Indian Renewable Energy Development Agency Ltd. · NSE:IREDA
Indian Renewable Energy Development Agency — H1 FY2027 Earnings Presentation
31 slides from Indian Renewable Energy Development Agency's earnings presentation, Oct 19, 2026
Slide 1: Investor Presentation
Investor Presentation For the quarter and half year ended 30.09.2026 19 October 2026
Slide 2: Table of Contents
13 Table of Contents RE Financing Landscape Financial Highlights IREDA at a glance Lending Profile Borrowing Profile Asset Quality Shareholders Outlook IREDAs ESG Journey
Slide 3: IREDA at a glance
1 Company Overview 2 Journey & Key Milestone 3 Financial Products & Services IREDA at a glance
Slide 4: About us | Company Overview
About us|Company Overview India’s Largest Ministry of New & Performance Committed to Pure-play Renewable Energy’s Track Record High Standards Green Financing NBFC Dedicated Financing Entity of Corporate Governance • Over 39 years of experience • 71.76% owned by Government of • AAA (Stable) domestic
Slide 5: About us | Journey & Key milestones
About us |Journey & Key milestones 1987 1996 2005 2010 Established as a dedicated Financial Notified as Public Financial ISO Certification by Bureau of Upgraded from 'Schedule C' Institution under erstwhile Dept of Institution under Companies Act Indian Standards (BIS) to 'Schedule B' CPSE Non-Conve
Slide 6: About us | Financial Products & Services
About us | Financial Products & Services Traditional RE technologies Products offered from conceptualization to commissioning Solar energy Biomass & Cogeneration Project Project 10 Refinancing Term Loans Specific of Loans Wind energy Waste to Energy Loan Hydropower Ethanol Payment Loan Top-up on ord
Slide 7: RE Financing Landscape
ENERGY FOR EVER IREDA LWAYS (REDA
Slide 8: RE financing Landscape | Trends & Growth Drivers
RE financing Landscape | Trends & Growth Drivers India RE installed capacity in GW1 Outlook for India’s RE sector is positive, with major policy announcements & ambitious targets 308 India attained remarkable non-fossil fuel capacity till GW2 30.09.2026 500 … target of non-fossil fuel-based energy b
Slide 9: Financial Highlights
1 Financial Highlights - Standalone 2 Key Financial Ratios 3 Statement of Profit & Loss 4 Statement of Assets & Liabilities 5 Financial Highlights - Consolidated Financial Highlights
Slide 10: Financial Highlights | Standalone
Financial Highlights | Standalone Rs in Crores Profit and Loss 2 Asset Quality Assets & Net Worth 1 As on date figures. 2 Operating profit is Profit Before Tax , Depreciation & Impairment on Financial Instruments.
Slide 11: Key Financial Ratios
Key Financial Financial Ratios | Key Financial Ratios Highlights As on As on As on Particulars 30.09.2026 30.09.25 31.03.26 Yield on Loan Assets (%) 9.41% 9.87% 9.54% (Gross) Cost of Borrowings (%)* 7.20% 7.24% 7.05% Interest Spread (%) 2.21% 2.63% 2.49% Net Interest Margin (%) 3.83% 3.72% 3.65% (An
Slide 12: Financial Highlights | Statement of Profit & Loss
Financial Highlights | Statement of Profit & Loss Rs in Crores
Slide 13: Financial Highlights | Statement of Assets & Liabilities
Financial Highlights | Statement of Assets & Liabilities Rs in Crores
Slide 14: Financial Highlights | Consolidated
Financial Highlights | Consolidated Rs in Crores
Slide 15: Lending Profile
1 Composition of Outstanding Loans 2 Pan India Presence – Loan Assets Lending Profile
Slide 16: Lending Profile | Composition of Outstanding Loans
Lending Profile | Composition of Outstanding Loans ₹ in Crores Sector-Wise Loan Outstanding as on September 30th 2026
Slide 17: Lending Profile | Well diversified assets & PAN India Presence
Lending Profile | Well diversified assets & PAN India Presence Himachal Pradesh Rajasthan 2,423 2.49% 15,738 16.16% Uttar Pradesh Punjab 2,709 2.78% 4,321 4.44% Sikkim States with more than 5% Madhya Pradesh 1,705 1.75% share in Gross Loan Portfolio 5,399 5.54% Odisha Gujarat 2,079 2.13% Loans outst
Slide 18: Borrowing Profile
1 Credit Ratings 2 Outstanding Borrowings Borrowing Profile
Slide 19: Borrowing Profile | Credit Ratings
Borrowing Profile | Credit Ratings Domestic Credit Ratings for Long Term Borrowings International Credit Rating “AAA” “AAA” “AAA” “AAA” “AAA” 'BBB’ Long-Term Stable Stable Stable Stable Stable Stable 'A-2’ Short-Term Stable
Slide 20: Borrowing Profile | Outstanding Borrowings
Borrowing Profile | Outstanding | Borrowings Rs in crores Domestic Borrowings ₹ 80,882 Cr Borrowings as on 30 Sept 2026 57000 100% 36153 36198 47000 27601 53% 52% 80% ₹ 10,071 Cr Borrowings Raised during H1 FY 27 37000 46% 60% 27000 47% 33180 48% 40% 17000 32199 54% 31679 Particulars 30.09.2026 30.0
Slide 21: Asset Quality
1 Gross NPA & Net NPA 2 Movement of NPA Asset Quality
Slide 22: Asset Quality | Gross NPA & Net NPA
Asset Quality| Gross NPA & Net NPA Gross NPA ( Rs in Crores) Net NPA ( Rs in Crores) 3000 6.00% 5000 9.00% 4500 3.76% 3.49% 3.57% 2500 4000 3.21% 3568 2.36% 2.45% 3482 3500 3245 1.66% 1.35% 671* 2000 0.99% 1.29% 1.23% 1.08% 667* 3000 783* 671* 2500 783* 1500 2000 1866 1172 1134 1513 1411 1029 1500 1
Slide 23: Asset Quality | Movement of NPAs
Asset Quality| Movement of NPAs ₹ in Crores
Slide 24: Shareholder's Outlook
1 Category of Shareholders 2 Shareholding Pattern Shareholder’s Outlook
Slide 25: Shareholder's Outlook | Category of Shareholders
Shareholder’s Outlook|Category of Shareholders Resident Insurance Individuals Companies 21.77% 2.38% FIIs & FPIs President of 2.57% India (GOI) 71.76% Mutual Funds 0.14% Non Resident Individuals Others 0.46 0.92%
Slide 26: Shareholder's Outlook | Shareholding Pattern
Shareholder’s Outlook|Shareholding Pattern As on 30.09.2026 As on 30.09.2025
Slide 27: IREDA's ESG Journey
1 Introduction 2 ESG Initiatives 3 ESG Scores and Ratings IREDAs ESG Journey
Slide 28: ESG Highlights FY 2026
ESG HIGHLIGHTS FY 2026 RELEASED FIRST EVER ESG REPORT FY26 Released the First Ever ESG Report of IREDA at the AGM on 29 September. The report is aligned with National & Global standards like NGRBC, GRI, SASB & UNSDG framework. BRSR submission Submitted the 3rd BRSR with reasonable assurance from an
Slide 29: ESG Performance Highlights and Ratings
ESG Performance Highlights FY 26 WATER INTENSITY ENERGY INTENSITY MORE DISCLOSURES WOMAN WORKFORCE ↓ 4.76% ↓ 10.61% Scope 3 23% Water intensity per rupee of Energy intensity per rupee of Indirect emissions reported for Women employees – highest turnover (KL/million INR), FY 26 turnover (GJ/million I
Slide 30: Thank You
Investor Resources Annual Report https://www.ireda.in/annual-reports Financial results https://www.ireda.in/financial-results Join us: @ireda.in Investor https://www.ireda.in/investor-grievance- Grievance officer www.ireda.in Contact us https://www.ireda.in/contact Thank You
Slide 31: Registered and Corporate Office Addresses
Indian Renewable Energy Development Agency Limited CIN : L65100DL1987GOI027265 Registered Office 1st Floor, India Habitat Centre, Core-4A, Lodhi Rd, East Court, Lodi Colony New Delhi 110003 IREDA Business Centre NBCC Office Complex, Office Block No. ll Plate B, 7th Floor, East Kidwai Nagar New Delhi
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