Slide 1: Reimagining the Path to Homeownership with AI-driven innovation
Reimagining the Path to Homeownership with AI-driven innovation March 2026 Corporate Presentation NASDAQ AIRE
Slide 2: Disclaimers
Disclaimers This presentation is made solely for information purposes and no representation or warranty, express or implied, is We caution you not to place undue reliance on any forward-looking statements, which speak only as of the date of made by reAlpha Tech Corp. (“reAlpha,ˮ “we,ˮ “us,ˮ “our,ˮ a
Slide 3: Executive Summary
Executive Summary reAlpha is building a next-generation, vertically integrated real estate technology company that leverages AI to streamline and monetize the full home buying and selling journey Full-Stack Revenue By unifying Real Estate, Mortgage, and Title services into a single platform, reAlpha
Slide 4: Investment Highlights
Investment Highlights Massive $3 Trillion+ Market, Purpose-Built for the Modern Homebuyer 1 reAlpha is targeting the multi-trillion-dollar1 opportunity across real estate, mortgage, and title with a tech-first model designed for scalability, efficiency, and cross-vertical revenue generation Monetiza
Slide 5: $3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity
$3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity U.S. Housing U.S. Mortgage U.S. Title Market Origination Market Insurance Market $85B $21B Total Commissions Total Mortgage Broker Paid 2025 Commissions $17.1B Total Title Insurance Revenue $1.5T $1.9T Total Home Total Val
Slide 6: Homebuying Today: Costly, Complex, and Fragmented
Homebuying Today: Costly, Complex, and Fragmented Many Costs and a Complex Process Traditional Market Not Up to the Task Numerous Fees are Standard • Consumers aren't financially rewarded when using standalone services in the homebuying process and pay a fee for each service • Buyers often assume co
Slide 7: Analogous Industries Disrupted by Tech-Driven Innovations
Analogous Industries Disrupted by Tech-Driven Innovations Industry SECURITIES BROKER TRAVEL ADVERTISING Company New Revenue Order routing, data subscriptions Merchant model, bundling Algorithm-driven Model and bid/ask spreads trips and trip insurance personalized advertising $68.5B $26.4B $3.7T Mark
Slide 8: reAlpha: Reimagining the Path to Homeownership
reAlpha: Reimagining the Path to Homeownership A Unified Platform Powered by AI and backed by Human Expertise Consumer-Aligned Pricing Model 1 “Commission rebate at closingˮ approach rewards homebuyers who use multiple services on the reAlpha platform. It aims to maximize consumer value while aligni
Slide 9: End-to-End Homebuying Platform Unifies Key Services
End-to-End Homebuying Platform Unifies Key Services Real Estate Mortgage Title & Closing 1 As of March 3, 2026, reAlpha holds real estate brokerage licenses in 13 U.S. states and Washington, D.C., mortgage brokerage licenses in 31 U.S. states, and title agency licenses in 3 U.S. states. All three se
Slide 10: The End-to-End Real Estate Platform
The End-to-End Real Estate Platform Licensed agents Mortgage built-in Rebate at closing AI agent on standby 24/7 provide expert support so homebuyers can move from designed to incentivize consumer provides homebuyer education and on a no-obligation basis offer to closing seamlessly adoption of reAlp
Slide 11: Commission Rebate Program Makes Homebuying More Affordable and Accessible
Commission Rebate Program Makes Homebuying More Affordable and Accessible Commission Rebate at Closing reAlpha increases homebuyers' purchasing power: Average Customer Savings: ~$10,0003 ▪ Bundle and save approach is intended to generate homebuyer savings and increase the incentive to use multiple r
Slide 12: A Homeownership Success Story Utilizing reAlpha's Full Service Platform
A Homeownership Success Story Utilizing reAlpha’s Full Service Platform Verified Customer $860K Quadplex in Melbourne, FL $11K cash-to-close 40-day close | VA Loan • Leveraged reAlphaʼs commission rebate and VA benefits to reduce upfront costs • Managed transaction through reAlphaʼs platform across
Slide 13: Mortgage Division Delivering Strong Growth and High Customer Satisfaction
Mortgage Division Delivering Strong Growth and High Customer Satisfaction $652MM Total Loan Volume Formerly Be My Neighbor Mortgage. Data reflects activity from 2022 to December 2025, sourced internally from operational records. reAlpha completed the acquisition of reAlpha Mortgage in September 2024
Slide 14: Delivering Comprehensive Title Services
Delivering Comprehensive Title Services Client-Focused and Technology-Driven Delivers comprehensive, digital title services to meet the Comprehensive Title Services dynamic needs of reAlpha homebuyers Title Insurance Reliable and Secure By collaborating with underwriters, reAlpha offers customers pr
Slide 15: Innovative Revenue Model Unlocks Value Across the Homebuying Journey
Innovative Revenue Model Unlocks Value Across the Homebuying Journey reAlpha generates revenue from closing costs and services beyond the home purchase15.1 Realty Services Mortgage Brokering Title Services Post-Closing Providing 24/7 AI-assisted real estate Helping homebuyers find a mortgage Verif
Slide 16: Strategic Acquisition Strengthens reAlpha's AI-Driven Realty Platform
Strategic Acquisition Strengthens reAlpha’s AI-Driven Realty Platform Prevu: Technology-Driven Real Estate Brokerage Residential real estate brokerage offering buyers a commission rebate through a fully digital homebuying platform Expands Realty Footprint ⏺ Market-Tested Rebate Model ⏺ Enhances Plat
Slide 17: Prevu Business Overview: Fully Integratable into reAlpha's Full Stack Model
Prevu Business Overview: Fully Integratable into reAlpha’s Full Stack Model Key Metrics Business Highlights ⟶ Founded in 2017 Proven Rebate Model 1 ⟶ 1270 total homes sold Market-tested commission rebate structure with demonstrated buyer adoption ⟶ $1.5M 2025 estimated revenue ⟶ 9 agents Agent Opera
Slide 18: Synergistic Platform Expected to Accelerate Path to Profitability
Synergistic Platform Expected to Accelerate Path to Profitability Scale Differentiation Revenue Lift Margin Expansion Immediate Multi-State Complementary Cross-Selling Cost Synergies Market Entry and Technology & User Synergies Across Supporting Transaction Flow Experience Platforms Mortgage and Tit
Slide 19: Prevu Acquisition and Strategic License Expansion Will Open New Markets and Drive Scale
Prevu Acquisition and Strategic License Expansion Will Open New Markets and Drive Scale Geographic Footprint Expansion • reAlphaʼs goal is to continue expanding to additional states and add Realty and Mortgage licenses to the portfolio Service Expansion • Increase services where reAlpha does not hav
Slide 20: Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Real Estate and Mortgage
Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Real Estate and Mortgage Brand1 Paid Social Paid Search Organic Search Blog content optimized for AEO Self-Generated Agents drive Loan Officers generate direct leads referral business Lead exchange between Real Real Estate & Mortgage
Slide 21: Momentum Accelerating Across the Business
Momentum Accelerating Across the Business Strategic Progress Since Last Quarter Acquired Prevu to Expand Launched Homebuying Appointed Kutzman Real Estate Footprint Hub CFO of reAlpha Expanded digital brokerage Introduced a centralized Appointed Thomas Kutzman presence to 13 states and platform to c
Slide 22: Financial Highlights
Financial Highlights Q4 2025 RESULTS1 REVENUE $895K 70% YoY GROSS PROFIT $561K 54% YoY GROSS PROFIT MARGIN 63% (6 ppt) YoY ADJUSTED EBITDA ($3,848K) (95%) YoY YoY represents a comparison against the same period in the prior year Q4 ‘24 vs Q4 ‘25 1 Results for the periods presented include the oper
Slide 23: Financial Highlights
Financial Highlights FY 2025 RESULTS1 TRANSACTION VOLUME REVENUE $4,518K 376% YoY GROSS PROFIT MARGIN 54% (14 ppt) YoY $116M CASH $7,784K 149% YoY The aggregate dollar value of transactions generated across ADJUSTED EBITDA ($13,689K) (146%) brokerage, mortgage, and title services during the trailing
Slide 24: Strategic Roadmap to Drive Growth and Operational Excellence
Strategic Roadmap to Drive Growth and Operational Excellence • Accelerate state licensing expansion across Realty, Mortgage, and Title Expand Service • Build out correspondent lending to improve mortgage funding options Offerings • Continue strategic acquisitions of service companies • Increase spen
Slide 25: NASDAQ: AIRE
NASDAQ AIRE Corporate Mortgage Email 6515 Longshore Loop, Suite 100, Dublin, OH 43017 305 W Woodard St, Suite 220, Denison, TX 75020 InvestorRelations@realpha.com 525 Washington Blvd, Suite 300, Jersey City, NJ 07310 Prevu Phone Realty 110 E 25th St, New York, NY 10010 1 7077325742 ext 2 1560 Sa
Slide 26: Endnotes
Endnotes Notes to Page 4 Investment Highlights and Page 5 $3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity 4.1 Redfin Data Center. "Monthly Housing Market Data from January 2025 December 2025." Redfin, URL https://www.redfin.com/news/data-center/]. Based on the tota
Slide 27: Non-U.S. GAAP Reconciliation
Non-U.S. GAAP Reconciliation The following table provides a reconciliation of net income to Adjusted EBITDA for the periods presented in this presentation: Year ended December 31 2025 2024 Net loss $17,590,392 $26,022,349 Adjusted to exclude the following: Depreciation and amortization $543,170
Slide 28: Completed Acquisitions
Completed Acquisitions Technology-driven real estate brokerage Mortgage brokerage services in 31 states; formerly known as Be My Neighbor AI-powered chatbot in 270+ languages Title insurance and settlement services in 3 states (controlling interest) In-house AI development studio; formerly known as
Slide 29: Leadership Team
Leadership Team Mike Logozzo Thomas Kutzman Vijay Rathna CEO, reAlpha Tech Corp. CFO, reAlpha Tech Corp CTO, reAlpha Tech Corp. Mike is an experienced leader with a strong Thomas is a growth-minded executive with a Vijay is an experienced technology leader with background in financial services, inno
Slide 30: Board of Directors
Board of Directors Giri Devanur Dimitrios Angelis Balaji Swaminathan Executive Chairman Chairman, Corporate Governance & Chairman, Audit Committee Compensation Committees • Entrepreneur with Nasdaq IPO experience • Founder and CEO of SAIML Private Ltd • Board Director of a publicly listed company Fo