Human Soft Holding Co. Kscc · KSE:HUMANSOFT
Human Soft Holding Co. Kscc — Humansoft Holding Company K.S.C.P. — Q3 2025 Earnings Presentation
27 slides from Human Soft Holding Co. Kscc's earnings presentation, Oct 27, 2025
Slide 1: Humansoft Holding Company KSCP Q3 2025 Results
Q3 2025 Humansoft Holding Company KSCP Investor Presentation Q3 2025 Results 27 October 2025 Disclaimer: Nothing in this document constitutes an offer to sell or a solicitation of an offer to buy any securities
Slide 2: Disclaimer
Q3 2025 Disclaimer • The information set out in this presentation and provided in the discussion • This presentation does not disclose all the risks and other significant subsequent thereto does not constitute an offer or solicitation of an offer to issues related to an investment in any securities/
Slide 3: Contents
Q3 2025 Contents Key highlights 4-8 At a glance 9-10 We are proud of our achievements 11 Board & Executive Management 12-13 Share price performance 14 Consistently High EPS & Dividend payout 15 Research coverage 16 Q3 2025 Financial performance 17-18 Student enrollment 19 Key Financials 20-23 Strong
Slide 4: Key Highlights
Q3 2025 KEY HIGHLIGHTS 3
Slide 5: Welcoming the 2025-2026 Academic Year
Q3 2025 Key Highlights New Horizons: Welcoming the 2025-2026 Academic Year AUM and ACM combined enrolled 3,177 new students in Fall 2025, taking the total enrolled students in Fall 2025 to 12,924. The holistic orientation programs for new students across all levels included comprehensive guidance on
Slide 6: AUM Ranks among the Top in QS Arab Region Rankings 2026
Q3 2025 Key Highlights AUM Ranks among the Top 20 in QS Arab Region Rankings 2026 The American University of the Middle East (AUM) has been ranked among the Top 20 in QS Arab Region Rankings 2026. Out of nearly 300 featured higher education institutions in these Arab region rankings, AUM sustains it
Slide 7: Advancing Research Excellence and Global Recognition
Q3 2025 Key Highlights Advancing Research Excellence and Global Recognition AUM is dedicated to developing a vibrant and sustainable research environment, marked by an ongoing commitment to excellence, innovation, and impactful academic contributions. This commitment is reflected in the recognition
Slide 8: Enriching Connections Through Culture, Sports, and Skills
Q3 2025 Key Highlights Enriching Connections Through Culture, Sports, and Skills Community bonds and holistic development continue to be strengthened through a diverse range of cultural, athletic, and professional initiatives. Recent activities included a vibrant cultural event celebrating diversity
Slide 9: At a Glance
Q3 2025 ATA GLANCE HUM/ANSOFT Empowering People Through Knowledge
Slide 10: At a Glance
Q3 2025 At a Glance Leading 20+ 12,9241 University private higher years of operating enrolled students in of choice education company experience AUM and ACM for Engineering and in the GCC Business KD 78.2 KD 39.9 10% 350 fils million million 2015-2024 net profit Cash Dividend per share for FY 2024 C
Slide 11: We are proud of our achievements
Q3 2025 We are proud of our achievements The following rankings reflect the most recent releases for the year 2025. As for the 5 year period, it covers 2020 to 2024. #1 Ranking #19 in Region #World’s Top 400 International University in Kuwait University in the Arab Best Universities in Accreditation
Slide 12: Board & Executive Management
Q3 2025 Board & Executive Management
Slide 13: Board & Executive Management
Q3 2025 Board & Executive Management Name Position Mr. Tareq Fahad AlOthman Chairman Board Mr. Mayank Hasmukhlal Baxi Vice Chairman of Directors Ms. Dalal Hasan Al Sabti Director Mr. Hasan Qasim Al Ali Director Mr. Abdulrazaq Abdulla Mohammad Ahmed Director Name Position Dr. Georges Yahchouchi Human
Slide 14: Share Price Performance
Q3 2025 Share Price Performance Shareholding (30 September 2025) KD Closing price as at 30 September 2025 2.484 Market Cap (KD mn) 1 333 Market Cap (USD bn) 1.1 26% Al-Othman 6m avg. daily trading volume (% of shares outstanding) 0.38% 52-weeks high 2 2.761 8% Public Institute for Social Security 52
Slide 15: Consistently high EPS & Dividend payout
Q3 2025 Consistently high EPS & Dividend payout • Average dividend payout in EPS / Dividend / Dividend payout last 10 years has been in excess of 70%. 78% 514 • Cash dividend of 350 fils per 96% 130% share was approved at the 417 400 400 400 107% 117% AGM for FY 2024 0% 350 350 71% 327 • The payout
Slide 16: Research Coverage
Q3 2025 Research Coverage Broker Target price Date of report Analyst Arqaam 3.700 17 July 2025 • Christine Kalindjian Citi 3.700 6 May 2024 • Michel Salameh • Hatem Alaa EFG Hermes 3.450 15 April 2025 • Mirna Maher HSBC 3.400 18 December 2024 • Ankur Agarwal Sico 3.300 28 September 2025 • Ahmed AlDo
Slide 17: Q3 2025 Financial Performance
Q3 2025 Q3 2025 Financial Performance 11
Slide 18: Financial Performance – Q3 2025
Q3 2025 Financial Performance – Q3 2025 • 9M 2025 revenue was KD 57.2 million as compared Key figures and ratios Q3 2024 Q3 2025 Change 9M 2024 9M 2025 Change to KD 58.1 million in 9M 2024, mainly due to the Number of Students (Fall) 13,130 12,924 -2% 13,130 12,924 -2% change in the number of enroll
Slide 19: Student Enrollment growing at a CAGR of 4%
Q3 2025 Student Enrollment growing at a CAGR of 4% Total CAGR 4% AUM CAGR 4% ACM CAGR 3% Total AUM ACM 13,763 13,753 13,684 13,425 13,130 12,924 12,356 12,385 11,760 1,935 1,892 2,001 2,246 2,302 10,360 1,970 2,287 2,127 8,620 2,286 Total students 2,011 enrolled 1,663 10,415 11,828 11,861 11,683 11,
Slide 20: Key Financials
Q3 2025 Key Financials HUMANSOFT Empowering People Through Knowledge
Slide 21: Key Financials – Revenue Trends
Q3 2025 Key Financials – Revenue Trends Revenue (KD mn) • Revenue grew at a CAGR of 7% in the period 2015-2024 and CAGR was KD 79.2 million in FY 2024. 7% 95.9 • 9M 2025 revenue was KD 57.2 million as compared to KD 58.1 84.3 79.0 79.2 million in 9M 2024, mainly due 73.3 69.3 68.5 to the change in t
Slide 22: Key Financials – Consistently High Margins
Q3 2025 Key Financials – Consistently High Margins Gross profit (KD mn) and gross profit margin EBITDA (KD mn) and EBITDA margin • Gross profit grew at a CAGR CAGR CAGR of 7% in the period 2015- 7% 8% 69.1 81.3 69.2 63.6 62.4 55.1 2024. Gross profit margin 53.5 56.7 53.9 47.6 46.0 44.3 43.0 43.1 41.
Slide 23: Key Financials – Consistent High ROAA and ROAE
Q3 2025 Key Financials – Consistent High ROAA and ROAE Total assets (KD mn) and ROAA Total equity (KD mn) and ROAE • Humansoft’s fortress balance sheet, high ROAA & ROAE provide protection, resilience, 158.3 158.6 155.6 153.6 147.2 143.8 143.6 133.7 and enable Humansoft to 117.9 131.8 126.9 122.1 wi
Slide 24: Strong Equity Story
Q3 2025 STRONG EQUITY STORY Solid track record Strategic pillars Long term focus
Slide 25: Solid Track Record
Q3 2025 ✓ Top university ranking, high quality learning, state of the art SOLID TRACK RECORD campus ✓ Highest number of students among private universities in Kuwait ✓ Internationally accredited Engineering & Business majors ✓ Solid financial performance, fortress balance sheet ✓ One of the largest
Slide 26: Strategic pillars
Q3 2025 Strategic pillars 1 2 3 Academic Operating Shareholder excellence efficiency value 26
Slide 27: Strategic pillars
Q3 2025 Strategic pillars 1 We are building new capabilities and continuously developing new offerings to secure our long term prospects. This includes widening the undergraduate offering Academic excellence by introducing new majors, offering new masters programs, expanding international collaborat
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