Indian Renewable Energy Development Agency Ltd. · NSE:IREDA
Indian Renewable Energy Development Agency — Q1 FY2027 Earnings Presentation
32 slides from Indian Renewable Energy Development Agency's earnings presentation, Aug 3, 2026
Slide 1: Investor Presentation for the quarter ended 30.06.2026
Investor Presentation For the quarter ended 30.06.2026 03rd August 2026
Slide 2: Table of Contents
13 Table of Contents IREDA at a glance RE Financing Landscape Financial Highlights Lending Profile Borrowing Profile Asset Quality Shareholders Outlook IREDAs ESG Journey
Slide 3: IREDA at a glance
1 Company Overview 2 Journey & Key Milestone 3 Financial Products & Services IREDA at a glance
Slide 4: About us | Company Overview
About us|Company Overview India’s Largest Ministry of New & Performance Committed to Pure-play Renewable Energy’s Track Record High Standards Green Financing NBFC Dedicated Financing Entity of Corporate Governance • Over 39 years of experience • 71.76% owned by Government of • AAA (Stable) domestic
Slide 5: About us | Journey & Key milestones
About us |Journey & Key milestones 1987 1996 2005 2010 Established as a dedicated Financial Notified as Public Financial ISO Certification by Bureau of Upgraded from 'Schedule C' Institution under erstwhile Dept of Institution under Companies Act Indian Standards (BIS) to 'Schedule B' CPSE Non-Conve
Slide 6: About us | Financial Products & Services
About us | Financial Products & Services Traditional RE technologies Products offered from conceptualization to commissioning Solar energy Biomass & Cogeneration Project Project 10 Refinancing Term Loans Specific of Loans Wind energy Waste to Energy Loan Hydropower Ethanol Payment Loan Top-up on ord
Slide 7: RE Financing Landscape
ENERGY FOR EVER IREDA LWAYS (REDA
Slide 8: RE financing Landscape | Trends & Growth Drivers
RE financing Landscape | Trends & Growth Drivers India RE installed capacity in GW1 Outlook for India’s RE sector is positive, with major policy announcements & ambitious 350 350 targets 289 300 275 300 12 RE Capacity in GW 12 250 220 57 250 297 57 191 12 India attained remarkable 200 172 200 non-fo
Slide 9: Financial Highlights
1 Financial Highlights - Standalone 2 Key Financial Ratios 3 Statement of Profit & Loss 4 Statement of Assets & Liabilities 5 Financial Highlights - Consolidated Financial Highlights
Slide 10: Financial Highlights | Standalone
Financial Highlights | Standalone Rs in Crores Quarter ended Year ended Q1FY27 Q1FY27 Particulars vs vs 30-Jun-26 31-Mar-26 30-Jun-25 31-Mar-26 Q1FY26 Q4FY26 Revenue from operations 2,248 2,175 1,947 8,309 15% 3% Interest Expense 1,341 1,241 1,218 4,905 10% 8% Operating Profit 841 847 677 3,158 24%
Slide 11: Key Financial Ratios
Key Financial Financial Ratios | Key Financial Ratios Highlights As on As on As on Particulars 30.06.26 31.03.26 30.06.25 Yield on Loan Assets (%) (Gross) 9.46% 9.54% 9.95% Cost of Borrowings (%)* 7.12% 7.05% 7.40% Interest Spread (%) 2.34% 2.49% 2.55% Net Interest Margin (%) 3.75% 3.65% 3.60% (Annu
Slide 12: Financial Highlights | Statement of Profit & Loss
Financial Highlights | Statement of Profit & Loss Rs in Crores
Slide 13: Financial Highlights | Statement of Assets & Liabilities
Financial Highlights | Statement of Assets & Liabilities Rs in Crores Balance Sheet - Liabilities 30.06.26 31.03.26 30.06.25 Balance Sheet - Assets 30.06.26 31.03.26 30.06.25 Equity Financial Assets (a) Equity Share Capital 2809 2809 2809 (a) Cash and Cash Equivalents 295 15 261 (b) Other Equity 113
Slide 14: Financial Highlights | Consolidated
Financial Highlights | Consolidated Rs in Crores For Quarter ended For Year ended For Quarter ended Particulars 30-Jun-26 31-Mar-26 30-Jun-25 Revenue from operations 2249 8310 1948 Profit Before Tax 414 2338 305 Profit after Tax 339 1874 247
Slide 15: Lending Profile
1 Composition of Outstanding Loans 2 Pan India Presence – Loan Assets Lending Profile
Slide 16: Lending Profile | Composition of Outstanding Loans
Lending Profile | Composition of Outstanding Loans ₹ in Crores Particulars For the quarter For the quarter Sector As on As on As on 30-06-2026 30-06-2025 30-06-2026 31-03-2026 30-06-2025 Sanctions 3,380 11,740 Private 72,756 77% 67,910 73% 57,779 72% Public 22,180 23% 25,159 27% 22,163 28% Disbursem
Slide 17: Lending Profile | Well diversified assets & PAN India Presence
Lending Profile | Well diversified assets & PAN India Presence Himachal Pradesh Rajasthan 2,447 2.58% 14,890 15.68% Uttar Pradesh Madhya Pradesh 2,323 2.45% 5,546 5.84% Sikkim States with more than 5% 1,732 1.82% Gujarat share in Gross Loan Portfolio Odisha 8,680 9.14% 2,090 2.20% Loans outstanding
Slide 18: Borrowing Profile
1 Credit Ratings 2 Outstanding Borrowings Borrowing Profile
Slide 19: Borrowing Profile | Credit Ratings
Borrowing Profile | Credit Ratings Domestic Credit Ratings for Long Term Borrowings International Credit Rating “AAA” “AAA” “AAA” “AAA” “AAA” 'BBB’ Long-Term Stable Stable Stable Stable Stable Stable 'A-2’ Short-Term Stable
Slide 20: Borrowing Profile | Outstanding Borrowings
Borrowing Profile | Outstanding | Borrowings Rs in crores Domestic Borrowing ₹ 79,002 O/s Borrowings as on 30 June 2026 67832 67673 68000 56318 100% ₹ 4,991 Cr Borrowings Raised during Q1 FY 27 58000 31679 33179 90% 48000 49% 80% 47% 70% Particulars 30.06.2026 31.03.2026 30.06.2025 38000 32644 58% 6
Slide 21: Asset Quality
1 Gross NPA & Net NPA 2 Movement of NPA Asset Quality
Slide 22: Asset Quality | Gross NPA & Net NPA
Asset Quality| Gross NPA & Net NPA Gross NPA ( Rs in Crores) Net NPA ( Rs in Crores) 5000 9.00% 4500 3.76% 3000 6.00% 3.21% 3.49% 3568 4000 2.36% 2.45% 3500 2500 3245 671* 3000 783* 1.66% 1.35% 1.29% 1.23% 2000 0.99% 2500 2000 1866 1500 1513 1411 1172 1134 1500 1021 1000 768 314* 145* 1000 581 500 5
Slide 23: Asset Quality | Movement of NPAs
Asset Quality| Movement of NPAs ₹ in Crores Particulars For Q1FY27 For FY26 For Q1FY26 a) Opening Balance 3,245 1,866 1,866 b) Additions during the period 330 1,607 1,475 c) Reductions during the period 7 228 39 d) Closing balance: NPAs (Gross) 3,568 3,245 3,302 Less: Provision for Impairment 2,434
Slide 24: Shareholder's Outlook
1 Category of Shareholders 2 Shareholding Pattern Shareholder’s Outlook
Slide 25: Shareholder's Outlook | Category of Shareholders
Shareholder’s Outlook|Category of Shareholders CATEGORY OF SHAREHOLDER As on 30.06.2026 % of HOLDING SHAREHOLDERS 30.06.26 31.03.26 30.06.25 President of India 71.76% 71.76% 71.76% (GOI) Insurance Resident Resident Individuals 21.98% 22.25% 21.32% Individuals Companies 21.98% 2.28% Insurance Compani
Slide 26: Shareholder's Outlook | Shareholding Pattern
Shareholder’s Outlook|Shareholding Pattern As on 30.06.2026 As on 31.03.2026 SHAREHOLDER'S NAME % of holding SHAREHOLDER'S NAME % of holding President Of India Through Secretary MNRE 71.76% President Of India Through Secretary MNRE 71.76% Resident Individuals 21.98% Resident Individuals 22.25% Life
Slide 27: IREDAs ESG Journey
1 Introduction 2 ESG Initiatives 3 ESG Scores and Ratings IREDAs ESG Journey
Slide 28: IREDAs ESG Journey | Introduction
IREDAs ESG Journey |Introduction Third BRSR with reasonable assurance Fourth BRSR with reasonable First BRSR Submitted as (Under Approval) and First assurance and Second required for Top 1000 sustainability report sustainability report listed entities. (Under Finalization) (Planned) 2023–2024 2024–2
Slide 29: IREDAs ESG Journey | ESG Initiatives
IREDAs ESG Journey | ESG Initiatives Environment & Social Management Policy: “IREDA is committed for the development and implementation of projects that are environmentally and socially sustainable. As an environmentally informed and socially responsible financial institution, IREDA endeavors to avo
Slide 30: IREDAs ESG Journey | ESG Scores & Ratings FY 24-25
IREDAs ESG Journey | ESG Scores & Ratings FY 24-25 • All scores are measured on a 0–100 scale.
Slide 31: Thank You
Investor Resources Annual Report https://www.ireda.in/annual-reports Financial results https://www.ireda.in/financial-results Join us: @ireda.in Investor https://www.ireda.in/investor-grievance- Grievance officer www.ireda.in Contact us https://www.ireda.in/contact Thank You
Slide 32: Indian Renewable Energy Development Agency Limited
Indian Renewable Energy Development Agency Limited CIN : L65100DL1987GOI027265 Registered Office 1st Floor, India Habitat Centre, Core-4A, Lodhi Rd, East Court, Lodi Colony New Delhi 110003 IREDA Business Centre NBCC Office Complex, Office Block No. ll Plate B, 7th Floor, East Kidwai Nagar New Delhi
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