Patel Retail Limited · NSE:PATELRMART
Patel Retail — Q3 FY26 Earnings Presentation
41 slides from Patel Retail's earnings presentation, Feb 9, 2026
Slide 1: Exchange intimation letter for Investor Presentation
Monday, February 9, 2026 Ref: PRL/BSE&NSE/2025-2026/47. To, To, Department of Corporate Services The Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Bandra Dalal Street, Fort, Kurla Complex, Bandra (East), Mumbai 400 00
Slide 2: Patel Retail Limited - Trust & Togetherness
\\ PATEL RETAIL LIMITED TRUST & TOGETHERNESS
Slide 3: Disclaimer
Disclaimer PATELFETAIL UNITED g This presentation and the accompanying slides (the Presentation), which have been prepared by Patel Retail Limited (PRL, Patel Retail, The Company) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe f
Slide 4: Patel Retail Limited, Value Retailing With A Growing Footprint
g Patel Retail Limited, Value Retailing With A Growing Footprint [ s e Patel Retail Limited (PRL) is a fast-growing, value-driven retail and FMCG company with an integrated model spanning, manufacturing(retail), and exports. The company began its journey in 1990 with a single grocery store in Ambern
Slide 5: Key Facts & Figures
= g Key Facts & Figures PATEL RETAIL LIMITED O, h (am) i (fil 15+ i 2 2,13,598 Sq. Ft. 17 H Year Of Experience Business Verticals Retail Stores Retail Stores Area ; Locations in MMRDA 10,000+ ~38 50 Lakh+ Customer Bill Private Label Brands ! Processing Units SKUs Product Categories Cuts Annually And
Slide 6: PRL's Journey, From Inception To Listing
g PRL’s Journey, From Inception To Listing >s 2022-2023 2024 2025 Recognised as Four Star Achieved 39.7 lakh bill Accelerated expansion with 9 new stores, export house. Expanded cuts and retail sales of reaching 42 stores by March 2025; achieved exports to 25+ countries 3289.72 Cr, reflecting %368.8
Slide 7: Board Of Directors & Leadership Team
g Board Of Directors & Leadership Team PATEL RETAIL LIMITED TRUST & TOGETHERNESS Board Of Directors Dhanji Patel Bechar Patel Hiren Patel Rahul Patel Bharat Patel Chairman and Whole Time Director Non Executive Director Chief Executive Officer Chief Operating Officer Managing Director 25+ Years Of 10
Slide 8: Diversified Business Model: Balanced Growth Engines
Diversified Business Model: Balanced Growth Engines ffi?ffimfi”“‘“" = g Patel Retail operates through a well-integrated model spanning Retail and Non-Retail businesses, ensuring both scale and margin stability. Manufacturing & ‘ Retail Processing | | I ] L Third Party Reputed ’ ‘ Own Private Label ’ [
Slide 9: Retail Business: Diversified Categories Powering Consistent Footfalls
Retail Business: Diversified Categories Powering Consistent Footfalls PATEL RETAIL LIMITED g Patel Retail’s stores cater to daily-use needs across food, FMCG, and general merchandise, driving high footfalls, repeat purchases, and stable retail growth. ik ‘ General Merchandise and ‘ Food ‘ ‘ FMCG Non
Slide 10: Cluster-Based Expansion Strategy
PATEL RETAIL LIMITED g Cluster-Based Expansion Strategy Hifceitiived Number Of Stores Retail Sales (Z in lakhs) 36,887 48 31,639 42 28,972 26,656 I 33 30 Fy23 FY24 FY25 9M FY26 FY23 FY24 FY25 9MFY26 . . [ ft) Retail Business Area & Sales () ns Number of bill cuts 21,678 21,102 21,079 15,167 52,15,11
Slide 11: Efficient Hub-and-Spoke Model Powering Retail Operations
Efficient Hub-and-Spoke Model Powering Retail Operations PATEL RETAJL UMITED g Central Distribution Centre (DC) at Ambernath, Maharashtra, catering to stores within a 60 km radius. Own Brands & Third-Party Brands sfi"{‘éfi -.- Select Third Party Brands — q Customers Supported by 18 trucks + DC Area Ac
Slide 12: Diversified Product Portfolio: From Kitchen To Home Care
Diversified Product Portfolio: From Kitchen To Home Care PATEL RETAIL LIMITED TRUST & TOGETHERNESS mi3] (] Some Other Brands Spices, Ghee, Papad Apparel & Home Improving products WwaehvERE] oYMA%) S— Click here To View More Products Private Label Sales Accounts For 17% of the Retail Revenue Investor
Slide 13: Glimpse Of PRL's Retail Stores
g Glimpse Of PRL’s Retail Stores (> s TEL'S RAMane ommam Click Here To View All The Stores Investor Presentation 12
Slide 14: Omnichannel Strategy: Digital Driving Footfalls & Loyalty
= g Omnichannel Strategy: Digital Driving Footfalls & Loyalty [ s e Online channel enhances customer convenience and loyalty while keeping fulfilment store-led and capital-efficient. ) I 50,000+ Loyalty Programs Festive Campaigns App Downloads Monthly savings s.cheme?s & High-footfall e\{ents dljlrm
Slide 15: Patel's R Mart App: Strengthening Omnichannel Retail Presence
g Patel’s R Mart App: Strengthening Omnichannel Retail Presence | > " Patel's R Mart Available on Patel Retail Limited enhances its customer reach through the Patel’s R Mart mobile application, providing a seamless online-to-offline (020) shopping experience. The app enables » Google Play _'Z\, cust
Slide 16: Customer Engagement Plan: Driving Loyalty Through Value Programs
Customer Engagement Plan: Driving Loyalty Through Value Programs PATEL RETAIL LIMITED To retain stomers, increase repeat purchases, and strengthen loyalty by offering structured value-based rewards and long-term engagement initiatives. Key Initiative - “One Month Free Shopping (15+1)” Scheme Enroll
Slide 17: Social Media Presence: Strengthening Digital Engagement
Social Media Presence: Strengthening Digital Engagement PATEL RETAIL LIMITED Patel Retail Limited maintains an active and engaging presence across major social media platforms to enhance brand visibility, build consumer trust, and drive footfalls to stores. Shares store updates, festive campaigns, p
Slide 18: Customer Engagement Through Promotions & Festive Experiences
Customer Engagement Through Promotions & Festive Experiences PATEL RETAIL LIMITED (== Tl rRee avn rast Home oEuvERy &% G FREE AND FAST HOME DELIVERY Tl T FREE AND FASTHOME DELVERY €Tl Investor Presentation 17
Slide 19: New Store Location Selection Process
New Store Location Selection Process ffi?fkm&”“‘“" Data-Driven, Disciplined, and Cluster-Focused Approac Catchment & Market Analysis * Evaluate population density, income Q profile, and buying behaviorwithin a 1- Supply Chain & Operational Fit ‘ Legal & Regulatory Compliance e g 3 km radius. S0, Asse
Slide 20: Targeting India's Expanding Middle-Income Consumer Base
Targeting India’s Expanding Middle-Income Consumer Base PATEL RETAIL LIMITED TRUST & TOGETHERNESS Patel Retail is the dependable neighborhood supermarket for everyday essentials bridging affordability, accessibility, and trust for India’s growing middle-income households tomer Segments Served — 60—
Slide 21: Store Operations & Expansion Strategy
= g Store Operations & Expansion Strategy (> s Average Store Setup Cost Average Store Size Average Daily Footfall Per Store Average Payback Period 1500/Sq.ft Capex & 5,000 Sq. Ft 600+ 2 Years 2000/sq.ft Inventory Store Location & Expansion Strategy * Stores are selected based on cluster proximity (w
Slide 22: Manufacturing & Processing Overview
g Manufacturing & Processing Overview >s Patel Retail operates a vertically integrated processing ecosystem that supports its retail, private label, and export businesses. 2 1 located across FY25 Revenue Processing Facilities Agri-cluster g Maharashtra Contribution of and Gujarat %404 Cr (55%) Handl
Slide 23: Integrated Manufacturing & Agri-Processing Facilities
g Integrated Manufacturing & Agri-Processing Facilities >s Patel Retail operates a Patel Retail operates a fully integrated processing ecosystem across Maharashtra & Gujarat, supporting retail, private label, and export operations. Facility1 - Ambernath, Maharashtra 1] Processing hub for 88 Strategi
Slide 24: Glimpse Of Manufacturing Facilities
= g Glimpse Of Manufacturing Facilities >LD Facility 1- Amb ernath, Maharashtra —~ / Facility 2 - Kutch, Gujarat Facility 3 - Kutch, Gujarat — == ?illfl_;.\ Investor Presentation 23
Slide 25: Manufacturing & Processing Key Metrics & Revenue Performance Overview
Manufacturing & Processing Key Metrics & Revenue Performance Overview FATEL RETALL HMITED Manufacturing & Processing Revenue (Z in Cr) Export Revenue (% in Cr) 51372 403.28 444.34 393.56 272.27 I 20176 Fy24 FY25 9M FY26 Fy24 FY25 9M FY26 9M FY26 Manufacturing & Processing 9M FY26 Domestic Sales(In %
Slide 26: Indian Chaska: Building a Scalable, Pan-India FMCG Brand
Indian Chaska: Building a Scalable, Pan-India FMCG Brand >eo = g Brand Positioning Value-led packaged foods brand focused on everyday Indian taste 50+ SKUs T8.5Cr Across Whole, basic Domestic Sales and blended spices (till 31 Dec) 08 States 150+ 28,000+ Distribution Distributors Retailers footprint
Slide 27: Exports: Expanding Global Reach With Trusted Brands
Exports: Expanding Global Reach With Trusted Brands > o o Patel Retail Limited has built a strong global presence by exporting staples, pulses, spices, and processed foods under its brands Patel Fresh and Indian Chaska, as well as third-party labels. Its integrated facilities at Ambernath and Kutch
Slide 28: Strengths & USPs Of Patel Retail
g Strengths & USPs Of Patel Retail PATEL RETAIL LIMITED TRUST & TOGETHERNESS. Strong Value Retail Proposi on Backward Integration Positioned as a dependable Own processing and agro facilities in neighborhood supermarket catering to Maharashtra & Gujarat, enabling the growing lower-middle, middle, an
Slide 29: Future Path: Building Scale & Expanding Horizons
Future Path:. Building H H Scale & Expanding H Horizons H PATEL RETAIL LIMITED Expand beyond Thane, Raigad & Palghar, into western suburbs and new cities in Maharashtra. Explore entry into central & western India to broaden the retail footprint. Target 75+ stores by FY27 with cluster-based approach
Slide 30: Industry Overview: India's Retail Growth Story
g Industry Overview: India’s Retail Growth Story PATEL RETAIL LIMITED Retail sector accounts for ~10% of India’s GDP and is projected to grow at a Market Size (USD Billion) Projected Organized CAGR of 7% (2024-2030) and 5% (2024-2033). Retail Market Size Growth in India (USD Billion) 2,000 1,890 267
Slide 31: Industry Overview: Food Processing & Agri Exports
Industry Overview: Food Processing & Agri Exports (> o e e Market Size of Branded & Indian Bakery & Snacks Spices Packaged Spices (In ¥ Cr) Market Size (In ¥ Cr) Branded & packaged segment forms 30-40% of India’s spice 50,000 market; exports 225+ spice varieties to 180+ countries. Growth 24,257 driv
Slide 32: Management's Comment On Q3 & 9M FY26 Financial Performance
= Management’s Comment On Q3 & 9M FY26 Financial Performance D PATEL RETAIL LMITED g We are encouraged by the strong and consistent performance delivered during Q3 FY26 and the nine-month period, reflecting the effectiveness of our operating strategy and focus on execution. Improved profitability, m
Slide 33: 9M FY26 Key Financial Highlights
9M FY26 Key Financial Highlights (> s (All Amount In X Cr & Margins In %) Total Income mmEBITDA —— EBITDA Margin = PAT ——PAT Margin 71975 8.38% 7.4V 4.04% 604.57 60.34 2.99% 29.07 45.10 18.10 9M FY25 9M FY26 9M FY25 9M FY26 9M FY25 9M FY26 Investor Presentation
Slide 34: Q3 FY26 Key Financial Highlights
Q3 FY26 Key Financial Highlights PATEL RETAIL LIMITED TRUST & TOGETHERNESS (All Amount In X Cr & Margins In %) Total Income mm EBITDA ——EBITDA Margin mmm PAT ——PAT Margin 31112 3.86% 8.01% z.e/ 6634 2491 12.00 229.59 15.23 613 Q3 FY25 Q3 FY26 Q3 FY25 Q3 FY26 Q3 FY25 Q3 FY26 Investor Presentation
Slide 35: Q3 & 9M Profit & Loss Highlights
Q3 & 9M Profit & Loss Highlights (> s Particulars Q3 FY25 Q3 FY26 9M FY25 9M FY26 Revenues 228.31 309.27 601.02 7147 Other Income 1.28 1.85 355 5.58 Total Income 229.59 3112 35.51% 604.57 719.75 19.05% Raw Material Expenses 188.97 26048 485.97 582.50 Employee Costs 813 8.96 23.24 26.46 Other Expense
Slide 36: FY25 Financial Highlights
= FY25 Financial Highlights >ee g Year On Year EBITDA Growth Fixed Asset Turnover Interest Coverage Return on Equity 11.81% 12.63 Times 3.10 Times 18.78% 9 PATEL RETAIL LIMITED TRUST & TOGETHERNESS Year on Year Profit Growth Return on capital Employed Debt to Equity Book Value 12.18% 16.05% 1.34 Tim
Slide 37: Key Financial Highlights
Key Financial Highlights PATEL RETAIL LIMITED TRUST & TOGETHERNESS (All Amount In X Cr & Margins In %) Total Income mm EBITDA ——EBITDA Margin mmm PAT ——PAT Margin 1,019.81 6.83% 7.56% 3.06% 276% 4.24% 1.61% 817.71 825.99 62.43 55.84 25.28 22.53 4324 I 16.38 Fy23 Fy24 FY25 FY23 FY24 Fy25 FY23 Fy24 Fy
Slide 38: Key Ratios
PATEL RETAILL LIMITED Key Ratios (In %) (InTimes) (In Days) ——ROCE ——ROE Current Ratio Receivable Turnover Ratio o 1.31 2279% 23.87% 9.83 /’\1878% 8.43 6.58 16.29% 16.05% 116 1809%____ e 13 FY23 Fy24 FY2s FY23 FY24 FY2s EY23 EY24 Fy2s5 (In Times) . (In%) (In%) . . Earnings Per Share Book Value mDebt
Slide 39: Stock Data
[y Stock Data e naen e, As On 09-02-2025 As On 31-12-2025 NSE (PATELRMART| INEO1YQO1013) BSE (544487) Share Holding Pattern Share Price }) 20413 30.00% Market Capitalization (X Cr) 681.80 = Promoter & Promoter Group No. of Shares Outstanding 3,34,00,528 = Public Face Value ) 10.00 52-week High-Low )
Slide 40: Investment Rationale
Investment Rationale Proven Track Record of Growth Expanded from per store to 49 stores till date, with no store closures since inception. Strong revenue growth - FY25 retail sales of ¥36,887 lakhs, overall revenue 382,069 lakhs. Strong Presence with Expansion Potential Leadership in MMR suburban ma
Slide 41: Thank You
Thank You PATEL RETAIL LIMITED TRUST & TOGETHERNESS irin Advisors Patel Retail Limited Plot No. M-2, Udyog Bhavan No.5, Anand Nagar Kirin Advisors Private Limited M.1.D.C Ambernarh, Thane, Mumbai, 713-B, Lodha Supremus I, Wagle Estate, Maharashtra, Bharat - 421506 Thane West - 400 604. Phone: 0251 2