Oak Valley Bancorp (ca) · NASDAQ:OVLY
Oak Valley Bancorp (ca) — Oak Valley Bancorp — Investor Presentation (June 2019)
10 slides from Oak Valley Bancorp (ca)'s investor presentation, Jun 20, 2019
Slide 1: Oak Valley Bancorp
a : Oak Valley Bancorp
Slide 2: Forward-Looking Statement
Forward-Looking Statement + This presentation includes forward-looking statements about the corporation for which the corporation claims the protection of safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. + Forward-looking statements are based on management's
Slide 3: Company Overview
Company Overview Company Name: Subsidiaries: Ownership: Assets: Employees: Number of Locations: Oak Valley Bancorp, est. 2008 Headquartered in Oakdale, CA - Oak Valley Community Bank, est. 1991 - Eastern Sierra Community Bank, Division of OVCB, est. 2000 Public; Listed on NASDAQ under the ticker “OV
Slide 4: Branch Footprint
Branch Footprint Oakdale Sonora- East Modesto- 12" &1 Bridgeport yh Mammoth Lakes Se te al Bishop jacramento Modesto-Dale op Stockton Excolon OY Sonor gg Stockton jan Francisco fantect ie ites Ge tinker Patterson \ Turlock Ripon Bw Escalon . Modesto—McHen GQ rresoo®y ty \ \ . Manteca Tracy Sonora— D
Slide 5: 0.4 0.2 $1.1
0.4 0.2 $1.1
Slide 6: z= DD 06 07 08 09 10 11 12 13 1415 16 17 18
10 8 6 4 z= DD 91 92 93 94 95 96 97 98 99 00 01 02 03 04 05 06 07 08 09 10 11 12 13 1415 16 17 18 a @) ~e
Slide 7: Financial Highlights
Financial Highlights (millions) 2018 2017 Chg$ Chg%| Earnings $11.5 $9.1 $2.4 26.8% (Assets $1,094 $1,035 $59 5.7% | Gross Loans $712 $663 $49 TAY) Deposits $986 $939 $47 5.0%| * 2018 ROAE- 12.26% + $1.5MM, or 16%, Increase in operating Income * $61MM, or 12%, increase in Average DDA
Slide 8: 25.00 20.00 15.00 10.00 5.00 | 2003 | 2004 | 2005 | 2006 |
25.00 20.00 15.00 10.00 5.00 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019*, [Sourissw | 700 1489/1567 13.03| 825| 600] 441 590 675/745 | 837 1016 1040/1255 1954] 18.30 1882 | mmm vty (av/sh) | 222 | 210 | aaa| asa | 5s7| 5.23|
Slide 9: Keys to Success
Keys to Success * Focus on Service — Relationship based — Rapid response time * Low-Cost Core Deposits * Quality loans are key * Emphasis on planning * Investing in our team
Slide 10: Slide 10
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