Slide 1: Disclaimer
Disclaimer: This presentation has been prepared internally by TEXT S.A. (the "Company") and is intended solely for the use of its intended recipients. Any reproduction, distribution, or transmission of this presentation, in whole or in part, without the prior written consent of the Company is prohib
Slide 2: KPIs Q2 2026/27 investor presentation
KPIs Q2 2026/27 investor presentation October 2026
Slide 3: We help businesses sell more online
We help businesses sell more online 01. Visitor is being 02. Text engages 03. AI Agent advises, 04. Conversation 05. All sales are tracked on site visitors proactively recommends, resolves leads to purchase attributed i yen x © ! pulled these three top-tier models Adam ne atte G G ‘Adam Morgan prong
Slide 4: Text is matchmaking intent with offering in real time
Text is matchmaking intent with offering in real time DATA SOURCES hopify }2| | @ Chat Intent Cart ECOMMERCE @ wT WordPress Webfiow
Slide 5: Nuvoo - Success story from Finland
NUVOO - SUCESS STORY FROM FINLAND 5 Full story on our website
Slide 6: Text at Winter Games
TEXT AT WINTER GAMES 6 Full story on our website
Slide 7: KPIs 2026/27 Q2
HEXE 2026/27 Q2 KPis
Slide 8: MRR of all products (M USD)
MRR OF ALL PRODUCTS (M USD) Monthly Recurring Revenues at the end of a given month 8
Slide 9: Payments received (M USD)
PAYMENTS RECEIVED (M USD) As reported in reports on preliminary results The presented data are the estimates and preliminary as published in the respective reports. Therefore, they may ultimately differ from those shown in the periodic financial reports. Because the Company generates the vast majority
Slide 10: Growing share of customers with MRR >= 500 USD
GROWING SHARE OF CUSTOMERS WITH MRR => 500 USD MRR, USD million Customers with MRR =>500 USD responsible for 56% of MRR at the end of September 2026, up from 50% a year earlier, showing potential in expanding existing customers and targeting bigger customers. 10
Slide 11: Increasing share of MRR from customers with multiple products
INCREASING SHARE OF MRR FROM CUSTOMERS WITH MULTIPLE PRODUCTS % share of MRR Multiproduct customers are responsible for almost 40% of MRR a the end of Seotember 2026, which is a 5 percentage points increase within a year. Shows our journey from one-product company to multi-product company with an ai
Slide 12: Q2 - Most important developments
Q2 - MOST IMPORTANT DEVELOPMENTS KPIs - MRR grew by 3.3 y/y to USD 7.29 million (2.3% drop q/q) - Another strong quarter in terms of payments received, with a result of USD 23.61 million (+6.2% y/y), despite many clients switching to annual payments in the previous quarter. - Almost twofold increase
Slide 13: Appendixes
HEXE Appendixes
Slide 14: Q1 2026/27 Financial results
HEXE Q1 2026/27 Financial results
Slide 15: Financial results (M PLN)
FINANCIAL RESULTS (M PLN) -1.9% -7.4% -6.2% Exchange rates have a significant impact on the Company's results, as virtually all of its revenues are generated in USD. The average USD/PLN exchange rate used to convert results during the period was 3.9% lower than during the same period of the previous
Slide 16: Future revenue (M PLN)
FUTURE REVENUE (M PLN) The annual subscriptions and longer contracts are spread evenly over the time the service is provided, creating the revenues of the future revenues. Presented as liabilities from customer contracts at the end of Q1 2026/27 they amounted to PLN 77.2 million. The significant inc
Slide 17: Margins (as % of revenue)
MARGINS (AS % OF REVENUE) The first quarter saw another period of recovery in gross profit margins. Other profitability figures declined slightly, reflecting one-time costs (approximately PLN 2 million) related to the changes in the the sales process. Additionally, the USD/PLN exchange rate may also
Slide 18: Cash position (PLN mn)
CASH POSITION (PLN MN) cash 30.06.2026 During the quarter, net cash flows from operating activities were 22.2% higher than those recorded in the same period of the previous year. 18
Slide 19: Revenue per product
REVENUE PER PRODUCT Revenues per product 2024/25 2025/26 Change Q1 2025/26 Q1 2026/27 Change (PLN mn) * 314 323 275 495 -12.4% 72 192 69 286 -4.0% 26 160 28 694 +9.7% 6 807 7 268 +6.8% 13 695 24 884 +81.7% 5 799 6 643 +14.6% In 2025/26 FY, LiveChat accounted for 83.3% of all Group revenues (vs 83.7%
Slide 20: Revenue split by products Q1 2026/27
REVENUE SPLIT BY PRODUCTS Q1 2026/27 revenue split 7.6% 8.7% 83.3% 0.4% *LiveChat revenues includes marketplace. 20
Slide 21: Revenues by geographies
REVENUES BY GEOGRAPHIES English-speaking countries continue to generate below 50% of the revenues. Poland with 1.4% share in revenues is in TOP 15 countries. 21
Slide 22: Highlights Q1
HIGHLIGHTS - MRR increased by 7.6% QoQ (4% YoY) to USD 7.46mn (ARR = USD 89.52 million) mainly due to the end of LiveChat pricing grandfathering. - Payments received increased by 10.8% y/y (+7.2 q/q) to USD 24.19 mn. Q1 KPIs - - API usage slightly below 250 thous. USD in a quarter (revenue is not in
Slide 23: Company overview
Company overview
Slide 24: We help our customers to
We help our customers to: ● Monetize their business online by providing tools to convert website visitors into paying customers. ● Automate their communication through features like chatbots and canned responses, saving time and resources. ● Improve the quality of their customer service by offering i
Slide 25: Streaming customer support
STREAMING CUSTOMER SUPPORT STS - Poland’s leading sports betting brand, trusted by a massive community of bettors ● high traffic at times resulting in over 500,000 chats each year ● 82% customer satisfaction thanks to use of Text products 25
Slide 26: Monetizing: Wembley Stadium
EEXE MONETIZING Wembley Stadium Earns Over $1.5M in Eight Months with ChatBot on the AI- powered Frontline <2. WEMBLEY @ 26
Slide 27: Monetizing: Pioneer Millworks
MONETIZING Ponees, lures Pioneer Millworks Increased Average Opportunity Value by 16% The company brings their customer service and sales team closer together, resulting in more closed projects and increased conversion rates. increase in the average opportunity value growth in online samples transac
Slide 28: Monetizing: ForSaleByOwner
MONETIZING forsalebyownerés ForSaleByOwner is Growing 100% a Year Since Installing LiveChat The company improved the quality and speed of customer service on their website, so customers can rely on it and trust it with their property transactions. EEXE 28
Slide 29: Improving customer experience and CSAT
IMPROVING CUSTOMER EXPERIENCE AND CSAT 29
Slide 30: Improving customer experience and CSAT
IMPROVING CUSTOMER EXPERIENCE AND CSAT 30
Slide 31: Automation: Brastel case study
AUTOMATION brastel Brastel case study Learn how Brastel set up 20 workflows and f reduced handling time per ticket by up to 39%. Read the story > Brastel team saves 8 minutes handling Brastel team saves 12 minutes handling each ticket for Brastel Remit. It's a 35% each ticket for Telecom. It's a 39%
Slide 32: Automation and CSAT
EEXE AUTOMATION AND CSAT Funded Trading Plus Achieves 93% CSAT in 125K Yearly Chats and Reduces Workload by 18% A ©) 32
Slide 33: Meet 250+ A-players
Meet 250+ A-players text.com/team
Slide 34: Shareholders - company still led by founders
SHAREHOLDERS - COMPANY STILL LED BY FOUNDERS* * According to the shareholders’ notifications received by the Company, public data from the Polish pension funds’ reports 14
Slide 35: Disclaimer
Disclaimer: This presentation has been prepared internally by TEXT S.A. (the "Company") and is intended solely for the use of its intended recipients. Any reproduction, distribution, or transmission of this presentation, in whole or in part, without the prior written consent of the Company is prohib