Indian Renewable Energy Development Agency Ltd. · NSE:IREDA
Indian Renewable Energy Development Agency — Non-Deal Roadshow (September 2025)
28 slides from Indian Renewable Energy Development Agency's roadshow presentation, Sep 17, 2025
Slide 1: Intimation of Schedule of Analyst/Institutional Investor Meetings
Ref No: CACS/Sectt./efile 8713 Date: September 17, 2025 नेशनल स्टॉक एक्सचेंज ऑफ इंिडया िलिमटेड, बीएसई िलिमटेड, एक्सचेंज प्लाजा, सी/1,जी ब्लॉक, पहली मंिजल, िफरोज जीजीभॉय टावसर्, दलाल स्ट्रीट, बाद्रं ा कुलार् कॉम्प्लेक्स, बाद्रं ा (ई),मबुं ई -400051 काला घोड़ा, फोटर्, मबुं ई - 400001 National Stock Exc
Slide 2: Management Presentation September 2025
Management Presentation September 2025
Slide 3: Table of contents
Company at a glance RE Financing Environment Financial Highlights Table of contents Operational Performance Asset Quality Shareholding Pattern 2
Slide 4: Company at a glance
Company at a glance 3
Slide 5: Introduction
Introduction India’s largest Strategic role in GoI’s Committed to implementing Performance pure-play green initiatives for promotion & high standards of Track Record financing NBFC development of RE sector Corporate Governance • Over 38 years of experience • 71.76% owned by Government • Highest Dome
Slide 6: Journey and key milestones
2024 Journey and 2023 • GOI Upgrades IREDA to key milestones ‘Schedule A’ CPSE The Reserve Bank of • Remarkable stock India has granted market debut. Infrastructure Finance Company status 2025 • Granted Navratna Award to CMD, IREDA Status by DPE • Launched its first-ever 1987 • Certificate of issue
Slide 7: Presence across renewable energy sectors with comprehensive suite of financial products & services
Products offered from Traditional Emerging conceptualization to RE technologies technologies commissioning Solar Battery Storage System Project Term Loans Electric Vehicle & Hydro Refinancing of loans Charging Infra Guarantee assistance scheme Green Hydrogen & to RE suppliers, developers, Transmissi
Slide 8: India RE financing landscape
India RE financing landscape 7
Slide 9: India RE financing environment | Trends & growth drivers
India RE financing environment |Trends & growth drivers India RE installed capacity in GW1 RE Capacity in GW 220 227 12 12 191 11 53 172 53 Outlook for India’s RE 157 11 52 sector is positive, with major 142 11 134 11 52 51 policy announcements & 10 50 52 ambitious targets 51 46 50 43 Solar PV … Ind
Slide 10: Financial Highlights Standalone
Financial Highlights Standalone 9
Slide 11: Summary Highlights | Quarter ended 30.06.25
Summary Highlights | Quarter ended 30.06.25 USD Million For Quarter ended Year ended Q1 FY25-26 VS Mar 31, 2025 Q1 FY24-25 Jun 30, 2025 Mar 31, 2025 Jun 30, 2024 Revenue from operations 229 224 177 792 29% Interest Expense 143 130 115 487 25% Operating Profit 80 90 53 280 49% Profit Profit Before Ta
Slide 12: Summary Highlights | Key financial ratios
Summary Highlights | Key financial ratios Key Financial Ratios1 As at 30.06.2025 As at 30.06.2024 As at 31.03.2025 Yield on Loan Assets (%) (Gross) 9.95% 10.01% 10.03% Cost of borrowings (%)* 7.40% 7.78% 7.61% Interest Spread (%) 2.55% 2.23% 2.42% Net Interest Margin (%) (Annualised) 3.60% 3.29% 3.2
Slide 13: Financial Information | Quarter ended 30.06.2025
Financial Information | Quarter ended 30.06.2025 USD Million For Quarter Ended Year ended Q1 FY25-26 VS Particulars Jun 30, 2025 Mar 31, 2025 Jun 30, 2024 Mar 31, 2025 Q1 FY25-26 Revenue from operations 229 224 177 792 29% Other Income1 1 1 0 1 Total Income 230 225 178 794 30% Finance cost 143 130 1
Slide 14: Balance Sheet
Balance Sheet USD Million As at As at As at As at As at As at Balance Sheet - Liabilities Balance Sheet - Assets 30.06.25 30.06.24 31.03.25 30.06.25 30.06.24 31.03.25 Equity Financial Assets (a) Equity Share Capital 330 316 316 (a1) Cash and Bank 31 30 4 (b) Other Equity 1,127 755 890 (a2) Deposit u
Slide 15: Financial Highlights Consolidated
Financial Highlights Consolidated 14
Slide 16: Summary Highlights | Consolidated
Summary Highlights | Consolidated USD Million June 30, 2025 Mar 31, 2025 Revenue from operations 229 792 Profit Before Tax 36 247 Profit after Tax 29 200 Data is restated using a constant exchange rate for illustrative purpose only; no adjustments have been made for exchange rate movements 15 Consta
Slide 17: Operational Performance
Operational Performance 16
Slide 18: Lending profile | Composition of Outstanding Loans
Lending profile | Composition of Outstanding Loans USD Million Jun 30, Jun 30, % As on 30th As on 30th As on 31st USD Million Sector 2025 2024 Growth June 2025 June 2024 March 2025 Sanction 1,380 1,074 29% Public 2,604 28% 1,818 24% 2,453 27% Private 6,790 72% 5,610 76% 6,511 73% Disbursement 6,980
Slide 19: Lending profile | Well diversified assets with a PAN India presence
Lending profile | Well diversified assets with a PAN India Presence with lending across 23 states and 4 UTs USD Million Himachal Pradesh Uttarakhand 290 3.09% 176 1.88% Punjab Uttar Pradesh 65 0.69% 132 1.41% Rajasthan Sikkim 1,463 15.60% 217 2.31% States with more than 5% Madhya Pradesh Odisha shar
Slide 20: Borrowing profile | AAA Stable credit ratings
Borrowing profile | “AAA” Stable credit ratings have enabled access to cost-effective long-term sources of borrowing Domestic Credit Ratings for Long Term Borrowings International Credit Rating ‘BBB-’ Long- “AAA” Stable “AAA” Stable “AAA” Stable “AAA” Stable Term Stable ‘A-3’ Short- Term Stable 19
Slide 21: Borrowing profile | $7,802 M Outstanding Borrowings as on 30th June 2025
Borrowing profile | $7,802 M Outstanding Borrowings as on 30th June 2025 USD Million $ 694 M Borrowings Raised during Q1 FY 25-26 Domestic Borrowings 6,606 6,618 Borrowings Outstanding % As on 30.06.2025 As on 30.06.2024 As on 31.03.2025 5,221 2,933 44% 2,928 44% 6,618 5,221 6,606 2,770 53% Domestic
Slide 22: Govt grants Section 54EC Tax Benefit status to IREDA bonds
Govt grants Section 54EC Tax Benefit status to IREDA bonds IREDA enters the elite list of PSUs for issuing 54 EC bonds Benefits to IREDA Benefits to Investors CBDT has notified bonds redeemable after five years and issued by the • IREDA can now issue bonds at a • Investors can benefit from the IREDA
Slide 23: Asset Quality
Asset Quality 22
Slide 24: Asset Quality
Asset Quality Gross NPA (USD Million) Net NPA (USD Million) 388 190 92* 37* 122 120 219 296 153 208 178 90 166 163 5.21% 68 70 4.13% 3.21% 3.12% 0.99% 0.95% 2.36% 2.19% 2.45% 2.06% 1.66% 1.35% FY 21-22 FY 22-23 FY 23-24 Q1 FY24-25 FY24-25 Q1 FY25-26 FY 21-22 FY 22-23 FY 23-24 Q1 FY24-25 FY24-25 Q1 F
Slide 25: Shareholding Pattern
Shareholding Pattern 24
Slide 26: Shareholding Pattern
Shareholding Pattern % of % of SHAREHOLDER'S as on 30th Jun, 2025 SHAREHOLDER'S as on 31st Mar, 2025 Holding Holding President Of India Through Secretary MNRE 71.76% President Of India (GoI) Through Secretary MNRE 75.00% Resident Individuals 21.32% Resident Individuals 21.44% Life Insurance Corporat
Slide 27: Shareholding Pattern
Shareholding Pattern % Of Holding Category Of Shareholder As at 30.06.2025 Shareholder Category As at As at As at As at 30.06.2025 31.03.2025 30.06.2024 31.03.2024 President of India (GOI) 71.76% 75.00% 75.00% 75.00% 21.32% Resident Individuals 21.32% 21.44% 20.39% 21.33% 2.33% Insurance Companies 2
Slide 28: Investor Resources
Investor Resources Annual Report https://www.ireda.in/annual-reports Financial Results https://www.ireda.in/financial-results Join us: @ireda.in Investor Grievance https://www.ireda.in/investor-grievance-officer www.ireda.in Contact Us https://www.ireda.in/contact Thank You 27
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