Slide 1: Reimagining the Path to Homeownership with AI-driven innovation
Reimagining the Path to Homeownership with AI-driven innovation November 2025 Corporate Presentation NASDAQ AIRE
Slide 2: Disclaimers
Disclaimers This presentation is made solely for information purposes and no representation or warranty, express or implied, is registration, exemption from registration or qualification under the securities laws of any such jurisdiction. made by reAlpha Tech Corp. (“reAlpha,ˮ “we,ˮ “us,ˮ “our,ˮ and
Slide 3: Executive Summary
Executive Summary reAlpha is building a next-generation, vertically integrated real estate technology company that leverages AI to streamline and monetize the full home buying and selling journey Full-Stack Revenue By unifying Realty, Mortgage, and Title services into a single platform, Model reAlph
Slide 4: Investment Highlights
Investment Highlights Massive $3 Trillion+ Market, Purpose-Built for the Modern Homebuyer 1 reAlpha is targeting the multi-trillion-dollar1 opportunity across real estate, mortgage, and title with a tech-first model designed for scalability, efficiency, and cross-vertical revenue generation Monetiza
Slide 5: $3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity
$3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity U.S. Housing U.S. Mortgage U.S. Title Market Origination Market Insurance Market ~$80B ~$18B Total Commissions Total Mortgage Paid 2024 Broker Commissions ~$23B Total Title Insurance Revenue $1.5T $1.7T Total Home Total Value
Slide 6: Homebuying Today: Costly, Complex, and Fragmented
Homebuying Today: Costly, Complex, and Fragmented Many Costs and a Complex Process Traditional Market Not Up to the Task Numerous Fees are Standard • Consumers aren't financially rewarded when using standalone services in the homebuying process and pay a fee for each service • Buyers often assume co
Slide 7: Analogous Industries Disrupted by Tech-Driven Innovations
Analogous Industries Disrupted by Tech-Driven Innovations Industry SECURITIES BROKER TRAVEL ADVERTISING Company New Revenue Order routing, data subscriptions Merchant model, bundling Algorithm-driven Model and bid/ask spreads trips and trip insurance personalized advertising $118.8B $32.9B $3.5T Mar
Slide 8: reAlpha: Reimagining the Path to Homeownership
reAlpha: Reimagining the Path to Homeownership A Unified Platform Powered by AI and backed by Human Expertise Consumer-Aligned Pricing Model 1 “Commission rebate at closingˮ approach rewards homebuyers who use multiple services on the reAlpha platform. It aims to maximize consumer value while aligni
Slide 9: End-to-End Homebuying Platform Unifies Key Services
End-to-End Homebuying Platform Unifies Key Services Realty Mortgage Title & Closing As of November 21, 2025, reAlpha is licensed to provide mortgage brokerage services in 31 states. All three services Realty, Mortgage, and Title) are currently only available in Florida and Virginia; however, two ou
Slide 10: The End-to-End Real Estate Super App
The End-to-End Real Estate Super App AI agent on standby 24/7 to answer questions, educate homebuyers, and ensure smooth Mortgage built-in transactions so homebuyers can move Licensed agents from offer to closing provide expert support seamlessly Rebate at closing BL on a no-obligation basis is desi
Slide 11: Commission Rebate Program Makes Homebuying More Affordable and Accessible
Commission Rebate Program Makes Homebuying More Affordable and Accessible 75% Commission Rebate at Closing Estimated Customer Rebate: $8,0002 of Buyerʼs Agent reAlpha increases homebuyers' purchasing power: Commission ▪ Bundle and save approach is intended to generate homebuyer savings and increase
Slide 12: A Homeownership Success Story Utilizing reAlpha's Full Service Platform
A Homeownership Success Story Utilizing reAlpha’s Full Service Platform Verified Customer $860K Quadplex in Melbourne, FL $11K cash-to-close 40-day close | VA Loan • Leveraged reAlphaʼs commission rebate and VA benefits to reduce upfront costs • Managed transaction through reAlphaʼs platform across
Slide 13: Mortgage Division Delivering Strong Growth and High Customer Satisfaction
Mortgage Division Delivering Strong Growth and High Customer Satisfaction $623MM Formerly Be My Neighbor Mortgage. Data reflects Total Loan Volume activity from 2022 to September 2025, sourced internally from operational records. reAlpha completed the acquisition of reAlpha Mortgage in September 202
Slide 14: Delivering Comprehensive Title Services
Delivering Comprehensive Title Services Client-Focused and Technology-Driven Delivers comprehensive, digital title services to meet the Comprehensive Title Services dynamic needs of reAlpha homebuyers Title Insurance Reliable and Secure By collaborating with underwriters, reAlpha offers customers pr
Slide 15: Innovative Revenue Model Unlocks Value Across the Homebuying Journey
Innovative Revenue Model Unlocks Value Across the Homebuying Journey reAlpha generates revenue from closing costs and services beyond the home purchase15.1 Realty Services Mortgage Brokering Title Services Post-Closing Providing 24/7 AI-assisted real estate Helping homebuyers find a mortgage Verif
Slide 16: Prevu: Technology-Driven Real Estate Brokerage
Strategic Acquisition Strengthens reAlpha’s AI-Driven Realty Platform Prevu: Technology-Driven Real Estate Brokerage Residential real estate brokerage offering buyers a commission rebate through a fully digital homebuying platform Expands Realty Footprint ⏺ Market-Tested Rebate Model ⏺ Enhances Plat
Slide 17: Prevu Business Overview: Fully Integratable into reAlpha's Full Stack Model
Prevu Business Overview: Fully Integratable into reAlpha’s Full Stack Model Key Metrics Business Highlights ⟶ Founded in 2017 Proven Rebate Model 1 ⟶ 1270 total homes sold Market-tested commission rebate structure with demonstrated buyer adoption ⟶ $1.5M 2025 estimated revenue ⟶ 9 agents Agent Opera
Slide 18: Synergistic Platform Expected to Accelerate Path to Profitability
Synergistic Platform Expected to Accelerate Path to Profitability Scale Differentiation Revenue Lift Margin Expansion Immediate Multi-State Complementary Cross-Selling Cost Synergies Market Entry and Technology & User Synergies Across Supporting Transaction Flow Experience Platforms Mortgage and Tit
Slide 19: Prevu Acquisition and Strategic License Expansion Will Open New Markets and Drive Scale
Prevu Acquisition and Strategic License Expansion Will Open New Markets and Drive Scale Geographic Footprint Expansion • reAlphaʼs goal is to continue expanding to additional states and add Realty and Mortgage licenses to the portfolio Service Expansion • Increase services where reAlpha does not hav
Slide 20: Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Realty and Mortgage
Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Realty and Mortgage Brand1 Paid Social Paid Search Organic Search Blog content optimized for SEO & AI SEO Self-Generated FL Agents drive Loan Officers generate direct leads referral business Lead exchange between Realty Realty & Mort
Slide 21: Momentum Accelerating Across the Business
Momentum Accelerating Across the Business Strategic Progress Since Last Quarter Launched Internal AI Loan Improved Balance Sheet & One reAlpha: Naamche Officer Assistant Phase 2 Nasdaq Compliance Integration Upgraded assistant to now include Raised $7.5M in equity Unified product and technology auto
Slide 22: Financial Highlights
Financial Highlights Q3 2025 RESULTS1 REVENUE $1,445K 326% YoY GROSS PROFIT $750K 229% YoY GROSS PROFIT MARGIN 52% (15ppt) YoY ADJUSTED EBITDA ($2,208K) (76%) YoY YoY represents a comparison against the same period in the prior year Q3 ‘24 vs Q3 ‘25 1 Results for the periods presented include the
Slide 23: Strategic Roadmap to Drive Growth and Operational Excellence
Strategic Roadmap to Drive Growth and Operational Excellence • Accelerate state licensing expansion across Realty, Mortgage, and Title Expand Service • Build out correspondent lending to improve mortgage funding options Offerings • Continue strategic acquisitions of service companies • Increase spen
Slide 24: NASDAQ AIRE
NASDAQ AIRE Corporate Mortgage Email 6515 Longshore Loop, Suite 100, Dublin, OH 43017 305 W Woodard St, Suite 220, Denison, TX 75020 InvestorRelations@realpha.com 525 Washington Blvd, Suite 300, Jersey City, NJ 07310 Realty 1560 Sawgrass Corporate Parkway, Suite 455, Sunrise, FL, 33323 Phone 1 707
Slide 25: Endnotes
Endnotes Notes to Page 4 Investment Highlights and Page 5 $3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity 4.1 Redfin Data Center. "Monthly Housing Market Data from January 2024 December 2024." Redfin, URL https://www.redfin.com/news/data-center/]. Based on the tota
Slide 26: Non-U.S. GAAP Reconciliation
Non-U.S. GAAP Reconciliation The following table provides a reconciliation of net income to Adjusted EBITDA for the periods presented in this presentation: For the Three Months Ended September 301 2025 2024 Net loss $5,781,324 $2,098,574 Adjusted to exclude the following: Depreciation and amorti
Slide 27: Completed Acquisitions
Completed Acquisitions Technology-driven real estate brokerage Mortgage brokerage services in 31 states; formerly known as Be My Neighbor AI-powered chatbot in 270+ languages Title insurance and settlement services in 3 states (controlling interest) In-house AI development studio Planned Acquisition
Slide 28: Leadership Team
Leadership Team Mike Logozzo Piyush Phadke Vijay Rathna CEO, reAlpha Tech Corp. CFO, reAlpha Tech Corp. CTO, reAlpha Tech Corp. Mike is an experienced leader with a strong Piyush is a seasoned financial executive with Vijay is an experienced technology leader with background in financial services, i
Slide 29: Board of Directors
Board of Directors Giri Devanur Brian Cole Dimitrios Angelis Executive Chairman Compensation Committee Chairman Corporate Governance Committee Chairman • Entrepreneur with Nasdaq IPO experience • Managing Director, Baird Investment Bank • Board Director of a publicly listed company • EY Entrepreneur