Amerant Bancorp Inc. (AMTB) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Greetings, and welcome to the Amerit Bank Fourth Quarter 2025 Earnings Conference Call. At this time, all participants are in listen-only mode. A question and answer session will follow the formal presentation. You may be placed into question and queue at any time by pressing star one on your telephone keypad. If anyone should require operator assistance, please press star zero. As a reminder, this conference is being recorded. It's now my pleasure to turn the call over to your host, Laura Rossi, Executive Vice President and Head of the Vice Investor Relations. Please go ahead, Laura. Thank you, Kevin. Good morning, everyone, and thank you for joining us to review Ameran Bancorp's fourth quarter and full year 2025 results. On today's call are Carlos Gafiliola, our Senior Executive Vice President and Interim CEO, and Sharimar Calderon, our Senior Executive Vice President and CFO. As we begin, please note that discussions on today's call contain forward-looking statements within the meaning of the Securities Exchange Act. In addition, references will also be made to the non-GAAP financial measures. Please refer to the company's earnings release for a statement regarding forward-looking statements, as well as for information and reconciliation of non-GAAP financial measures to GAAP measures. I will now turn it over to our Interim CEO, Carlos Zafiriola. Thank you, Laura, and good morning, everyone. Thank you for joining us today to discuss Ameren's four-quarter and full-year 2025 results. As we begin today's call, I would like to turn to slide three and frame our discussion around the clarity of our direction and the discipline execution underway across the organization. Our strategic direction remains clear. In December, the Board approved our three-year strategic plan....