Jp Morgan Chase & Co. · NYSE:JPM

Jp Morgan Chase & — Q1 2026 Earnings Presentation

14 slides from Jp Morgan Chase &'s earnings presentation, Apr 14, 2026

  1. Slide 1: 1Q26 Financial Results

    April 14, 2026 1Q26 Financial Results

  2. Slide 2: 1Q26 Financial highlights

    1Q26 Financial highlights CET1 capital ratios2 Std. RWA3 $2.0T ROTCE1 14.3% | Adv. 14.1% Std. Cash and marketable securities4 $1.5T 23% Total Loss-Absorbing Capacity $572B Average loans $1.5T 2  1Q26 net income of $16.5B and EPS of $5.94 Income statement  Managed revenue of $50.5B5  Expense of $2

  3. Slide 3: 1Q26 Financial results

    1Q26 Financial results1 $B, EXCEPT PER SHARE DATA FINANCIAL PERFORMANCE $ O/(U)  Net income of $16.5B, up 13% YoY  Revenue of $50.5B, up 10% YoY; NII of $25.5B, up 9% YoY; 1Q26 4Q25 1Q25 NIR of $25.1B, up 11% YoY Net interest income $25.5 $0.4 $2.1  NII ex. Markets of $23.3B, up 3% YoY, driven by

  4. Slide 4: Fortress balance sheet

    Fortress balance sheet $B, EXCEPT PER SHARE DATA STANDARDIZED CET1 RATIO1 1Q26 4Q25 1Q25 Risk-based capital metrics 1 82 bps CET1 capital $291 $288 $280 Basel III Standardized RWA 2,042 1,982 1,815 14.6% (61 bps) CET1 capital ratio – Standardized 14.3% 14.6% 15.4% 6 bps 14.3% (43 bps) (13 bps) Basel

  5. Slide 5: Some aspects of U.S. B3E and GSIB NPRs still need to be addressed

    Some aspects of U.S. B3E and GSIB NPRs still need to be addressed Impact to required CET1 capital1 Evolution of the U.S. GSIB surcharge and our long-standing position Method 2 surcharge unless otherwise noted JPM Category I & II preliminary firms2 Today 2028 estimate3 CET1 capital required Current r

  6. Slide 6: Consumer & Community Banking

    CCB CIB AWM Corp. Consumer & Community Banking1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE $ O/(U)  Net income of $5.0B, up 12% YoY 1Q26 4Q25 1Q25  Revenue of $19.6B, up 7% YoY, predominantly driven by higher net Revenue $19,568 $172 $1,255 interest income in Card Services largely

  7. Slide 7: Commercial & Investment Bank

    CCB CIB AWM Corp. Commercial & Investment Bank1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE $ O/(U)  Net income of $9.0B, up 30% YoY; revenue of $23.4B, up 19% YoY 1Q26 4Q25 1Q25  Banking & Payments revenue Revenue $23,379 $4,004 $3,713  IB revenue of $3.1B, up 38% YoY; IB fees up

  8. Slide 8: Asset & Wealth Management

    CCB CIB AWM Corp. Asset & Wealth Management1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE  Net income of $1.8B, up 12% YoY $ O/(U)  Revenue of $6.4B, up 11% YoY, predominantly driven by growth in 1Q26 4Q25 1Q25 management fees on strong net inflows and higher average market levels, a

  9. Slide 9: Corporate

    CCB CIB AWM Corp. Corporate1 SELECTED INCOME STATEMENT DATA ($MM) FINANCIAL PERFORMANCE  Revenue of $1.2B, down $1.1B YoY $ O/(U)  Net interest income of $1.0B, down $625mm YoY, predominantly driven 1Q26 4Q25 1Q25 by the impact of lower rates  Noninterest revenue of $189mm, down $464mm YoY, large

  10. Slide 10: Outlook

    Outlook1 Expect FY2026 net interest income of ~$103B, market dependent 1 Expect FY2026 net interest income excluding Markets of ~$95B, market dependent ~$105B, market dependent 2 Expect FY2026 adjusted expense of – Adjusted expense excludes Firmwide legal expense 3 Expect FY2026 Card Services NCO ra

  11. Slide 11: Notes on non-GAAP financial measures

    Notes on non-GAAP financial measures 1. In addition to analyzing the Firm’s results on a reported basis, management reviews Firmwide results, including the overhead ratio, on a “managed” basis; these Firmwide managed basis results are non-GAAP financial measures. The Firm also reviews the results of

  12. Slide 12: Additional notes

    Additional notes 1. Total excess high-quality liquid assets (“HQLA”) represent the average eligible unencumbered liquid assets that are in excess of what is required to meet the estimated Firm and Bank total net cash outflows over a prospective 30 calendar-day period of significant stress under the

  13. Slide 13: Additional notes on slides 4-6

    Additional notes on slides 4-6 Slide 4 – Some aspects of U.S. B3E and GSIB NPRs still need to be addressed 1. Basel III Endgame (“B3E”), Notice of Proposed Rulemaking (“NPR”), Global Systemically Important Banks (“GSIB”), Stress Capital Buffer (“SCB”) 2. Impacts as provided in the B3E NPR disclosed

  14. Slide 14: Forward-looking statements

    Forward-looking statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of JPMorgan Chase & Co.’s management and are subject to significant risks an

JP Morgan Chase & — Q1 2026 Earnings Presentation on 6ix