Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2018)
12 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 21, 2018
Slide 1: A Strong Future Together
A STRONG FUTURE TOGETHER OAK VALLEY BANCORP
Slide 2: Forward-Looking Statement
Forward-Looking Statement + This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. + Forward-looking statements are based on management's
Slide 3: Company Overview
Company Overview Company Name: Subsidiaries: Ownership: Assets: Employees: Number of Locations: Oak Valley Bancorp, est. 2008 Headquartered in Oakdale, CA - Oak Valley Community Bank, est. 1991 - Eastern Sierra Community Bank, Division of OVCB, est. 2000 Public; Listed on NASDAQ under the ticker “OV
Slide 4: Branch Footprint
Branch Footprint Oakdale Sonora- East Modesto- 12" &1 Bridgeport Mammoth Lakes Sacramento, LS . Bishop Modesto-Dale Bridgeport regen Turlock Stockton & Stockton Escalon Sonora ; Po San Francisco ‘Oakdale Mammoth & . Patterson Ripon Escalon Modesto- McHenry Manteca Tracy Sonora— Downtown Sacramento-L
Slide 5: Assets
Assets (in millions) $1,035 800 -- 600 - 400 —- o eR RRR RRR 9192 93 94.95 96 97 98 99 00 01 02 03 04 05 06 07 08 09 10111213 1415 1617
Slide 6: Net Income Available to Common Shareholders
Net Income Available to Common Shareholders (in millions) $9.1
Slide 7: Highlights
Highlights Balance Sheet Growth (year over year) (millions) 2017 2016 Chg$ Chg% Earnings $9.1 $7.7 $1.4 18.6% Assets $1,035 $1,002 $33 3.3% Loans $663 $611 $52 8.5% Deposits $939 $914 $25 2.7%
Slide 8: Achievements
Achievements * Branch Relocations Driven by Growth — East Sonora Relocation + $150MM in Deposit Growth in 5 years * From Leased Branch to Purchased Location * Improved Visibility and Access — Turlock Relocation + $30MM in Deposit Growth in 5 years * Improved Visibility and Access * Enhancement to Do
Slide 9: Market Capitalization
Market Capitalization (in millions) 180 $158 $162 $102 $34 1996 2006 2016 2017 2018* OVLY Market Cap ~*As of May 31, 2018 - Potential for inclusion in Russell 2000, estimated minimum market cap range of $159MM - $167MM, as of May 11"
Slide 10: Historic Stock Price Summary
Historic Stock Price Summary 25.00 20.00 15.00 10.00 5.00 2000| 2001 2002) 2003 2004 | 2005| 2006| 2007| 2008] 2009| 2010| 2011) 2012 2013/2014 2015 | 2016] 2017) 2018 GEBBOVLY (S/SH) | 3.55 | 3.32 4.15] 7.00 | 14.8| 15.6 | 13.0 8.25 | 6.00/ 4.41 5.90 6.75| 7.45 | 8.37| 10.1 10.4| 125/195 19.8 mmm O
Slide 11: Keys to Success
ys to Success * Focus on Service — Relationship based — Rapid response time * Low-Cost Core Deposits * Quality loans are key * Emphasis on planning * Investing in our team
Slide 12: A Strong Future Together
A STRONG FUTURE TOGETHER OAK VALLEY BANCORP
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