Amerant Bancorp Inc. (AMTB) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.277 Greetings and welcome to the Ameren third quarter 2025 earnings 00:00:05.277 -- 00:00:10.903 conference call. At this time, all participants are in a listen-only mode. 00:00:10.903 -- 00:00:15.128 A question and answer session will follow the formal presentation. 00:00:15.128 -- 00:00:20.073 If anyone requires operator assistance during the conference, please press star zero 00:00:20.073 -- 00:00:25.124 on your telephone keypad. As a reminder, this conference is being recorded. 00:00:25.124 -- 00:00:29.649 I would now like to turn the conference over to your host, Laura Rossi, Head of Investor 00:00:29.649 -- 00:00:31.151 Relations. You may begin. 00:00:31.151 -- 00:00:33.151 Thank 00:00:33.734 -- 00:00:38.799 you, Kate. Good morning, everyone, and thank you for joining us to review Ameran Bancorp's 00:00:38.799 -- 00:00:43.945 third quarter 2025 results. On today's call are Jerry Plosh, 00:00:43.945 -- 00:00:49.291 our Chairman and CEO, and Sharimar Calderon, our Senior Executive Vice President 00:00:49.291 -- 00:00:54.836 and CFO. As we begin, please note that discussions on today's call contain forward-looking 00:00:54.836 -- 00:00:58.722 statements within the meaning of the Securities Exchange Act. 00:00:58.722 -- 00:01:03.529 In addition, references will also be made to non-GAAP financial measures. 00:01:03.529 -- 00:01:07.334 Please refer to the company's earnings release for a statement regarding forward-looking 00:01:07.334 -- 00:01:12.161 statements, as well as for information on reconciliation of non-GAAP financial measures 00:01:12.161 -- 00:01:17.842 to GAAP measures. I will now turn it over to our Chairman and CEO, Jerry Plush. 00:01:17.842 -- 00:01:21.887 Thank you, Laura. Good morning, everyone, and thank you for joi...