Gfh Bank B.s.c. · BAHRAIN:GFH
Gfh Bank B.s.c — GFH Financial Group — H1 2025 Earnings Presentation
11 slides from Gfh Bank B.s.c's earnings presentation, Aug 14, 2025
Slide 1: H1 2025 Results Presentation
H1 2025 Results Presentation 14 August 2025
Slide 2: Strong First Half Results Drives GFH Board’s Recommendation for Interim Dividends
Strong First Half Results Drives GFH Board’s Recommendation for Interim Dividends CONSOLIDATED SHAREHOLDERS STRONG GROWTH IN SHAREHOLDER PROFITS (USD m) PROFITS (USD m) PROFITS OF ~11% translating into an ROE of 13.4% 2.7% 10.7% $67 $70 $68 $61 o Continued growth in shareholder profits of 10.7% YoY,
Slide 3: The Group Continues to Report Strong Balance Sheet
The Group Continues to Report Strong Balance Sheet ASSETS & AUMs LIQUID ASSETS STRONG AND LIQUID BALANCE SHEET (USD bn) $23.7 9.1% $21.8 51% 49% o Assets & AUMs recorded a 9.1% increase reaching ~US$23.7 billion demonstrating continued expansion of the Group’s managed base. Dec'24 H1'25 o Total asse
Slide 4: Robust Capitalization, Liquidity and Funding Levels
Robust Capitalization, Liquidity and Funding Levels CAR Tier 1 Capital CAR, LCR AND NSFR RATIOS REMAIN ROBUST AND EXCEED REGULATORY THRESHOLD 17.03% 16.69% 16.40% 16.05% o Strong and resilient capital base with CAR at 16.69% as of Dec'24 H1'25 Dec'24 H1'25 30 June 2025. CAR stands at 16.69% versus 1
Slide 5: Investment Banking Business
Investment Banking Business Income (USDm) SUSTAINED & HEALTHY DEAL PIPELINE AND Deal-Related Income Asset Management STRATEGIC MARKET POSITIONING The Group’s core business line – Investment Banking 97 contributed ~27% of total income for H1 2025, reaffirming its 88 central role in driving growth.
Slide 6: Commercial Banking
Commercial Banking Income (USDm) KHALEEJI BANK CONTINUED ITS UPWARD TRAJECTORY 79 Recurring positive contributions from the Group’s 73 Commercial Banking business, contributing ~22% from its total income. For the six-month period ended 30th June 2025, Khaleeji Bank reported net profit attributab
Slide 7: Treasury and Proprietary Investments
Treasury and Proprietary Investments Income (USDm) STRONG CONTRIBUTION FROM THE GROUP’S TREASURY AND PROPRIETRY INVESTMENTS TO THE TOTAL INCOME IN H1 2025 181 172 51% contribution from Treasury and Proprietary Investments of H1 2025 total income. The performance of the treasury portfolio continu
Slide 8: YTD Share Price Performance
YTD Share Price Performance Share Price Performance of GFH vs. Dubai Financial Market General Index (Rebased to 100) 8 July 2025 AED 1.38 Highest Price for the past 52 weeks Key Metrics* 25 March 2025 Ex-dividends date Market Cap US$ 1.4bn 2 April 2025 U.S. Global Tariff Policy Closing Price AED 1.3
Slide 9: Digital Banking – App Performance Highlights
Digital Banking – App Performance Highlights Our ambition is to spearhead digital innovation in the region by delivering the future of investing to our clients today. We have introduced a next generation conversational AI investment assistant, a transformative step in delivering faster, smarter
Slide 10: Selected positive ESG initiatives done in Q2 2025
Selected positive ESG initiatives done in Q2 2025 1 Strengthened Social Impact through Education Partnerships GFH partnered with Dubai Cares to support the “Pack for Impact” initiative Assembling 2,000 school kits for underprivileged students in the UAE Reflecting the Group’s commitment to inc
Slide 11: For more information, contact us on srelations@gfh.com
For more information, contact us on srelations@gfh.com Disclaimer GFH Financial Group B.S.C ("GFH"), on its behalf and on behalf of any affiliate, subsidiary and other members of its group of companies (the "Group") give notice that: 1. Any information contained in this presentation (the "Presentati