Jp Morgan Chase & Co. · NYSE:JPM
Jp Morgan Chase & — Q3 2026 Earnings Presentation
13 slides from Jp Morgan Chase &'s earnings presentation, Oct 13, 2026
Slide 1: 3Q26 Financial Results
October 13, 2026 3Q26 Financial Results Exhibit 99
Slide 2: 3Q26 Financial highlights
3Q26 Financial highlights ROTCE1 20% CET1 capital ratios2 Std. 13.9% | Adv. 14.1% Total Loss-Absorbing Capacity2 $599B Std. RWA3 $2.2T Cash and marketable securities4 $1.5T Average loans $1.6T 1 See note 3 on slide 9 2 Represents the estimated Basel III common equity Tier 1 (“CET1”) capital and rati
Slide 3: 3Q26 Financial results
3Q26 2Q26 3Q25 Net interest income $27.1 $1.5 $3.1 Noninterest revenue 23.8 (8.6) 0.7 Managed revenue1 50.9 (7.1) 3.8 Expense 27.3 (0.0) 3.0 Credit costs 2.7 0.2 (0.7) Net income $15.3 ($5.9) $0.9 Net income applicable to common stockholders $14.9 ($5.8) $0.9 EPS – diluted $5.57 ($2.13) $0.50 ROE2 1
Slide 4: Fortress balance sheet
Fortress balance sheet $B, EXCEPT PER SHARE DATA Note: Totals may not sum due to rounding 1 Estimated for the current period 2 Estimated for the current period. Represents the supplementary leverage ratio (“SLR”) 3 Estimated for the current period. Liquidity Coverage Ratio (“LCR”) represents the ave
Slide 5: Consumer & Community Banking
Consumer & Community Banking1 CIB AWM Corp.CCB ⚫ Average loans up 2% YoY and 1% QoQ ⚫ Average deposits up 4% YoY and flat QoQ ⚫ Active mobile customers up 7% YoY ⚫ Debit & credit card sales volume up 10% YoY and 1% QoQ ⚫ Client investment assets up 15% YoY and 2% QoQ KEY DRIVERS / STATISTICS ($B) –
Slide 6: Commercial & Investment Bank
KEY DRIVERS / STATISTICS ($B)2 FINANCIAL PERFORMANCE Commercial & Investment Bank1 1 See note 1 on slide 9; For additional footnotes see slide 11 CCB CIB AWM Corp. SELECTED INCOME STATEMENT DATA ($MM) ⚫ Net income of $8.2B, up 20% YoY; revenue of $22.7B, up 14% YoY ⚫ Banking & Payments revenue ⚫ IB
Slide 7: Asset & Wealth Management
FINANCIAL PERFORMANCESELECTED INCOME STATEMENT DATA ($MM) Asset & Wealth Management1 1 See note 1 on slide 9 2 Actual numbers for all periods, not over/(under) CCB CIB AWM Corp. KEY DRIVERS / STATISTICS ($B)2 ⚫ Net income of $1.8B, up 11% YoY ⚫ Revenue of $6.9B, up 14% YoY, predominantly driven by g
Slide 8: Corporate
Corporate1 1 See note 1 on slide 9 CCB CIB AWM Corp. SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE ⚫ Revenue of $93mm, down $1.6B YoY ⚫ Net interest income of $669mm, down $737mm YoY, predominantly driven by the impact of lower rates ⚫ Noninterest revenue was a loss of $576mm, compared
Slide 9: Outlook
Net interest income excluding Markets of ~$107B – Growth driven by the impact of balance sheet growth and higher rates Outlook1 1 See notes 1, 2 and 4 on slide 9 2 Adjusted expense excludes Firmwide legal expense 3Q26YTD 4Q outlook (market dependent) FY26 implied Net interest income excluding Market
Slide 10: Notes on non-GAAP financial measures
Notes on non-GAAP financial measures 1. In addition to analyzing the Firm’s results on a reported basis, management reviews Firmwide results, including the overhead ratio, on a “managed” basis; these Firmwide managed basis results are non-GAAP financial measures. The Firm also reviews the results of
Slide 11: Additional notes
Additional notes 1. Total excess high-quality liquid assets (“HQLA”) represent the average eligible unencumbered liquid assets that are in excess of what is required to meet the estimated Firm and Bank total net cash outflows over a prospective 30 calendar-day period of significant stress under the
Slide 12: Additional notes on slides 4-5
Additional notes on slides 4-5 Slide 4 – Consumer & Community Banking 2. Actual numbers for all periods, not over/(under) 3. Users of all mobile platforms who have logged in within the past 90 days 4. Excludes Commercial Card 5. Firmwide mortgage origination volume was $20.4B, $21.2B and $16.9B for
Slide 13: Forward-looking statements
Forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the beliefs and expectations of JPMorgan Chase & Co.’s management, speak only as of the date on which they were m