Jp Morgan Chase & Co. · NYSE:JPM
Jp Morgan Chase & — Q2 2026 Earnings Presentation
13 slides from Jp Morgan Chase &'s earnings presentation, Jul 14, 2026
Slide 1: 2Q26 Financial Results
July 14, 2026 2Q26 Financial Results
Slide 2: 2Q26 Financial highlights
2Q26 Financial highlights CET1 capital ratios3 Std. RWA4 $2.1T ROTCE1 29% 14.1% | Adv. 14.2% Std. Cash and marketable securities5 $1.5T ROTCE ex. significant items2 23% Total Loss-Absorbing Capacity $590B Average loans $1.5T 3 ⚫ 2Q26 net income of $21.2B and EPS of $7.70 – Excluding significant item
Slide 3: 2Q26 Financial results
2Q26 Financial results1 $B, EXCEPT PER SHARE DATA FINANCIAL PERFORMANCE ⚫ Net income of $21.2B, up 41% YoY, or up 13% excluding $ O/(U) significant items7 2Q26 1Q26 2Q25 ⚫ Revenue of $58.0B, up 27% YoY, or up 15% excluding Net interest income $25.6 $0.1 $2.3 significant items; NII of $25.6B, up 10%
Slide 4: Fortress balance sheet
Fortress balance sheet $B, EXCEPT PER SHARE DATA STANDARDIZED CET1 RATIO1 2Q26 1Q26 2Q25 Risk-based capital metrics 1 102 bps CET1 capital $303 $291 $284 Basel III Standardized RWA 2,142 2,039 1,883 (50 bps) CET1 capital ratio – Standardized 14.1% 14.3% 15.1% 14.3% 2 bps 3 bps 14.1% Basel III Advanc
Slide 5: Consumer & Community Banking
CCB CIB AWM Corp. Consumer & Community Banking1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE $ O/(U) ⚫ Net income of $5.3B, up 3% YoY 2Q26 1Q26 2Q25 ⚫ Revenue of $20.3B, up 8% YoY, predominantly driven by higher Card NII, Revenue $20,272 $704 $1,425 largely on higher revolving balances
Slide 6: Commercial & Investment Bank
CCB CIB AWM Corp. Commercial & Investment Bank1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE $ O/(U) ⚫ Net income of $9.7B, up 46% YoY; revenue of $24.9B, up 27% YoY 2Q26 1Q26 2Q25 ⚫ Banking & Payments revenue Revenue $24,853 $1,474 $5,318 ⚫ IB revenue of $3.9B, up 45% YoY, predominant
Slide 7: Asset & Wealth Management
CCB CIB AWM Corp. Asset & Wealth Management1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE ⚫ Net income of $2.0B, up 33% YoY $ O/(U) ⚫ Revenue of $6.9B, up 19% YoY, driven by growth in management fees on 2Q26 1Q26 2Q25 higher average market levels and strong net inflows, as well as inve
Slide 8: Corporate
CCB CIB AWM Corp. Corporate1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE ⚫ Revenue of $6.0B, up $4.5B YoY, or down $805mm excluding significant $ O/(U) items2 2Q26 1Q26 2Q25 ⚫ Net interest income of $822mm, down $667mm YoY, predominantly driven by the impact of lower rates Revenue $6,
Slide 9: Outlook
Outlook1 Expect FY2026 net interest income of ~$105.5B, market dependent 1 Expect FY2026 net interest income excluding Markets of ~$96.5B, market dependent Expect FY2026 adjusted expense2 of ~$107.5B, market dependent 2 – Increase relative to prior outlook primarily due to higher volume- and revenue
Slide 10: Notes on non-GAAP financial measures
Notes on non-GAAP financial measures 1. In addition to analyzing the Firm’s results on a reported basis, management reviews Firmwide results, including the overhead ratio, on a “managed” basis; these Firmwide managed basis results are non-GAAP financial measures. The Firm also reviews the results of
Slide 11: Additional notes
Additional notes 1. Total excess high-quality liquid assets (“HQLA”) represent the average eligible unencumbered liquid assets that are in excess of what is required to meet the estimated Firm and Bank total net cash outflows over a prospective 30 calendar-day period of significant stress under the
Slide 12: Additional notes on slides 4-5
Additional notes on slides 4-5 Slide 4 – Consumer & Community Banking 2. Actual numbers for all periods, not over/(under) 3. Users of all mobile platforms who have logged in within the past 90 days 4. Excludes Commercial Card 5. Firmwide mortgage origination volume was $21.2B, $16.6B and $16.3B for
Slide 13: Forward-looking statements
Forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the beliefs and expectations of JPMorgan Chase & Co.’s management, speak only as of the date on which they were m