Text S.a. · GPW:TXT
Text — FY2025/26 and Q1 202 Earnings Presentation
38 slides from Text's earnings presentation, Jul 1, 2026
Slide 1: Annual Results and Q1 2026/27 - KPIs
Annual Results and Q1 2026/27 - KPIs Webinar will be held by Text IR Team on July 3rd 11:00 AM CEST - Polish 3:00 PM CEST - English
Slide 2: Disclaimer
Disclaimer: This presentation has been prepared internally by TEXT S.A. (the "Company") and is intended solely for the use of its intended recipients. Any reproduction, distribution, or transmission of this presentation, in whole or in part, without the prior written consent of the Company is prohib
Slide 3: KPIs
HEXE 2026/27 Q1 KPis
Slide 4: MRR of All Products (M USD)
MRR OF ALL PRODUCTS (M USD) Monthly Recurring Revenues at the end of a given month 4
Slide 5: Payments Received (M USD)
PAYMENTS RECEIVED (M USD) As reported in reports on preliminary results The presented data are the estimates and preliminary as published in the respective reports. Therefore, they may ultimately differ from those shown in the periodic financial reports. Because the Company generates the vast majority
Slide 6: Growing Share of Customers with MRR >= 500 USD
GROWING SHARE OF CUSTOMERS WITH MRR => 500 USD MRR, USD million Customers with MRR =>500 USD responsible for over 55% of MRR at the end of June 2026, up from 45% a year earlier, showing potential in expanding existing customers and targeting bigger customers. 6
Slide 7: Increasing Share of MRR from Customers with Multiple Products
INCREASING SHARE OF MRR FROM CUSTOMERS WITH MULTIPLE PRODUCTS % share of MRR Multiproduct customers are responsible for almost 40% of MRR a the end of June 2026, which is a 5 percentage points increase within a year. Shows our journey from one-product company to multi-product company with an aim to
Slide 8: Financial results 2025/26
2025/26 Financial results
Slide 9: Financial Results (M PLN)
FINANCIAL RESULTS (M PLN) -7.1% -28.4% -29.1% Exchange rates have a significant impact on the Company's results, as virtually all of its revenues are generated in USD. The average USD/PLN exchange rate used to convert results during the period was 6.6% lower than during the same period of the previou
Slide 10: Financial Results (M PLN)
FINANCIAL RESULTS (M PLN) -10.2% -24.7% -22.5% In the fourth quarter, the Group recorded a slight improvement in profitability. On a quarterly basis, the Group's consolidated revenues decreased by 2.1%, while EBIT increased by 0.3% and net profit by 0.7% q/q. 10
Slide 11: Financial Results (M PLN) - EBITDA
FINANCIAL RESULTS (M PLN) - EBITDA -23.9% EBITDA for Q4 2025/2026 alone amounted to PLN 37.6 mln implying EBITDA margin at 47% 11
Slide 12: Margins (as % of Revenue)
MARGINS (AS % OF REVENUE) In Q4, the Company continued to rebuild margins, which had halted their decline in Q3. In subsequent quarters, profitability should be positively impacted by factors such as the end of LiveChat pricing grandfathering, infrastructure optimization, and changes to the sales pr
Slide 13: Future Revenue (M PLN)
FUTURE REVENUE (M PLN) The annual subscriptions and longer contracts are spread evenly over the time the service is provided, creating the revenues of the future revenues. Presented as liabilities from customer contracts at the end of Q4 2025/26 they amounted to PLN 67.0 million. 13
Slide 14: Cash Position (PLN mn)
CASH POSITION (PLN MN) cash 31.03.2026 In February, the Company paid out the interim dividend in the amount of PLN 1.15 per share, which meant paying out PLN 29.6 million in form of a dividend. It is consistent with the current dividend policy. 14
Slide 15: Revenue per Product
REVENUE PER PRODUCT Revenues per product 2024/25 2025/26 Change Q4 2024/25 Q4 2025/26 Change (PLN mn) * 314 323 275 495 -12.4% 77 687 65 900 -15.2% 26 160 28 694 +9.7% 6 682 7 641 +14.4% 13 695 24 884 +81.7% 5 707 7 447 +30.5% In 2025/26 FY, LiveChat accounted for 83.7% of all Group revenues (vs 88.
Slide 16: Revenue Split by Products
REVENUE SPLIT BY PRODUCTS 2025/26 revenue split 7.1% 8.7% 83.7% 0.4% *LiveChat revenues includes marketplace. 16
Slide 17: Revenues by Geographies
REVENUES BY GEOGRAPHIES English-speaking countries continue to generate roughly 50% of the revenues. Poland with 1.5% share in revenues is in TOP 15 countries. 17
Slide 18: Highlights
HIGHLIGHTS - MRR increased by 7.6% QoQ (4% YoY) to USD 7.46mn (ARR =USD 89.52 mn) mainly due to the end of LiveChat pricing grandfathering. Q1 KPIs -- Payments received increased by 10.8% y/y (+7.2 q/q) to USD 24.19 mn. - API usage slightly below 250 thous. USD in a quarter (revenues is not included
Slide 19: Most Important Developments
MOST IMPORTANT DEVELOPMENTS - Text’s Go-to-Market strategy launched in May along with new G2M strategy branding and new strategic features (AI selling agents and custom skills) - Type 2 SOC-2 attestation achieved at in May 2026 (type 1 in SOC-2 December 2025) making company “enterprise ready”. Produ
Slide 20: Company overview
Company overview
Slide 21: Key Facts
KEY FACTS B2B subscription revenue Unique customer Global SaaS business acquisition model Ca 35% of MRR generated in the model Allowing high, US, less than 2% in Poland sustainable margins. Growth story Co-founders Dividend company Consortium led by co-founders is company’s With a track record of sh
Slide 22: We help our customers to
We help our customers to: ● Monetize their business online by providing tools to convert website visitors into paying customers. ● Automate their communication through features like chatbots and canned responses, saving time and resources. ● Improve the quality of their customer service by offering i
Slide 23: Product on Offense
PRODUCT ON OFFENSE 59% is what others call impressive We call it the starting point 23
Slide 24: Product on Offense
EEXE PRODUCT ON OFFENSE Conversion rate to order lift when customers chat with AI agent. © Absolutely! We have some fantastic patriotic t-shirts pertect for celebrating the th of July, including designs featuring the America250 logo, "Made in America” statements, and creative American flag graphics.
Slide 25: Product on Offense
PRODUCT ON OFFENSE - *914 Shopify and BigCommerce merchants using Text and LiveChat product in April - Growth by 39% over month 25
Slide 26: Product on Offense
EEXE PRODUCT ON OFFENSE 2M+ workflow executions last month ONE MONTH WITH TEXT ~33,000 hours of work saved. Humans and AI agents running the same workflows. 26
Slide 27: Streaming Customer Support
STREAMING CUSTOMER SUPPORT STS - Poland’s leading sports betting brand, trusted by a massive community of bettors ● high traffic at times resulting in over 500,000 chats each year ● 82% customer satisfaction thanks to use of Text products 27
Slide 28: Monetizing
EEXE MONETIZING Wembley Stadium Earns Over $1.5M in Eight Months with ChatBot on the AI- powered Frontline <2. WEMBLEY @ 28
Slide 29: Monetizing
MONETIZING Ponees, lures Pioneer Millworks Increased Average Opportunity Value by 16% The company brings their customer service and sales team closer together, resulting in more closed projects and increased conversion rates. increase in the average opportunity value growth in online samples transac
Slide 30: Monetizing
MONETIZING forsalebyownerés ForSaleByOwner is Growing 100% a Year Since Installing LiveChat The company improved the quality and speed of customer service on their website, so customers can rely on it and trust it with their property transactions. EEXE 30
Slide 31: Improving Customer Experience and CSAT
IMPROVING CUSTOMER EXPERIENCE AND CSAT 31
Slide 32: Improving Customer Experience and CSAT
IMPROVING CUSTOMER EXPERIENCE AND CSAT 32
Slide 33: Automation
AUTOMATION brastel Brastel case study Learn how Brastel set up 20 workflows and f reduced handling time per ticket by up to 39%. Read the story > Brastel team saves 8 minutes handling Brastel team saves 12 minutes handling each ticket for Brastel Remit. It's a 35% each ticket for Telecom. It's a 39%
Slide 34: Automation and CSAT
EEXE AUTOMATION AND CSAT Funded Trading Plus Achieves 93% CSAT in 125K Yearly Chats and Reduces Workload by 18% A ©) 34
Slide 35: And We Are Doing That at Scale
AND WE ARE DOING THAT AT SCALE 35
Slide 36: Meet 250+ A-players
Meet 250+ A-players text.com/team
Slide 37: Shareholders - Company Still Led by Founders
SHAREHOLDERS - COMPANY STILL LED BY FOUNDERS* * According to the shareholders’ notifications received by the Company, public data from the Polish pension funds’ reports 14
Slide 38: Disclaimer
Disclaimer: This presentation has been prepared internally by TEXT S.A. (the "Company") and is intended solely for the use of its intended recipients. Any reproduction, distribution, or transmission of this presentation, in whole or in part, without the prior written consent of the Company is prohib