Indian Renewable Energy Development Agency Ltd. · NSE:IREDA
Indian Renewable Energy Development Agency — Q2 FY2025-26 Earnings Presentation
26 slides from Indian Renewable Energy Development Agency's earnings presentation, Oct 14, 2025
Slide 1: Investor Presentation for the Quarter Ended Sept 30, 2025
Investor Presentation For the Quarter Ended Sept 30,2025 14th OCT 2025
Slide 2: Table of contents
Company at a glance Company at a glance 02 RE Financing Environment 03 Financial Highlights 04 Operational Performance Table of 05 Asset Quality contents 06 Shareholder Outlook
Slide 3: Company at a glance
Company at a glance
Slide 4: Introduction
Introduction Strategic role in GoI’s Committed to implementing India’s largest pure-play Performance initiatives for promotion & high standards of green financing NBFC Track Record development of RE sector Corporate Governance ▪ Over 38 years of experience ▪ 71.76% owned by Government ▪ Highest Dome
Slide 5: Journey and key milestones
Journey and key milestones 1987 1996 2005 2010 Established as a dedicated Financial Notified as Public Financial ISO Certification by Bureau of Upgraded from 'Schedule C' to Institution under erstwhile Dept of Institution under Companies Act Indian Standards (BIS) 'Schedule B' CPSE Non-Conventional
Slide 6: Presence across renewable energy sectors with comprehensive suite of financial products & services
Presence across renewable energy sectors with comprehensive suite of financial products & services Products offered from Traditional RE technologies Emerging technologies conceptualization to commissioning Solar Battery Storage System Project Term Loans Hydro Electric Vehicle & Charging Infra Refina
Slide 7: India RE financing landscape
India RE financing landscape
Slide 8: India RE financing environment | Trends & Growth Drivers
India RE financing environment | Trends & Growth Drivers India RE installed capacity in GW1 Outlook for India’s RE sector is 300 300 positive, with major policy 243 announcements & ambitious targets 250 250 RE Capacity in GW 220 RE Capacity in GW 12 200 191 12 200 172 55 157 172 11 53 142 … India at
Slide 9: Financial Highlights Standalone
Financial Highlights Standalone Financial Highlights Standalone
Slide 10: Summary Highlights | Qtr & Half Yr Ended 30.09.25
Summary Highlights | Qtr & Half Yr Ended 30.09.25 Rs in crores Year Quarter ended Half year ended ended 30-Sep- 30-Jun- 30-Sep- 30-Sep- 30-Sep- 31-Mar- % Change % Change 25 25 24 25 24 25 Revenue from operations 2057 1947 1630 26% 4004 3140 28% 6742 Interest Expense 1213 1218 1030 18% 2431 2005 21%
Slide 11: Summary Highlights | Key Financial Ratios
Summary Highlights | Key Financial Ratios As at As at As at As at Key Financial Ratios: 30.09.2025 30.06.2025 30.09.2024 31.03.2025 Yield on Loan Assets (%) (Gross) 9.87% 9.95% 9.92% 10.03% Cost of borrowings (%)* 7.24% 7.40% 7.80% 7.61% Interest Spread (%) 2.63% 2.55% 2.12% 2.42% Net Interest Margi
Slide 12: Financial Information | Qtr & Half Yr Ended 30.09.25
Financial Information | Qtr & Half Yr Ended 30.09.25 Rs in crores Quarter ended Half year ended Year ended Particulars 30-Sep-25 30-Jun-25 30-Sep-24 % Change 30-Sep-25 30-Sep-24 % Change 31-Mar-25 Revenue from operations 2057 1947 1630 26% 4004 3140 28% 6742 Other Income * 1 12 1 13 1 12 Total Incom
Slide 13: Balance Sheet | Half Yr Ended 30.09.25
Balance Sheet | Half Yr Ended 30.09.25 Rs in crores Balance Sheet - Liabilities As at 30.09.25 As at 30.09.24 As at 31.03.25 Equity (a) Equity Share Capital 2,809 2,688 2,688 (b) Other Equity 10,111 6,648 7,578 Financial Liabilities (a) Derivative financial instruments 27 88 23 (b) Trade Payables 5
Slide 14: Financial Highlights Consolidated
Financial Highlights Consolidated Financial Highlights Consolidated
Slide 15: Summary Consolidated | Half Yr Ended 30.09.25
Summary Consolidated | Half Yr Ended 30.09.25 Rs in crores Period ended Period Ended Year ended 30.09.2025 30.09.2024 31.03.2025 Revenue from operations 4005 3140 6743 Profit Before Tax 1001 936 2104 Profit after Tax 796 771 1698
Slide 16: Operational performance
Operational performance Operational performance
Slide 17: Lending profile | Composition of Outstanding Loans
Lending profile | Composition of Outstanding Loans Rs in crores Sept 30, 2025 Sept 30, 2024 % Growth As on 30th Sep As on 30th Sep As on 31st March Sector 2025 2024 2025 Sanction 33148 17860 86% Public 24006 28% 15223 24% 20872 27% Disbursement 15043 9787 54% Private 60471 72% 49342 76% 55410 73% Lo
Slide 18: Lending profile | Well diversified assets with a PAN India Presence
Lending profile | Well diversified assets with a PAN India Presence with lending across 23 states and 4 UTs Himachal Pradesh Uttarakhand 2465 2.92% 1284 1.52% Punjab Uttar Pradesh 552 0.65% 1409 1.67% Rajasthan Sikkim 13,437 15.91% 1834 2.17% States with more than 5% share in Gross Loan Portfolio Ma
Slide 19: Borrowing profile | AAA Stable credit ratings
Borrowing profile | “AAA” Stable credit ratings have enabled access to cost-effective long-term sources of borrowing Domestic Credit Ratings for Long Term Borrowings International Credit Rating “AAA” “AAA” “AAA” “AAA” “AAA” 'BBB-’ Long-Term Stable Stable Stable Stable Stable Stable 'A-3’ Short-Term
Slide 20: Borrowing profile | Rs.69920 cr. Outstanding Borrowings as on 30th Sept, 2025
Borrowing | profile | Rs.69920 cr. Outstanding Borrowings as on 30th Sept, 2025 Domestic Borrowings 56213 57564 59799 Rs. 10138 cr. Borrowings Raised during H1 FY 25-26 Rs in crores 61000 100% 45691 51000 24962 44% 24920 43% 27601 46% 80% 41000 As on As on As on 22242 49% 60% Borrowings Outstanding
Slide 21: Asset Quality
ENERGY FOR EVER: Sr IREDA ONCE IREDA ALWAYS IREDA (A Navratna C
Slide 22: Asset Quality
Asset Quality Gross NPA ( Rs in Crores) Net NPA ( Rs in Crores) 2.06% 4.13% 1800 1.97% 2.10% 4000 3.97% 4.20% 1615 1627 1600 1.66% 3500 3.21% 3302 3353 3.70% * * 1.60% 1400 1.35% 3000 * * 3.20% 311* 314* 783* 782* 1200 1.04% 2.36% 2.45% 2.70% 0.99% 1021 1.10% 2500 2.19% 1000 1866 2.20% 800 768 2000
Slide 23: Shareholders' outlook
areholders' outlook Shareholders' outlook
Slide 24: Shareholding Pattern
Shareholding Pattern SHAREHOLDER'S as on 30th Sept, 2025 % of Holding SHAREHOLDER'S as on 31st Mar, 2025 % of Holding President Of India Through Secretary MNRE 71.76% President Of India Through Secretary Mnre 75.00% Resident Individuals 22.39% Resident Individuals 21.44% Vanguard Total International
Slide 25: Category of Shareholder As at 30.09.2025
% of HOLDING CATEGORY OF SHAREHOLDER As at 30.09.2025 SHAREHOLDER'S As at As at 30.09.2025 31.03.2025 President of India (GOI) 71.76% 75.00% Resident Individuals 22.39% 21.44% Insurance Companies 2.29% 0.27% President of India Resident Insurance (GOI) Individuals Companies 71.76% 22.39% 2.29% FIIs &
Slide 26: Thank You
Investor Resources Annual Report https://www.ireda.in/annual-reports Financial results https://www.ireda.in/financial-results Join us: @ireda.in Investor https://www.ireda.in/investor-grievance-officer Grievance www.ireda.in Contact us https://www.ireda.in/contact Thank You
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