Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Shareholder Meeting (2026)
19 slides from Wsfx Global Pay's shareholder meeting presentation, 2026
Slide 1: Building the Global Payments Platform
39TH ANNUAL GENERAL MEETING · FY 2025–26 Building the Global Payments Platform A regulated, AI-enabled platform for cross-border payments RBI Authorised AD Category-II · BSE Listed · ISO 27001:2022 · PCI DSS 4.0.1 01 / 17
Slide 2: GlobalPay at a glance
Annual General Meeting 2026 GlobalPay at a glance A regulated cross-border payments company evolving into an intelligence-led, common platform for customers and partners RBI AD-II BSE listed 40+ years 70%+ 25+ Customers and reach Integrated operating stack 900+ corporate relationships Consumer — App
Slide 3: FY 2025–26 performance highlights
Annual General Meeting 2026 FY 2025–26 performance highlights Revenue and profit grew faster than transaction volumes — a quality-of-mix effect across the integrated stack. ₹6,381.62 Cr ₹107.94 Cr ₹8.03 Cr ₹6.14 Cr ₹4.91 +12% YoY +25% YoY +21% YoY +77% YoY +71% YoY FY26 shareholder outcomes 15% fina
Slide 4: Financial trajectory
Annual General Meeting 2026 Financial trajectory Scale has translated into a sustained improvement in earnings — a fivefold PBT turnaround since FY22. Revenue from operations (₹ Cr) 5-YEAR CAGR 39% PBT turnaround (₹ Cr) 3-YEAR CAGR 107% (₹6.35 Cr) ₹0.90 ₹4.12 ₹6.63 ₹8.03 Cr From Loss to Profit Befor
Slide 5: Customer Segments Growth
Annual General Meeting 2026 Customer Segments Growth Annual segment GTO grew 12% in students and 20% in corporate while retail de-grew; Customer segment GTO (₹ Cr) · FY26 vs FY25 TOTAL +11.5% YOY 05 / 17
Slide 6: Prepaid Cards & Remittances
Annual General Meeting 2026 Prepaid Cards & Remittances Card GTO (₹ Cr) · FY21–FY26 Remittance GTO (₹ Cr) · FY21–FY26 5-YEAR CAGR 54% 5-YEAR CAGR 38% 06 / 17
Slide 7: Product & digital transformation
Annual General Meeting 2026 Product & digital transformation One integrated stack serving direct, enterprise and partner-led journeys — and the cards that connect them. The integrated operating stack Consumer Corporate Partners GlobalPay Connect App & Web Portal Smart Corporate Smart Agent + FPaaS D
Slide 8: GlobalPay Pillars
Annual General Meeting 2026 GlobalPay Pillars Five moves that compounded into a stronger, more programmable, more secure platform. 01 Ownership Visa Principal membership — owned card issuance, design and servicing. Uni-Z announced 02 Product Digital Forex Card — single and multi-currency cards with
Slide 9: Expanded AD Category-II scope
Annual General Meeting 2026 Expanded AD Category-II scope AD-II authorisation renewed in perpetuity, with broader scope that opens three new growth vectors for FY27. Subject to RBI approval terms, applicable directions and calibrated risk controls. AD-II authorisation renewed in perpetuity Trade pay
Slide 10: Market and Competitive Landscape
Annual General Meeting 2026 Market and Competitive Landscape Growth opportunities remain attractive, while regulation, pricing and service quality shape competition. MARKET LANDSCAPE USD 29 bn USD 250,000 USD 2.31 bn USD 200 bn approx. LRS outward remittances, FY26 Annual LRS limit per resident Over
Slide 11: Market conditions & opportunity
Annual General Meeting 2026 Market conditions & opportunity Travel remained the largest LRS use case while education remittances faced pressure — and four growth pools sit on top of that base. LRS REMITTANCE MARKET · FY 2025–26 USD 28.98 bn USD 16.44 bn USD 2.31 bn 32.83 mn Total LRS remittances Tra
Slide 12: Our unique positioning
Annual General Meeting 2026 Our unique positioning Eight elements of a defensible moat — Every one traceable to a disclosed asset, a licence, or a verified certification. 01 · Licence 02 · Heritage 03 · Intent signal 04 · Operating stack RBI Authorised Dealer Category- 40+ years of forex expertise O
Slide 13: Growing against the tide
Annual General Meeting 2026 Growing against the tide Our largest segment grew 12% in a market that shrank 21%. GlobalPay · Student GTO India overseas education remittances · LRS +12% -20.9% R em itta n c e C o r p o r a te PAT D iv id en d · g r o wth +33% +20% +77% 15% Why we grew anyway When acces
Slide 14: Customers and partnerships
Annual General Meeting 2026 Customers and partnerships BANKING PARTNERS YES BANK HDFC BANK ICICI Bank IDFC FIRST Bank IndusInd Bank CORPORATES B2B PARTNERS 900+ 700+ … … BANKING RAILS, CORPORATE RELATIONSHIPS AND PARTNER NETWORKS 13 / 13 / 17 18
Slide 15: How we are bringing AI
Annual General Meeting 2026 How we are bringing AI Customer care and compliance — the two front-runners of our FY27 direction. Intended applications, not delivered capability. 01 · Customer care 02 · Compliance Conversational, multilingual assistance AI-assisted screening and risk profiling On the C
Slide 16: FY 2026–27 growth strategy
Annual General Meeting 2026 FY 2026–27 growth strategy Three disciplined moves — Scale, Diversify, Platformise. No budget or target figures; the intent is what we are committing to. Scale Diversify Platformise What we scale Where we add adjacent corridors How the operating model compounds Student pa
Slide 17: Product build-out & Licenses
Annual General Meeting 2026 Product build-out & Licenses VECTOR 01 VECTOR 02 VECTOR 03 VECTOR 04 Credit Cards Co-brand PPI PA-CB Authorisation PSP Licence · GIFT City FOUR VECTORS · ONE REGULATED CORE 18 / 19
Slide 18: Outlook
Annual General Meeting 2026 Outlook What we enter FY27 with — and where we are heading. What we carry into FY27 An expanded regulatory mandate, a stronger An expanded regulatory mandate. technology stack, an established student franchise, proprietary card issuance, wider Stronger technology infrastr
Slide 19: Thank you
39th Annual General Meeting Important disclaimer Thank you For trusting us with the regulated, intelligence-led cross-border journey. WSFx Global Pay Limited · BSE 511147 · RBI AD Category-II 17 / 17