Gfh Bank B.s.c. · BAHRAIN:GFH
Gfh Bank B.s.c — GFH Financial Group B.S.C. — FY2024 Earnings Presentation
12 slides from Gfh Bank B.s.c's earnings presentation, Feb 16, 2025
Slide 1: 2024 Results Presentation
2 0 2 4 R E S U LT S P R E S E N TAT I O N 16 February 2025
Slide 2: 2024 has been another remarkable year of growth and profitability
2024 has been another remarkable year of growth and profitability ROBUST FINANCIAL PERFORMANCE STRONG BUSINESS GROWTH $677m Revenues +40% YoY Momentum in Investment Banking & Proprietary • Strong growth supported by solid performance across all business lines Investments in Q4 2024 building on a str
Slide 3: Resilient growth trajectory driven by enhanced and diversified core revenues
Resilient growth trajectory driven by enhanced and diversified core revenues delivering improved shareholder returns CONSOLIDATED SHAREHOLDERS STRONG GROWTH IN TOTAL INCOME OF PROFITS ($m) PROFITS ($m) +40% TRANSLATING INTO YOY INCREASE IN 22% $119 PROFIT TO SHAREHOLDERS OF +15% $129 15% $105 o Stro
Slide 4: The Group continues to report Strong Balance sheet
The Group continues to report Strong Balance sheet ASSETS & AUMs LIQUID ASSETS STRONG AND LIQUID BALANCE SHEET $bn 10% $22 $20 48% 52% o ~10% increase in Assets & AuMs, reaching ~$22bn o Total assets of the Group were US$11.03 billion at 31 Dec'23 Dec'24 December 2024, compared with US$11.12 billion
Slide 5: Robust Capitalization, Liquidity and Funding Levels
Robust Capitalization, Liquidity and Funding Levels CAR CET1 CAR, LCR AND NSFR RATIOS REMAINS ROBUST AND WELL ABOVE REGULATORY THRESHOLD 20.98% 19.74% 16.67% 16.40% o Strong and resilient capital Base with CAR at 16.67% as Dec'23 Dec'24 Dec'23 Dec'24 of Dec 2024 CAR stands at 16.67 versus 16.4% CET
Slide 6: Investment Banking Business
Investment Banking Business Income (USD mn) WELL-ESTABLISHED INVESTMENT BANKING OFFERING WITH DIVERSIFIED AUMS AND Deal related income Asset management STRATEGIC FOCUS ON NON-CYCLICAL SECTORS 201 180 19 The Group core business line, Investment banking, contributed c.27% of 2024 total income. 75
Slide 7: Commercial Banking
Commercial Banking Income (USD mn) KHALEEJI BANK CONTINUED ITS UPWARD TRAJECTORY, SUPPORTING GROWTH THROUGH DISCIPLINED RESTRUCTURING 149 AND ENHANCED EFFICIENCY Recurring positive contributions from the Group’s Commercial Banking business, contributing ~22% from total Income 136 Khaleeji Bank a
Slide 8: Treasury and Proprietary investments
Treasury and Proprietary investments Income (USD mn) THE TREASURY & PROP BUSINESS LINE IS PLAYING A KEY AND FUNDAMENTAL ROLE IN BOOSTING THE GROUP’S PROFITABILITY WHILST MANAGING A HEALTHY LIQUIDITY 347 POSITION Contribution from Treasury and proprietary investments, including strategic transactio
Slide 9: ~34% increase in GFH share price during 2024
~34% increase in GFH share price during 2024 Share price performance of GFH vs. Dubai Financial Market General Index (Rebased to 100) ~34% increase in GFH share price during 2024 outperforming DFM General Index by ~8% showcasing a strong share price appreciation 9
Slide 10: GFH's consistent profitability has supported a stable dividends payment
GFH’s consistent profitability has supported a stable dividends payment The Board has recommended: Cash Dividend on Par Value Cash Dividend Per Share New Dividends Policy Implementing an interim dividend distribution policy on a semi-annual 6.2% $0.0164 basis starting this year, subject to regulator
Slide 11: 2024 Initiatives
GFH continued to implement positive initiatives furthering its commitment to ESG related practices Contribution to Global Leadership partnered with Al Areen Raffles to Supporting the Bahrain Olympic Platforms (FII) create a sustainable fruits and herbs Committee and World Aquatics garden at the prop
Slide 12: Disclaimer
Disclaimer GFH Financial Group B.S.C ("GFH"), on its behalf and on behalf of any affiliate, subsidiary and other members of its group of companies (the "Group") give notice that: 1. Any information contained in this presentation (the "Presentation") has been prepared by GFH solely for informational
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