Human Soft Holding Co. Kscc · KSE:HUMANSOFT
Human Soft Holding Co. Kscc — Humansoft Holding Company K.S.C.P. — FY2025 Earnings Presentation
27 slides from Human Soft Holding Co. Kscc's earnings presentation, Feb 15, 2026
Slide 1: Humansoft Holding Company KSCP FY 2025 Results
FY 2025 Humansoft Holding Company KSCP Investor Presentation FY 2025 Results 15 February 2026 Disclaimer: Nothing in this document constitutes an offer to sell or a solicitation of an offer to buy any securities
Slide 2: Disclaimer
FY 2025 Disclaimer • The information set out in this presentation and provided in the discussion • This presentation does not disclose all the risks and other significant subsequent thereto does not constitute an offer or solicitation of an offer to issues related to an investment in any securities/
Slide 3: Contents
FY 2025 Contents Key highlights 4-8 At a glance 9-10 We are proud of our achievements 11 Board & Executive Management 12-13 Share price performance 14 Consistently High EPS & Dividend payout 15 Research coverage 16 FY 2025 Financial performance 17-18 Student enrollment 19 Key Financials 20-23 Strong
Slide 4: Key Highlights
FY 2025 KEY HIGHLIGHTS 3
Slide 5: Advancing Sustainability, Driving Impact, Green Leadership
FY 2025 Key Highlights Advancing Sustainability, Driving Impact, Green Leadership AUM and ACM continue to embed sustainability-driven practices, strengthening long-term environmental and societal impact. AUM ranked #1 in Kuwait in global sustainability rankings (2025-2026): • QS Sustainability Ranki
Slide 6: Student-Led Innovation at the Forefront of Technology
FY 2025 Key Highlights Student-Led Innovation at the Forefront of Technology As part of our commitment to experiential learning and youth empowerment in a rapidly evolving technological landscape, student-led innovation is fostered through technology- driven initiatives at the institutional, local,
Slide 7: Class of 2025 Graduation
FY 2025 Key Highlights Class of 2025 Graduation: Honoring the Shared Milestone of Graduates and Parents Over the course of one week, the AUM and ACM communities came together at the Cultural Center to celebrate the achievements of the Class of 2025. Graduation ceremonies were attended by management,
Slide 8: Fall 2025: Enriched with Connections and Achievement
FY 2025 Key Highlights Fall 2025: Enriched with Connections and Achievement Through Engagement AUM continues to enrich connections and celebrate achievement through a diverse range of student-centered initiatives spanning sports, entrepreneurship, leadership, and community engagement. Active partici
Slide 9: At a Glance
FY 2025 ATA GLANCE HUM/ANSOFT Empowering People Through Knowledge
Slide 10: At a Glance
FY 2025 At a Glance Leading 25+ 12,9241 University private higher years of operating enrolled students in of choice education company experience AUM and ACM for Engineering and in the GCC Business KD 77.6 KD 38.8 4% 275 fils Proposed Cash Dividend million million 2015-2025 Student per share for FY 2
Slide 11: We are proud of our achievements
FY 2025 We are proud of our achievements The following rankings reflect the most recent releases for the year 2026. As for the 5-year period, it covers 2021 to 2025. #1 Ranking #19 World’s Top 300 International University in Kuwait University in the Arab Best Universities in Accreditations in QS and
Slide 12: Board & Executive Management
FY 2025 Board & Executive Management
Slide 13: Board & Executive Management
FY 2025 Board & Executive Management Name Position Mr. Tareq Fahad AlOthman Chairman Board Mr. Mayank Hasmukhlal Baxi Vice Chairman of Directors Ms. Dalal Hasan Al Sabti Director Mr. Hasan Qasim Al Ali Director Mr. Abdulrazaq Abdulla Mohammad Ahmed Director Name Position Dr. Georges Yahchouchi Human
Slide 14: Share Price Performance
FY 2025 Share Price Performance Shareholding (31 December 2025) KD Closing price as at 31 December 2025 2.626 Market Cap (KD mn) 1 352 Market Cap (USD bn) 1.2 26% Al-Othman 6m avg. daily trading volume (% of shares outstanding) 0.16% 52-weeks high 2 2.761 8% Public Institute for Social Security 52-w
Slide 15: Consistently high EPS & Dividend payout
FY 2025 Consistently high EPS & Dividend payout • Average dividend payout in EPS / Dividend / Dividend payout last 10 years has been in excess of 70%. 78% 514 • Cash dividend of 275 fils per 96% 130% share is proposed for FY 417 400 400 400 107% 117% 2025 0% 350 350 104% 71% 327 • The payout ratio o
Slide 16: Research Coverage
FY 2025 Research Coverage Broker Target price Date of report Analyst Citi 3.700 6 May 2024 • Michel Salameh HSBC 3.500 16 January 2026 • Ankur Agarwal Arqaam 3.500 17 December 2025 • Christine Kalindjian • Hatem Alaa EFG Hermes 3.450 15 April 2025 • Mirna Maher Sico 3.300 28 September 2025 • Ahmed A
Slide 17: FY 2025 Financial Performance
FY 2025 FY 2025 Financial Performance 11
Slide 18: Financial Performance – FY 2025
FY 2025 Financial Performance – FY 2025 • FY 2025 revenue was KD 77.6 million as compared Key figures and ratios Q4 2024 Q4 2025 Change FY 2024 FY 2025 Change to KD 79.2 million in FY 2024, mainly due to the Number of Students (Fall) 13,130 12,924 -2% 13,130 12,924 -2% change in the number of enroll
Slide 19: Student Enrollment growing at a CAGR of 4%
FY 2025 Student Enrollment growing at a CAGR of 4% Total CAGR 4% AUM CAGR 4% ACM CAGR 3% Total AUM ACM 13,763 13,753 13,684 13,425 13,130 12,924 12,356 12,385 11,760 1,935 1,892 2,001 2,246 2,302 10,360 1,970 2,287 2,127 8,620 2,286 Total students 2,011 enrolled 1,663 10,415 11,828 11,861 11,683 11,
Slide 20: Key Financials
FY 2025 Key Financials HUMANSOFT Empowering People Through Knowledge
Slide 21: Key Financials – Revenue Trends
FY 2025 Key Financials – Revenue Trends Revenue (KD mn) • Revenue grew at a CAGR of 4% in the period 2016-2025 and CAGR was KD 77.6 million in FY 2025. 4% 95.9 • FY 2025 revenue was KD 77.6 million as compared to KD 79.2 84.3 79.0 79.2 77.6 million in FY 2024, mainly due 73.3 69.3 68.5 to the change
Slide 22: Key Financials – Consistently High Margins
FY 2025 Key Financials – Consistently High Margins Gross profit (KD mn) and gross profit margin EBITDA (KD mn) and EBITDA margin • Gross profit amounted to KD 59.7 million for FY 2025. 81.3 63.6 62.4 59.7 69.1 56.7 69.2 55.1 Gross profit margin was 77% 53.5 53.9 44.6 47.6 43.0 43.1 41.8 38.1 43.1 33
Slide 23: Key Financials – Consistent High ROAA and ROAE
FY 2025 Key Financials – Consistent High ROAA and ROAE Total assets (KD mn) and ROAA Total equity (KD mn) and ROAE • Humansoft’s fortress balance sheet, high ROAA & ROAE provide protection, resilience, 158.3 158.6 155.6 131.8 147.2 and enable Humansoft to 143.8 133.7 126.9 133.2 117.9 122.1 remain r
Slide 24: Strong Equity Story
FY 2025 STRONG EQUITY STORY Solid track record Strategic pillars Long term focus
Slide 25: Solid Track Record
FY 2025 ✓ Top university ranking, high quality learning, state of the art SOLID TRACK RECORD campus ✓ Highest number of students among private universities in Kuwait ✓ Internationally accredited Engineering & Business majors ✓ Solid financial performance, fortress balance sheet ✓ One of the largest
Slide 26: Strategic pillars
FY 2025 Strategic pillars 1 2 3 Academic Operating Shareholder excellence efficiency value 26
Slide 27: Strategic pillars
FY 2025 Strategic pillars 1 We are building new capabilities and continuously developing new offerings to secure our long term prospects. This includes widening the undergraduate offering Academic excellence by introducing new majors, offering new masters programs, expanding international collaborat
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