Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2021)
11 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 21, 2021
Slide 1: Slide 1
Slide 2: Forward-looking statements
This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on management's knowledge and belief as of tod
Slide 3: Company Overview
Company Overview Company Name: Subsidiaries: Ownership: Assets: Employees: Number of Locations: Oak Valley Bancorp, est. 2008 Headquartered in Oakdale, CA - Oak Valley Community Bank, est. 1991 - Eastern Sierra Community Bank, Division of OVCB, est. 2000 Public; Listed on NASDAQ under the ticker “OV
Slide 4: Branch Footprint
Bridgeport Branch Footprint Oakdale Sonora - East Modesto — 12 & | Bridgeport Mammoth Lakes Bishop Modesto-Dale Turlock Stockton Patterson Ripon Escalon Modesto - McHenry Manteca Tracy Sonora — Downtown Sacramento
Slide 5: vom
$0.6 vom 93 04 05 06 07 08 09 10 11 12 13 14 15 16 1
Slide 6: Net Income Available to Common Shareholders
$6 $4 $t2) 9 92 93 94 95 96 97 Net Income Available to Common Shareholders {in millions) 98 99 00 0:
Slide 7: Financial Highlights
Financial Highlights (millions) 2020 2019 Chg$ Chg%| Earnings $13.7 $12.5 $1.2 9.6% |Assets $1,511 $1,148 $364 31.7% |Gross Loans $1,013 $751 Deposits $1,368 $1,019 * 2020 ROAA— 1.00% * 2020 ROAE— 11.40% * Gross Loans includes $220MM of PPP Loans * Stockholders’ Equity - $130MM
Slide 8: COVID - Impact
ee COVID - 19 Impact * Company’s Business Continuity Plan Activated — All branches remained open / Regular hours — 81% of administrative staff worked remotely — 98% returned to the workplace, as of June 15, 2020 * Paycheck Protection Program (“PPP”), as of March 31, 2021 — 2,365 PPP loans — $331 Mil
Slide 9: Historic Stock Price Summary
. Historic Stock Price Summary 25.00 20.00 130 1000 : | | . b 007 | 2008 | 2008 | 2010 | 2012 a | 2015 20m | zon" MEmOVUYSSH) | 825 600 441 | 550 675 | 74S 837 | 1016 100 1255 1954 1830 | 1946 | 16621715 MEOVLY GVH) 557 583 G13 66t 737 799 | az | 929 | 968 1019 112 08 1371 1578 1602 OvUY(S/V) 148 10
Slide 10: Keys to Success
eS Keys to Success * Focus on Service — Relationship based — Rapid response time Low-Cost Core Deposits Quality loans are key * Emphasis on planning ¢ Investing in our team YEARS
Slide 11: Slide 11
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