Gfh Bank B.s.c. · BAHRAIN:GFH
Gfh Bank B.s.c — GFH Financial Group — Q1 2026 Earnings Presentation
10 slides from Gfh Bank B.s.c's earnings presentation, May 18, 2026
Slide 1: Q1 2026 Results Presentation
Q1 2026 Results Presentation 18 May 2026
Slide 2: Strong Start to the Year with Accelerating Earnings Momentum
2 Strong Start to the Year with Accelerating Earnings Momentum BUILDING ON THE STRONG PERFORMANCE ACHIEVED IN 2025, GFH HAS CONTINUED TO LEVERAGE ITS MOMENTUM IN Q1 2026, DEMONSTRATING ITS COMMITMENT TO ENHANCING SHAREHOLDER RETURNS AND ACHIEVING ITS STRATEGIC OBJECTIVES CONSOLIDATED PROFITS (USDm)
Slide 3: Strong and Liquid Balance Sheet
2 Strong and Liquid Balance Sheet CONSISTENT ASSET LEVELS REFLECTING THE STRENGTH AND RESILIENCE OF GFH’S FINANCIAL PERFORMANCE ASSETS & AUM (USDbn) OWNER’S EQUITY (USDm) ROAE LIQUID ASSETS $24.1 $1,021 $23.6 $907 15% 14% $20 45% Liquid Assets 55% Other Assets $- Dec '25 Q1 '26 Dec '25 Q1 '26 Dec '2
Slide 4: Solid Capitalization and Liquidity Buffer Supporting Growth
2 Solid Capitalization and Liquidity Buffer Supporting Growth ALL REGULATORY RATIOS ARE COMFORTABLY EXCEEDING REGULATORY REQUIRMENTS UNDERSCORING THE BANK’S FINANCIAL RESILIENCE AND PRUDENT RISK MANAGEMENT CAPITAL ADEQUACY RATIO (CAR) TIER 1 CAPITAL NSFR LCR 135% 136% 178% 138% 16.6% 14.2% 15.9% 13.
Slide 5: Wealth and Investment Management
Wealth and Investment Management 5 Income (USDm) – Wealth & Investment Management DISCIPLINED EXECUTION ACROSS A DIVERSIFIED INVESTMENT PLATFORM 83 52 ● Our core business line, Wealth and Investment Management (WIM), continues to serve as a key profitability driver contributing ~55% of total income
Slide 6: Credit and Financing
Credit and Financing 6 Income (USDm) – Credit & Financing A ROBUST CREDIT PLATFORM DELIVERING 40 CONSISTENT GROWTH AND DIVERSIFIED RETURNS 33 ● The Credit and Financing segment continues to deliver strong, recurring contributions, accounting for approximately 26% of total income, reinforcing the Ban
Slide 7: Treasury and Proprietary Investments
Treasury and Proprietary Investments 7 Income (USDm) – Treasury & Proprietary Investments A KEY BUSINESS LINE ENABLING STABLE INCOME 37 CONTRIBUTION 29 ● Treasury & Proprietary Investments delivered a recurring positive contribution, driven by: • Disciplined treasury management • Selective market po
Slide 8: Share Price Performance
Share Price Performance 8 SHARE PRICE PERFORMANCE OF GFH VS. DUBAI FINANCIAL MARKET GENERAL INDEX (REBASED TO 100)* GFH DB Equity DFMGI Index Geopolitical Tensions AED 2.20 US $2.3bn Market Cap +103.5% Outperformance vs DFM General Index YoY GFH’s share price increased by 110%+ YoY, reflecting stren
Slide 9: Selected ESG Initiatives Accomplished During Q1 2026
Selected ESG Initiatives Accomplished During Q1 2026 11 1 2 3 Fostering Continuous Learning and Supporting National Sports and Preserving National Heritage and Cultural Innovation Community Engagement Identity Continued to advance employee knowledge and Backed national sports and community initiativ
Slide 10: For more information, contact us on srelations@gfh.com
For more information, contact us on srelations@gfh.com Disclaimer GFH Bank ("GFH"), on its behalf and on behalf of any affiliate, subsidiary and other members of its group of companies (the "Group") give notice that: 1. Any information contained in this presentation (the "Presentation") has been pre