ended January 31st, 2026. 00:00:56.765 -- 00:01:02.233 Joining me on the call today is Doug Campbell, our President and CEO, and Jamie Fisher, 00:01:02.233 -- 00:01:04.096 our COO. 00:01:04.096 -- 00:01:08.122 We issued our earnings release earlier this morning and a supplemental presentation is 00:01:08.122 -- 00:01:12.910 available on our website. We will post the transcripts of our prepared remarks following 00:01:12.910 -- 00:01:17.497 this call and the Q&A session will be available through the webcast. 00:01:17.497 -- 00:01:21.943 During today's call, certain statements we make may be considered ...