Alliance Bankshares — Q1 2009 Earnings Presentation
13 slides from Alliance Bankshares's earnings presentation, May 8, 2009
Slide 1: Summary Financial Trends
Summary Financial Trends The following charts present trend information on key Alliance Bankshares balance sheet items, credit quality and net interest margin. The trend period starts with March 2007 and reflects quarterly positions through March 2009.
Slide 2: Total Assets
Total Assets 307 607 907 1207 308 608 908 1208 309 629.9 581.1 569 541.3 554.4 569.6 552.8 572.8 614.2
Slide 3: Total Loans
Total Loans 307 607 907 1207 308 608 908 1208 309 383.5 389.6 396 398.2 378.1 372.2 370.8 367.4 365.95
Slide 4: Trading Assets
Trading Assets 307 607 907 1207 308 608 908 1208 309 154.6 112 101.96 84.95 89.4 98.5 89.4 82.58 60.16
Slide 5: Investment Securities, AFS
Investment Securities, AFS 307 607 907 1207 308 608 908 1208 309 28.5 28.5 27.2 26.1 25.3 24.4 21.8 73.3 100.8
Slide 6: Demand Deposits
Demand Deposits 307 607 907 1207 308 608 908 1208 309 120.86 113.33 83.59 66.15 78.96 89.17 74.167 75.448 113.7
Slide 7: Total Deposits
Total Deposits 307 607 907 1207 308 608 908 1208 309 410.85 389.289 375.517 365.26 388.078 426.275 401.448 428.7 465.075
Slide 8: Demand Deposits to Total Deposits
Demand Deposits to Total Deposits 307 607 907 1207 308 608 908 1208 309 0.304 0.291 0.223 0.181 0.203 0.209 0.185 0.176 0.245
Slide 9: Loan to Deposit Ratio
Loan to Deposit Ratio 307 607 907 1207 308 608 908 1208 309 0.933 1 1.055 1.09 0.974 0.873 0.924 0.857 0.787
Slide 10: Allowance for Loan Losses to Total Loans
Allowance for Loan Losses to Total Loans 307 607 907 1207 308 608 908 1208 309 0.0117 0.0126 0.013 0.0161 0.0143 0.0148 0.0162 0.0157 0.0143
Slide 11: Non-Performing Assets
Non-Performing Assets 307 607 907 1207 308 608 908 1208 309 1.26 5.27 14 24.3 24.59 21.94 22.26 16.644 14.886
Slide 12: Nonperforming Assets to Total Assets
Nonperforming Assets to Total Assets 307 607 907 1207 308 608 908 1208 309 0.002 0.0091 0.0246 0.0449 0.0444 0.0385 0.0403 0.0291 0.0242
Slide 13: Net Interest Margin
Net Interest Margin 307 607 907 1207 308 608 908 1208 309 0.0331 0.0334 0.0344 0.0279 0.0257 0.0259 0.0265 0.0229 0.0275