Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Q4 FY2025-26 Earnings Presentation
23 slides from Wsfx Global Pay's earnings presentation, May 21, 2026
Slide 1: BSE intimation letter on investors presentation
Date: May 21, 2026 To The Manager, Department of Corporate Services, BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Subject: Investors Presentation on Performance of the Company for the Quarter and Financial year ended March 31, 2026 Scrip ID: WSFX Scrip Code: 511147 De
Slide 2: Investor Presentation Q4 / FY 2025–26
Investor Presentation Q4 / FY 2025–26 India's Leading Omni-Channel Forex & Cross-Border Payments Fintech Trusted Standard in Global Payments
Slide 3: GlobalPay: regulated, trusted, and tech-led
GlobalPay: regulated, trusted, and tech - led RBI AD II licensed & BSE-listed organization with enterprise-grade security and a broad partner ecosystem Credentials Regulated&bycertifications RBI, SEBI Compliance Corporates RBI AD II licensed Experience 40+ ISO 900+ Enterprise relationships Years PCI
Slide 4: Omnichannel – Digital Platforms & Physical Network
Omnichannel – Digital Platforms & Physical Network Corporate + B2B + B2C digital rails for forex cards, outward remittance and partner servicing—backed by a pan-India branch network Digital platforms & solutions Four rails powering acquisition, onboarding, workflow, compliance, execution and MIS Sma
Slide 5: GlobalPay Values, Vision and Mission
GlobalPay Values Vision Mission At GlobalPay, our vision is to be as a leading payment To simplify and secure cross-border payments Fintech, delivering secure, innovative, and reliable through technology-driven, customer-centric digital solutions in cross-border payments — built on solutions that en
Slide 6: Forex Cards & Cross Border Remittances
Forex Cards & Cross Border Remittances Principal member of Visa for Card issuance, Outward remittance through Bank / Nostro Account Leverage Cards Outward remittance use- Remit Card products Three variants to match traveler segments and use- cases cases Personal + student flows under LRS Personal Vi
Slide 7: Uni-Z GlobalPay Digital Forex Card
Uni - Z GlobalPay Digital Forex Card A digital-first forex card engineered for students Instant Pre-Admission Payments, Anytime, Anywhere University Application Fees Visa & Consulate Charges Insurance Pre-Departure Education Premiums Expenses
Slide 8: Q4 FY26: Resilient Growth Despite Geo-Political Headwinds
Q4 FY26: Resilient Growth Despite Geo-Political Headwinds The quarter was defined by macro volatility — the US–Israel–Iran conflict and elevated crude oil prices moderated discretionary travel demand and corporate forex activity sector-wide. Against this backdrop, GlobalPay delivered both volume and
Slide 9: FY26 Full-Year: ₹111.97 Cr Revenue, 26% YoY Growth
FY26 Full-Year: ₹111.97 Cr Revenue, 26% YoY Growth FY26 marks a landmark year for GlobalPay — revenue crossed ₹111 Cr for the first time, growing 2x faster than GTO and delivering substantial bottom-line expansion on a zero-debt balance sheet. FY26 GTO FY26 Revenue ₹6,382 Cr ₹111.97 Cr +12% YoY | Co
Slide 10: FEMA 2026: A Structural Regulatory Tailwind
FEMA 2026: A Structural Regulatory Tailwind REGULATORY UPDATE RBI's FEMA 401/2026-RB notification dated 30 April 2026 represents the most significant expansion of the AD-II licensee addressable market in the framework's history. GlobalPay is among the best-positioned incumbents to capitalise on this
Slide 11: Q4 – Performance Trends
Q4 – Performance Trends Q4 – GTO – ₹1646 Cr, Rev - ₹26.18 Cr, PBT – 1.01 Cr. CHAPTER
Slide 12: Quarterly Trends
O~ >) GlobalPa LX vay Quarterly Trends Profit and Loss Account FY 2025-26 FY 2024-25 Particulars (In Lakhs) a4 Q3 Q2 Qi FY25-26 Q4 Q3 Q2 Qi FY24-25 (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) [Revenue from Operations | 2,618.43 | 2,
Slide 13: GlobalPay Card Programme: Accelerating Momentum
GlobalPay Card Programme: Accelerating Momentum Forex Card Remittances Q4 CAGR 34.28% Q4 CAGR 29.72%
Slide 14: Customer Segments
CHAPTER Customer Segments GlobalPay operates across three distinct Customer segment— Student, Corporate, and Retail — each served through a tailored omni-channel platform and B2B/D2C distribution model. Together they address a combined Indian outbound forex TAM exceeding USD 20 Billion. Student Corp
Slide 15: Student Segment: University Fees & Living Expenses
Student Segment: University Fees & Living Expenses The student segment is GlobalPay's highest-volume growth driver, compounding at a Q4 CAGR of 29.78% from FY21 base — dramatically outperforming a market that contracted -16% YoY in FY26 due to visa restrictions and geopolitical headwinds. Market Siz
Slide 16: Corporate Segment: Business Travel Forex
Corporate Segment: Business Travel Forex The corporate segment is GlobalPay's highest-CAGR segment at 95.62% Q4 CAGR from FY21 base, reflecting rapid enterprise penetration. Relationships with India's largest conglomerates and MNCs create durable switching costs and recurring revenue streams. Segmen
Slide 17: Retail Segment: Leisure Travel & Personal Remittances
Retail Segment: Leisure Travel & Personal Remittances The retail segment addresses the largest TAM in GlobalPay's portfolio — a combined $18.5B+ USD market spanning leisure travel forex and personal remittances. An omni-channel model balancing 21 physical branches with robust digital platforms ensur
Slide 18: Revenue & Cost Efficiency: Scalable Digital Model
Revenue & Cost Efficiency: Scalable Digital Model GlobalPay's financial model is distinguished by revenue compounding materially faster than cost growth — a direct result of increasing digital channel mix, process automation, and partner-led distribution that adds revenue without proportional cost.
Slide 19: Financial Results
Financial Results Statement of audited financial results for the quarter and year ended 31 March 2026 (Rs. in Lakhs) Quarter Ended Year Ended Particulars 31-Mar-26 31-Dec-25 31-Mar-25 31-Mar-26 31-Mar-25 (Audited) (Unaudited) (Audited) (Audited) (Audited) Income from Operations a) Revenue from Opera
Slide 20: Dividend Recommendation
CHAPTER Dividend Recommendation The Board of Directors has recommended a final dividend of 15% (₹1.50 per equity share of face value ₹10 each) for FY26, reflecting the Company’s strong financial performance and commitment to shareholder returns, subject to approval at the ensuing Annual General Meet
Slide 21: Way Forward: FY27 Growth Priorities
Way Forward: FY27 Growth Priorities FY27 strategic execution is organised across six distinct growth vectors — each aligned to the company's asset-lite, scalable, digital-first model and designed to compound on the regulatory tailwinds created by FEMA 2026. D2C Marketing Targeted digital campaigns t
Slide 22: GlobalPay Foundation: Trust, Transparency, Innovation & Compliance
GlobalPay Foundation: Trust, Transparency, Innovation & Compliance GlobalPay's competitive position rests on four institutional pillars — governance, digital infrastructure, customer centricity, and regulatory compliance. These are not merely operational attributes; they represent durable moats that
Slide 23: Disclaimer & Contact
Disclaimer & Contact Legal Disclaimer Contact Information This presentation has been prepared by WSFx Global WSFx Global Pay 📞 Phone Pay Limited as general background information Limited current as at the date of presentation. It does not 022 62709600 6th Floor, Wing C, constitute investment…