Realpha Tech Corp. · NASDAQ:AIRE
Realpha Tech — Investor Presentation (October 2026)
24 slides from Realpha Tech's investor presentation, Oct 7, 2026
Slide 1: Homebuying, Redesigned around you
Homebuying, Redesigned around you October 2026 Corporate Presentation NASDAQ AIRE
Slide 2: Disclaimers
Disclaimers This presentation is made solely for information purposes and no representation or warranty, express or implied, is We caution you not to place undue reliance on any forward-looking statements, which speak only as of the date of made by reAlpha Tech Corp. (“reAlpha,ˮ “we,ˮ “us,ˮ “our,ˮ a
Slide 3: Investment Highlights
Investment Highlights 01 Modernizing the $145B residential real estate market Real estate commissions, mortgage revenue, and title insurance revenue represent a combined $145B1 opportunity largely still organized around the agent and lender – not the buyer. reAlpha is purpose-built to change that,
Slide 4: A platform where buyers feel everything is handled before they even think to ask
Homebuying, redesigned around you WHAT WE ASPIRE TO BUILD: A platform where buyers feel everything is handled before they even think to ask
Slide 5: A $145B opportunity, still fragmented
A $145B[1] opportunity, still fragmented U.S. Annual Revenue by Service (2025) ~$17B Total Title Insurance Revenue4 ~$43B ~$85B Total Mortgage Revenue 3 Total Real Estate Commissions2 ¹ Represents the aggregate annual revenue size of U.S. real estate commissions, mortgage revenue, and title in
Slide 6: Today's homebuyers expect more
Today’s homebuyers expect more What They Get: “Fragmented Experienceˮ What They Want: “It Just Worksˮ One team in their corner One conversation instead of multiple threads Affordability, by design Potential savings instead of hidden costs Answers before they ask Decision making instead of project ma
Slide 7: One platform, one team, from first search to keys
One platform, one team, from first search to keys One Platform The Homebuying Hub is designed to bring real estate and lending into one organized place. Our experts, supported by AI, help manage the back-end complexity so buyers can focus on the decision, not the process. One Homebuying Team A dedic
Slide 8: Commission rebate program designed to make homebuying more affordable and accessible
Commission rebate program designed to make homebuying more affordable and accessible Can help increasing homebuyers’ purchasing power Commission Rebate at Closing Average Customer Savings: Eligible buyers who use reAlpha for real estate and mortgage may receive a ~$10,000[2] commission rebate of up
Slide 9: The platform, working as designed
The platform, working as designed Customer Outcome Transaction Snapshot How reAlpha delivered a high-value, low frictions investment property purchase $860K < $11K • Leveraged reAlphaʼs commission rebate and Purchase Price Cash to Close VA benefits to reduce upfront costs • Managed transaction throu
Slide 10: Three services, one transaction: up to $26,000 in revenue potential per customer
Three services, one transaction: up to $26,000 in revenue potential per customer Real Estate Services[1] Mortgage Services[2] Title Services[3] Est Revenue per Est Revenue per Est Revenue per Customer:[4] $6,600 Customer:[5] $14,400 Customer:[6] $5,000 Providing 24/7 AI-assisted Helping homebuyers f
Slide 11: Mergers & Acquisitions Thesis
Mergers & Acquisitions Thesis Each acquisition must add a key capability the platform needs to better serve the buyer from beginning to end
Slide 12: Disciplined M&A strategy accelerates platform offerings
Disciplined M&A strategy accelerates platform offerings In-house AI development and design studio; building the platform technology, 5/2024 including Claire AI and business automation. Formerly known as Naamche Entered the title vertical with insurance and settlement services in Florida, 7/2024 Tenn
Slide 13: InstaMortgage acquisition adds direct lending capabilities and geographic reach
InstaMortgage acquisition adds direct lending capabilities and geographic reach, expanding revenue and margin potential Closed Aug ‘26 Key Metrics Acquisition Highlights ⟶ $3.3B in total mortgage originations from 2015 Margin Expansion to 2025 1 Moves reAlpha from a brokerage to direct lender in ⟶ 8
Slide 14: One acquisition with four strategic advantages
One acquisition with four strategic advantages Closed Aug ‘26 1 - Scale 2 - Differentiation 3 - Revenue Lift 4 - Margin Expansion Revenue from a Proven End-to-End Control Cross-Selling Direct Lending Lending Platform of the Mortgage Synergies Across Real Economics Replace Transaction Estate and Titl
Slide 15: reAlpha now offers mortgage services in 38 states + DC
reAlpha now offers mortgage services in 38 states + DC, with expanding service overlap Real Estate: 13 states + DC Mortgage: 38 states + DC1 Title: 3 states 1 Service 2 Services 3 Services reAlpha service availability as of October 6, 2026; at least one service available in 40 states + DC 1 Requir
Slide 16: Each acquisition is designed to build on the platform we've already built
Each acquisition is designed to build on the platform we've already built Acquire capability Stronger Integrate into platform platform Ship platform Better AI improvements More buyers More data 16
Slide 17: Momentum accelerating across the business
Momentum accelerating across the business Latest Strategic Progress Acquired InstaMortgage Added geographic reach and direct lending capabilities, creating additional revenue, margin expansion, and cross-sell opportunities across the homebuying transaction. Enhanced AI-Assisted Return-Driven Spendin
Slide 18: Pro Forma Combined Financial Highlights
Pro Forma Combined Financial Highlights Transaction Volume, FY 2025[1] Revenue, FY 2025[2] Gross profit, FY 2025 $393M $11.8M $7.7M The aggregate dollar value of Approximately 2.6x reAlphaʼs Approximately 3.2x reAlphaʼs transactions generated across standalone 2025 revenue, standalone 2025 gross pro
Slide 19: Focus areas for the next 12 months
Focus areas for the next 12 months Expand Service ● Accelerate state licensing expansion across Real Estate Offerings ● Pursue title acquisition to fill service offering gap Diversify Customer ● Increase spending in proven existing lead generation channels Acquisition Channels ● Pilot new channels t
Slide 20: A homebuying platform built for the buyer. Finally.
A homebuying platform built for the buyer. Finally. Why now? Why us? Residential real estate is a $145B opportunity[1] still largely organized The market is consolidating around the old model: Legacy aggregators are built on decades-old business around the agent and the lender, models and tech. We b
Slide 21: Leadership Team
Leadership Team Giri Devanur Mike Logozzo Thomas Kutzman Executive Chairman CEO, reAlpha Tech Corp. CFO, reAlpha Tech Corp. Giri is the founder of reAlpha and Mike is an experienced leader with Thomas is a growth-minded an entrepreneur with Nasdaq IPO a strong background in financial executive with
Slide 22: Board of Directors
Board of Directors Giri Devanur Dimitrios Angelis Balaji Swaminathan Prabhu Antony Mike Logozzo Executive Chairman Chairman, Corporate Chairman, Audit Committee Board Member CEO, reAlpha Tech Corp. Governance & Compensation Committees ● Entrepreneur with ● Board Director of two ● Founder and CEO of
Slide 23: Endnotes
Endnotes Notes to Page 5 A $145B opportunity, still fragmented 10.5 Estimated customer revenue for mortgage services is based on an illustrative $500,000 home purchase price and a 19% down payment (SoFi), resulting in a loan amount of $405,000. Revenue 5.1 U.S. Housing Market: Total U.S. housi
Slide 24: NASDAQ AIRE
NASDAQ AIRE Corporate Mortgage Email 6515 Longshore Loop, Suite 100, Dublin, OH 43017 305 W Woodard St, Suite 220, Denison, TX 75020 InvestorRelations@realpha.com 525 Washington Blvd, Suite 300, Jersey City, NJ 07310 4100 Moorpark Ave #221, San Jose, CA 95117 Phone Realty Prevu 1 7077325742 ext