Jp Morgan Chase & Co. · NYSE:JPM
Jp Morgan Chase & — Q1 2026 Earnings Presentation
14 slides from Jp Morgan Chase &'s earnings presentation, Apr 14, 2026
Slide 1: 1Q26 Financial Results
April 14, 2026 1Q26 Financial Results Exhibit 99
Slide 2: 1Q26 Financial highlights
1Q26 Financial highlights ROTCE1 23% CET1 capital ratios2 Std. 14.3% | Adv. 14.1% Total Loss-Absorbing Capacity2 $572B Std. RWA3 $2.0T Cash and marketable securities4 $1.5T Average loans $1.5T 1 See note 3 on slide 10 2 Represents the estimated Basel III common equity Tier 1 (“CET1”) capital and rat
Slide 3: 1Q26 Financial results
1Q26 4Q25 1Q25 Net interest income $25.5 $0.4 $2.1 Noninterest revenue 25.1 3.4 2.4 Managed revenue1 50.5 3.8 4.5 Expense 26.9 2.9 3.3 Credit costs 2.5 (2.1) (0.8) Net income $16.5 $3.5 $1.9 Net income applicable to common stockholders $16.1 $3.5 $1.8 EPS – diluted $5.94 $1.31 $0.87 ROE2 19% 15% 18%
Slide 4: Fortress balance sheet
Fortress balance sheet $B, EXCEPT PER SHARE DATA Note: Totals may not sum due to rounding 1 Estimated for the current period 2 Estimated for the current period. Represents the supplementary leverage ratio (“SLR”) 3 Estimated for the current period. Liquidity Coverage Ratio (“LCR”) represents the ave
Slide 5: Some aspects of U.S. B3E and GSIB NPRs still need to be addressed
Some aspects of U.S. B3E and GSIB NPRs still need to be addressed Key issues Category I & II firms2 JPM preliminary estimate3 B3E NPR 1.4% ~6% Stress Test NPR (2.4%) 0%4 GSIB NPR (3.8%) ~(2%) Total (4.8%) ~4% Impact to required CET1 capital1 Operational risk ~$300B Credit risk ~($200B) Market risk &
Slide 6: Consumer & Community Banking
Consumer & Community Banking1 CIB AWM Corp.CCB Average loans up 1% YoY and flat QoQ Average deposits up 2% YoY and QoQ Active mobile customers up 7% YoY Debit & credit card sales volume up 9% YoY and down 5% QoQ Client investment assets up 18% YoY and flat QoQ KEY DRIVERS / STATISTICS ($B)
Slide 7: Commercial & Investment Bank
KEY DRIVERS / STATISTICS ($B)2 FINANCIAL PERFORMANCE Commercial & Investment Bank1 1 See note 1 on slide 10; For additional footnotes see slide 12 CCB CIB AWM Corp. SELECTED INCOME STATEMENT DATA ($MM) Net income of $9.0B, up 30% YoY; revenue of $23.4B, up 19% YoY Banking & Payments revenue IB
Slide 8: Asset & Wealth Management
FINANCIAL PERFORMANCESELECTED INCOME STATEMENT DATA ($MM) Asset & Wealth Management1 1 See note 1 on slide 10 2 Actual numbers for all periods, not over/(under) CCB CIB AWM Corp. KEY DRIVERS / STATISTICS ($B)2 Net income of $1.8B, up 12% YoY Revenue of $6.4B, up 11% YoY, predominantly driven by
Slide 9: Corporate
Corporate1 1 See note 1 on slide 10 CCB CIB AWM Corp. SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE Revenue of $1.2B, down $1.1B YoY Net interest income of $1.0B, down $625mm YoY, predominantly driven by the impact of lower rates Noninterest revenue of $189mm, down $464mm YoY, lar
Slide 10: Outlook
Outlook1 1 See notes 1, 2 and 4 on slide 10 Expect FY2026 net interest income of ~$103B, market dependent Expect FY2026 net interest income excluding Markets of ~$95B, market dependent Expect FY2026 Card Services NCO rate of ~3.4%3 Expect FY2026 adjusted expense of ~$105B, market dependent – Adjuste
Slide 11: Notes on non-GAAP financial measures
Notes on non-GAAP financial measures 1. In addition to analyzing the Firm’s results on a reported basis, management reviews Firmwide results, including the overhead ratio, on a “managed” basis; these Firmwide managed basis results are non-GAAP financial measures. The Firm also reviews the results of
Slide 12: Additional notes
Additional notes 1. Total excess high-quality liquid assets (“HQLA”) represent the average eligible unencumbered liquid assets that are in excess of what is required to meet the estimated Firm and Bank total net cash outflows over a prospective 30 calendar-day period of significant stress under the
Slide 13: Additional notes on slides 4-6
Additional notes on slides 4-6 Slide 4 – Some aspects of U.S. B3E and GSIB NPRs still need to be addressed 1. Basel III Endgame (“B3E”), Notice of Proposed Rulemaking (“NPR”), Global Systemically Important Banks (“GSIB”), Stress Capital Buffer (“SCB”) 2. Impacts as provided in the B3E NPR disclosed
Slide 14: Forward-looking statements
Forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of JPMorgan Chase & Co.’s management and are subject to significant risks an