Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2020)
11 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 18, 2020
Slide 1: TOWN
TOWN Wit | WAU SSCL VE! Nt Wn UU MMUMTIES n) ty, Leamwonk and Pertormance
Slide 2: Forward-looking statements
This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on management's knowledge and belief as of tod
Slide 3: Company Overview
Company Overview Company Name: Subsidiaries: Ownership: Assets: Employees: Number of Locations: Oak Valley Bancorp, est. 2008 Headquartered in Oakdale, CA - Oak Valley Community Bank, est. 1991 - Eastern Sierra Community Bank, Division of OVCB, est. 2000 Public; Listed on NASDAQ under the ticker “OV
Slide 4: Branch Footprint
Branch Footprint ee ee ey be ae 4 Ss Pie SS a oe | ed ane Oakdale Sonora- East Modesto- 12" &1 Bridgeport Mammoth Lakes Bishop Modesto-Dale Turlock Stockton Patterson Ripon Escalon Modesto- McHenry Manteca Tracy Sonora— Downtown Sacramento
Slide 5: Assets
Assets (in billions) 1.2 > $1.15 0.4 0.2 4 | ane LL 9192939495 96 97 98 990001 02 03 0405 06 070809 1011 121314151617 1819
Slide 6: Net Income Available to Common Shareholders
12 10 Net Income Available to Common Shareholders (in millions) $12.5
Slide 7: Financial Highlights
Financial Highlights (millions) 2019 2018 Chg$ Chg%) Earnings $12.5 $11.5 $1.0 8.3% (Assets $1,148 $1,094 $54 4.9% Gross Loans $751 $712 $39 5.5%| [Deposits $1,019 $986 $33 3.3%) * 2019 ROAA— 1.15% * 2019 ROAE- 11.78% * S65MM, or 12%, increase in Average DDA * Stockholders’ Equity - $113MM
Slide 8: COVID — Impact
COVID — 19 Impact * Company’s Business Continuity Plan Activated — All branches open / Regular hours — 81% of administrative staff worked remotely (17% branch) — 98% returned to the workplace, as of June 15, 2020 * Paycheck Protection Program (“PPP”), as of May 31, 2020 — 1,355 PPP loans — $229 Mill
Slide 9: Historic Stock Price Summary
Historic Stock Price Summary 25.00 20.00 15.00 10.00 5.00 [2003 2o08| 2005 | mos | 2007 | 2a08 | 2008 2010] 2032] 2012 2013] 2014] 2005 | amis | 2017 2008 | 2039 [2000° (=a Ow s/s | 7.00 | 1489) 15.67) 13.03| 825 | 6.00 | 441 | 590 | 675 | 745 | 837 | 10.16) 10.40] 1255| 19.54| 1830 19.46) 13.06 mmm
Slide 10: Keys to Success
Keys to Success * Focus on Service — Relationship based — Rapid response time * Low-Cost Core Deposits * Quality loans are key * Emphasis on planning * Investing in our team
Slide 11: TOWN
TOWN Wit | WAU SSCL VE! Nt Wn UU MMUMTIES n) ty, Leamwonk and Pertormance
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