Human Soft Holding Co. Kscc · KSE:HUMANSOFT
Human Soft Holding Co. Kscc — Humansoft Holding Company K.S.C.P. — Q2 2026 Earnings Presentation
26 slides from Human Soft Holding Co. Kscc's earnings presentation, Jul 30, 2026
Slide 1: Humansoft Holding Company KSCP Q2 2026 Results
Q2 2026 Humansoft Holding Company KSCP Investor Presentation Q2 2026 Results 30 July 2026 Disclaimer: Nothing in this document constitutes an offer to sell or a solicitation of an offer to buy any securities
Slide 2: Disclaimer
Q2 2026 Disclaimer • The information set out in this presentation and provided in the discussion • This presentation does not disclose all the risks and other significant subsequent thereto does not constitute an offer or solicitation of an offer to issues related to an investment in any securities/
Slide 3: Contents
Q2 2026 Contents Key highlights 4-7 At a glance 8-9 We are proud of our achievements 10 Board & Executive Management 11-12 Share price performance 13 Consistently High EPS & Dividend payout 14 Research coverage 15 Q2 2026 Financial performance 16-17 Student enrollment 18 Key Financials 19-22 Strong
Slide 4: Key Highlights
Q2 Q2 2026 2026 KEY HIGHLIGHTS 3
Slide 5: Key Highlights: Leading the Future of Artificial Intelligence
Q2 2026 Key Highlights Leading the Future of Artificial Intelligence AUM launched a new major in Bachelor in Artificial Intelligence Sciences and Applications, equipping students with advanced knowledge and applied skills to lead in an AI-driven world. Launch of the Bachelor in Artificial Intelligen
Slide 6: Key Highlights: AUM World Exhibition Celebrating 20,000 Alumni
Q2 2026 Key Highlights “AUM World” Exhibition Celebrating 20,000 AUM Alumni AUM hosted the five-day "AUM World" exhibition at The Arena, 360 Mall, Kuwait, celebrating 20,000 alumni while showcasing its academic programs, admissions, campus life, and career opportunities. Through interactive exhibits
Slide 7: Key Highlights: Advancing Institutional Excellence and Sustainability
Q2 2026 Key Highlights Advancing Institutional Excellence and Sustainability We continue to strengthen our contribution through initiatives that promote sustainability, innovation, and institutional excellence. These achievements reflect the University's commitment to creating lasting value for AUM
Slide 8: At a Glance
a Q2 2026 ATA GLANCE HU HUM/A\NSOFT
Slide 9: At a Glance
Q2 2026 At a Glance Leading 25+ 12,9241 University private higher years of operating enrolled students in of choice education company experience AUM and ACM for Engineering and in the GCC Business KD 75.5 KD 38.0 4% 275 fils Cash Dividend per share million million 2015-2025 Student for FY 2025 Enrol
Slide 10: We are proud of our achievements
Q2 2026 We are proud of our achievements The following rankings reflect the most recent releases for the year 2026. As for the 5-year period, it covers 2021 to 2025. #1 Ranking #19 World’s Top 300 International University in Kuwait University in the Arab Best Universities in Accreditations in QS and
Slide 11: Board & Executive Management
Q2 Q2 2026 2026 Board & Executive Management
Slide 12: Board & Executive Management
Q2 2026 Board & Executive Management Name Position Ms. Dalal Hasan Al Sabti Chairperson Board Mr. Tareq Fahad AlOthman Vice Chairman and CEO of Directors Mr. Mayank Hasmukhlal Baxi Director Mr. Hasan Qasim Al Ali Director Mr. Abdulrazaq Abdulla Mohammad Ahmed Director Name Position Dr. Georges Yahch
Slide 13: Share Price Performance
Q2 2026 Share Price Performance Shareholding (30 June 2026) KD Closing price as at 30 June 2026 2.390 Market Cap (KD mn) 1 321 Market Cap (USD bn) 1.0 26% Al-Othman 6m avg. daily trading volume (% of shares outstanding) 0.12% 52-weeks high 2 2.750 8% Public Institute for Social Security 52-weeks low
Slide 14: Consistently high EPS & Dividend payout
Q2 2026 Consistently high EPS & Dividend payout • Average dividend payout in EPS / Dividend / Dividend payout last 10 years has been in excess of 70%. 78% 514 • Cash dividend of 275 fils per 96% 130% share is approved at AGM 417 400 400 400 107% 117% for FY 2025. 0% 350 350 104% 71% 327 • The payout
Slide 15: Research Coverage
Q2 2026 Research Coverage Broker Target price Date of report Analyst Citi 3.700 6 May 2024 • Michel Salameh HSBC 3.500 16 January 2026 • Ankur Agarwal Arqaam 3.500 7 May 2026 • Christine Kalindjian Sico 3.300 28 September 2025 • Ahmed AlDoseri • Hatem Alaa EFG Hermes 3.280 8 March 2026 • Mirna Maher
Slide 16: Q2 2026 Financial Performance
Q2 Q2 2026 2026 Q2 2026 Financial Performance 11
Slide 17: Financial Performance – Q2 2026
Q2 2026 Financial Performance – Q2 2026 Key figures and ratios Q2 2025 Q2 2026 Change H1 2025 H1 2026 Change • H1 2026 revenue was KD 37.7 million as compared to KD 39.8 million in H1 2025, mainly due to recording revenue in Number of Students (Fall) 13,130 12,924 -2% 13,130 12,924 -2% the first hal
Slide 18: Student Enrollment growing at a CAGR of 4%
Q2 2026 Student Enrollment growing at a CAGR of 4% Total CAGR 4% AUM CAGR 4% ACM CAGR 3% Total AUM ACM 13,763 13,753 13,684 13,425 13,130 12,924 12,356 12,385 11,760 1,935 1,892 2,001 2,246 2,302 10,360 1,970 2,287 2,127 8,620 2,286 Total students 2,011 enrolled 1,663 10,415 11,828 11,861 11,683 11,
Slide 19: Key Financials
Q2 Q2 2026 2026 Key Financials
Slide 20: Key Financials – Revenue Trends
Q2 2026 Key Financials – Revenue Trends Revenue (KD mn) • Revenue grew at a CAGR of 4% in the period 2016-2025 and CAGR was KD 77.6 million in FY 2025. 4% • H1 2026 revenue was KD 37.7 95.9 million as compared to KD 39.8 84.3 million in H1 2025, mainly due 79.0 79.2 77.6 73.3 to recording revenue in
Slide 21: Key Financials – Consistently High Margins
Q2 2026 Key Financials – Consistently High Margins Gross profit (KD mn) and gross profit margin EBITDA (KD mn) and EBITDA margin • Gross profit amounted to KD 81.3 27.5 million for H1 2026. 69.2 69.1 63.6 62.4 59.7 55.1 Gross profit margin was 73% 53.5 56.7 53.9 44.6 47.6 43.0 43.1 41.8 38.1 43.1 33
Slide 22: Key Financials – Consistent High ROAA and ROAE
Q2 2026 Key Financials – Consistent High ROAA and ROAE Total assets (KD mn) and ROAA Total equity (KD mn) and ROAE • Humansoft’s fortress balance sheet, high ROAA & ROAE provide protection, resilience, 158.3 158.6 155.6 147.2 131.8 and enable Humansoft to 143.8 133.7 126.9 133.2 117.9 122.1 remain r
Slide 23: Strong Equity Story
Q2 Q2 2026 2026 STRONG EQUITY STORY Solid track record Strategic pillars Long term focus
Slide 24: Solid Track Record
Q2 2026 ✓ Top university ranking, high quality learning, state of the art SOLID TRACK RECORD campus ✓ Highest number of students among private universities in Kuwait ✓ Internationally accredited Engineering & Business majors ✓ Solid financial performance, fortress balance sheet ✓ One of the largest
Slide 25: Strategic pillars
Q2 2026 Strategic pillars 1 2 3 Academic Operating Shareholder excellence efficiency value 25
Slide 26: Strategic pillars
Q2 2026 Strategic pillars 1 We are building new capabilities and continuously developing new offerings to secure our long term prospects. This includes widening the undergraduate offering Academic excellence by introducing new majors, offering new masters programs, expanding international collaborat
Humansoft Holding Company K.S.C.P. — Q2 2026 Earnings Presentation on 6ix