Gfh Bank B.s.c. · BAHRAIN:GFH
Gfh Bank B.s.c — GFH Financial Group — Q1 2025 Earnings Presentation
11 slides from Gfh Bank B.s.c's earnings presentation, May 14, 2025
Slide 1: Q1 2025 Results Presentation
Q 1 2 0 2 5 R E S U LT S P R E S E N TAT I O N 14 May 2025
Slide 2: A Solid Start to the Year with Continued Momentum on Financial and Operational Performance
A Solid Start to the Year with Continued Momentum on Financial and Operational Performance CONSOLIDATED SHAREHOLDERS STRONG GROWTH IN SHAREHOLDER PROFITS (USDm) PROFITS (USDm) PROFITS OF +11% 1.2% 11% $30 $31 $30 $27 o Strong growth in shareholder profits of ~11% YoY, translating into an ROE of 12.6
Slide 3: The Group Continues to Report Strong Balance Sheet
The Group Continues to Report Strong Balance Sheet ASSETS & AUMs LIQUID ASSETS STRONG AND LIQUID BALANCE SHEET (USDbn) 4% $22.6 $21.7 53% 47% o Total assets of the Group were US$11.59 billion at 31 March 2025 compared with US$11.03 billion at 31 December 2024, demonstrating an increase of 5.07%. Dec
Slide 4: Robust Capitalization, Liquidity and Funding Levels
Robust Capitalization, Liquidity and Funding Levels CAR CET1 CAR, LCR AND NSFR RATIOS REMAIN ROBUST AND EXCEED REGULATORY THRESHOLD 17.03% 16.27% 16.35% 15.57% o Strong and resilient capital base with CAR at 16.27% as Dec'24 Q1'25 Dec'24 Q1'25 of 31 March 2025. CAR stands at 16.27 versus 15.92% CET
Slide 5: Investment Banking Business
Investment Banking Business Income (USDm) 45% INCREASE IN INVESTMENT BANKING INCOME YOY & Deal-Related Income Asset Management HEALTHY DEAL PIPELINE CONTINUES 67 20 The Group’s core business line, Investment Banking, 46 contributed c.39% of Q1 2025 total income. 13 Momentum in investment banking
Slide 6: Commercial Banking
Commercial Banking Income (USDm) KHALEEJI BANK CONTINUED ITS UPWARD TRAJECTORY, SUPPORTING GROWTH THROUGH DISCIPLINED RESTRUCTURING AND ENHANCED EFFICIENCY 42 39 Recurring positive contributions from the Group’s Commercial Banking business, contributing ~24% from its total income. Q1'24 Q1'25 Kh
Slide 7: Treasury and Proprietary Investments
Treasury and Proprietary Investments Income (USDm) SECOND LARGEST CONTRIBUTOR TO THE TOTAL INCOME IN Q1 2025 78 63 37% contribution from Treasury and Proprietary Investments of Q1 2025 total income. Second largest business line contributor to the total income in Q1 2025. Q1'24 Q1'25 Performanc
Slide 8: YTD Share Price Performance
YTD Share Price Performance Share Price Performance of GFH vs. Dubai Financial Market General Index (Rebased to 100) 25 March 2025 Ex-dividends date 2 April 2025 U.S. Global Tariff Policy After the GFH dividends payout during Q1 2025, the U.S. announced global tariff which caused increase in the glo
Slide 9: Digital Banking – App Performance Highlights
Digital Banking – App Performance Highlights GFH Investments App has enhanced the customer experience and digital offering. This resulted in a growth in customer onboarding in Q1 2025. We are actively pursuing several initiatives to enhance and expand our digital banking capabilities.
Slide 10: 2025 Awards
2025 Awards World's Best Islamic Islamic Digital Banking Best Islamic Fintech Solutions Middle East's Best for Investment Bank Provider of the Year – Bahrain Implementation Alternative Investments Global Finance MEA Finance MEA Finance Euromoney
Slide 11: Disclaimer
Disclaimer GFH Financial Group B.S.C ("GFH"), on its behalf and on behalf of any affiliate, subsidiary and other members of its group of companies (the "Group") give notice that: 1. Any information contained in this presentation (the "Presentation") has been prepared by GFH solely for informational