Allianz Se Unsp/Adr (ALIZY) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.031 Ladies 00:00:07.119 -- 00:00:10.664 and gentlemen, welcome to the Allianz conference call on the Allianz Group Financial 00:00:10.664 -- 00:00:12.766 Results 2025. 00:00:12.766 -- 00:00:17.091 For your information, this conference call is being streamed live on Allianz.com 00:00:17.091 -- 00:00:18.954 and YouTube. 00:00:18.954 -- 00:00:22.222 A recording will be made available shortly after the call. 00:00:22.222 -- 00:00:25.628 At this time, I would like to turn the call over to your host today, Mr. 00:00:25.628 -- 00:00:29.796 Oliver Beter, Chief Executive Officer of Allianz SE. 00:00:29.796 -- 00:00:32.842 Please go ahead, Oliver. Thank you, Andrew, but I thought you were the host. 00:00:32.842 -- 00:00:35.968 But anyway, I will be delighted to speak to you today. 00:00:35.968 -- 00:00:40.396 Thank you for your attention. I know it's a bit of a cramped reporting season. 00:00:40.396 -- 00:00:45.511 And a few of our friends have changed their reporting, so apologies if we are having 00:00:45.511 -- 00:00:48.018 a lot of information at the same time for you. 00:00:48.018 -- 00:00:50.746 Let me go through the slides 00:00:50.746 -- 00:00:56.427 and I will refer to the respective page as I go through them. 00:00:56.427 -- 00:01:01.536 We would like to just put a frame on what are we discussing today because 00:01:01.536 -- 00:01:06.525 a lot of things always around reporting season are very short-term numbers comparison. 00:01:06.525 -- 00:01:11.614 The key thing I would like to highlight today is less than 15 months ago, we saw 00:01:11.614 -- 00:01:14.078 each other at the Capital Markets Day here. 00:01:14.078 -- 00:01:19.084 where we looked at the three-year plan and put out at the time what 00:01:19.084 -- 00:01:22.228 many of ...