Slide 1: Reimagining the Path to Homeownership with AI-driven innovation
Reimagining the Path to Homeownership with AI - driven innovation March 2026 Corporate Presentation NASDAQ: AIRE
Slide 2: Disclaimers
Disclaimers This presentation is made solely for information purposes and no representation or warranty, express or implied, is made by reAlpha Tech Corp . (“reAlpha,” “we,” “us,” “our,” and, together with our subsidiaries, the “Company”) or any of its representatives as to the information contained
Slide 3: Executive Summary
Executive Summary reAlpha is building a next - generation, vertically integrated real estate technology company that leverages AI to streamline and monetize the full home buying and selling journey 3 By unifying Real Estate, Mortgage, and Title services into a single platform, reAlpha is able to cap
Slide 4: Investment Highlights
Investment Highlights Massive $3 Trillion+ Market, Purpose - Built for the Modern Homebuyer reAlpha is targeting the multi - trillion - dollar 1 opportunity across real estate, mortgage, and title with a tech - first model designed for scalability, efficiency, and cross - vertical revenue generation
Slide 5: $3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity
$3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity 5 U.S. Housing Market ~$85B Total Commissions Paid (2025) U.S. Housing Market data sourced from Redfin and Clever Real Estate [4.1] $1.5T Total Home Transactions Value ~$21B Total Mortgage Broker Commissions $1.9T Total Value o
Slide 6: Homebuying Today: Costly, Complex, and Fragmented
Homebuying Today: Costly, Complex, and Fragmented Many Costs and a Complex Process Numerous Fees are Standard • Consumers aren't financially rewarded when using standalone services in the homebuying process and pay a fee for each service • Buyers often assume commissions are paid by the seller, but
Slide 7: Analogous Industries Disrupted by Tech-Driven Innovations
SECURITIES BROKER Order routing, data subscriptions and bid/ask spreads $68.5B ADVERTISING Algorithm - driven personalized advertising $3.7T TRAVEL Merchant model, bundling trips and trip insurance $26.4B Analogous Industries Disrupted by Tech - Driven Innovations Industry Company New Revenue Model
Slide 8: reAlpha: Reimagining the Path to Homeownership
reAlpha: Reimagining the Path to Homeownership A Unified Platform Powered by AI and backed by Human Expertise 8 AI Automation Data Science + Human Expertise Consumer - Aligned Pricing Model 1 “Commission rebate at closing” approach rewards homebuyers who use multiple services on the reAlpha platform
Slide 9: End-to-End Homebuying Platform Unifies Key Services
End - to - End Homebuying Platform Unifies Key Services 9 Mortgage Real Estate Title & Closing 1 As of March 3 , 2026 , reAlpha holds real estate brokerage licenses in 13 U . S . states and Washington, D . C . , mortgage brokerage licenses in 31 U . S . states, and title agency licenses in 3 U . S .
Slide 10: The End-to-End Real Estate Platform
AI agent on standby 24/7 provides homebuyer education and 24/7 transaction support The End - to - End Real Estate Platform 10 Mortgage built - in so homebuyers can move from offer to closing seamlessly Rebate at closing designed to incentivize consumer adoption of reAlpha services Licensed agents pr
Slide 11: Commission Rebate Program Makes Homebuying More Affordable and Accessible
Commission Rebate Program Makes Homebuying More Affordable and Accessible 11 Real Estate + Mortgage Real Estate only up to 1.5% of home purchase price back at closing up to 1% of home purchase price back at closing Commission Rebate at Closing Not using reAlpha No Commission Rebate to Homebuyer reAl
Slide 12: A Homeownership Success Story Utilizing reAlpha's Full Service Platform
12 A Homeownership Success Story Utilizing reAlpha’s Full Service Platform Verified Customer $860K Quadplex in Melbourne, FL <$11K cash - to - close 40 - day close | VA Loan • Leveraged reAlpha’s commission rebate and VA benefits to reduce upfront costs • Managed transaction through reAlpha’s platfo
Slide 13: Mortgage Division Delivering Strong Growth and High Customer Satisfaction
Mortgage Division Delivering Strong Growth and High Customer Satisfaction 13 $652MM Total Loan Volume 1,965 Total Loans Closed $332K Avg Loan Amount 4.9/5 Google Reviews Loan Types Formerly Be My Neighbor Mortgage. Data reflects activity from 2022 to December 2025, sourced internally from operationa
Slide 14: Delivering Comprehensive Title Services
Delivering Comprehensive Title Services Client - Focused and Technology - Driven Delivers comprehensive, digital title services to meet the dynamic needs of reAlpha homebuyers Reliable and Secure By collaborating with underwriters, reAlpha offers customers protection against title defects. Security
Slide 15: Innovative Revenue Model Unlocks Value Across the Homebuying Journey
Innovative Revenue Model Unlocks Value Across the Homebuying Journey reAlpha generates revenue from closing costs and services beyond the home purchase [15.1] 1 Estimated customer revenue for realty services is based on the following assumptions: $446,000 median house price (as of June 2025; R edfin
Slide 16: Prevu: Technology-Driven Real Estate Brokerage
Prevu: Technology - Driven Real Estate Brokerage Residential real estate brokerage offering buyers a commission rebate through a fully digital homebuying platform Strategic Acquisition Strengthens reAlpha’s AI - Driven Realty Platform Expands Realty Footprint Market - Tested Rebate Model Enhances Pl
Slide 17: Prevu Business Overview
Prevu Business Overview: Fully Integratable into reAlpha’s Full Stack Model 1 U.S. Census Bureau, Population Division – Annual Estimates of the Resident Population for States and D.C., July 1, 2024 (Vintage 2024) Market Coverage Key Metrics ⟶ Founded in 2017 ⟶ 1270 total homes sold ⟶ $1.5M 2025 esti
Slide 18: Synergistic Platform Expected to Accelerate Path to Profitability
Acquire regulatory infrastructure, expanding realty footprint from 3 to 13 markets, and financially accretive transaction flow to drive growth Immediate Multi - State Market Entry and Transaction Flow Combine digital platform with Claire (AI homebuying concierge) to further reduce friction and eleva
Slide 19: Prevu Acquisition and Strategic License Expansion Will Open New Markets and Drive Scale
Geographic Footprint Expansion • reAlpha’s goal is to continue expanding to additional states and add Realty and Mortgage licenses to the portfolio Service Expansion • Increase services where reAlpha does not have a full suite of homebuying services in place • Attract service partners to reAlpha’s v
Slide 20: Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition
20 Multi - Channel Go - to - Market Strategy Fuels Lead Acquisition through Real Estate and Mortgage 1 Brand investment enabled through Mecurius Media Capital LP media - for - equity investment 2 In states where multiple services are available, such as Florida, Georgia, and Texas Integrated digital
Slide 21: Momentum Accelerating Across the Business
Momentum Accelerating Across the Business 21 Acquired Prevu to Expand Real Estate Footprint Expanded digital brokerage presence to 13 states and Washington, D.C., accelerating national growth Signed Definitive Agreement to Acquire InstaMortgage Entered agreement to expand mortgage footprint to nine
Slide 22: Financial Highlights: Q4 2025 Results
70% $895K REVENUE YoY 54% YoY $561K GROSS PROFIT (6 ppt) 63% GROSS PROFIT MARGIN YoY (95%) ($3,848K) ADJUSTED EBITDA YoY Financial Highlights 22 Q4 2025 RESULTS 1 YoY represents a comparison against the same period in the prior year (Q4 ‘24 vs Q4 ‘25) 1 Results for the periods presented include the
Slide 23: Financial Highlights: FY 2025 Results
376% $4,518K REVENUE YoY (14 ppt) YoY 54% GROSS PROFIT MARGIN 149% $7,784K CASH YoY (146%) ($13,689K) ADJUSTED EBITDA YoY Financial Highlights 23 FY 2025 RESULTS 1 YoY represents a comparison against the same period in the prior year (FY ‘24 vs FY ‘25) 1 Results for the periods presented include the
Slide 24: Strategic Roadmap to Drive Growth and Operational Excellence
Expand Service Offerings • Accelerate state licensing expansion across Realty, Mortgage, and Title • Build out correspondent lending to improve mortgage funding options • Continue strategic acquisitions of service companies Strategic Roadmap to Drive Growth and Operational Excellence Increase Funnel
Slide 25: Contact
NASDAQ: AIRE Email InvestorRelations@realpha.com Phone +1 707 - 732 - 5742 ext 2 Corporate 6515 Longshore Loop, Suite 100, Dublin, OH 43017 525 Washington Blvd, Suite 300, Jersey City, NJ 07310 Realty 1560 Sawgrass Corporate Parkway, Suite 455, Sunrise, FL, 33323 Mortgage 305 W Woodard St, Suite 220
Slide 26: Endnotes
Endnotes 26 Notes to Page 4 – Investment Highlights and Page 5 – $3.4 Trillion U.S. Real Estate Market Represents Significant Opportunity [4.1] Redfin Data Center. "Monthly Housing Market Data from January 2025 - December 2025." Redfin, [URL: https:// www.redfin.com/news/data - center/ ] . Based on
Slide 27: Non-U.S. GAAP Reconciliation
Non - U.S. GAAP Reconciliation The following table provides a reconciliation of net income to Adjusted EBITDA for the periods presented in this presentation: 27 (1) Represents amortization of all debt issuance costs and original issue discount due to the repayment of the Note (as defined below) issu
Slide 28: Completed and Planned Acquisitions
Planned Acquisitions Showings Mortgage Post - closing Services 28 Completed Acquisitions Technology - driven real estate brokerage Mortgage brokerage services in 31 states; formerly known as Be My Neighbor AI - powered chatbot in 270+ languages Title insurance and settlement services in 3 states (co
Slide 29: Leadership Team
Jamie Cavanaugh CEO, reAlpha Mortgage Jamie is a seasoned mortgage executive with expertise leading strategy, growth, and operations. She has held senior roles at Amerifund Home Loans, Prospect Mortgage, and Bank of America. She is a licensed California Real Estate Broker and has been a Mortgage Loa
Slide 30: Board of Directors
Board of Directors Prabhu Antony Board Member • Founder and CIO of Scieniti • Former Oracle Corporate Development; $10B+ in cross - border MsA • Alumni of Stanford GSB and Wharton Balaji Swaminathan Chairman, Audit Committee • Founder and CEO of SAIML Private Ltd • Former President of Westpac Bankin