Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Q1 FY2026-27 Earnings Presentation
23 slides from Wsfx Global Pay's earnings presentation, Aug 16, 2026
Slide 1: BSE Letter: Investor Presentation Q1 FY 2026-27
Date: August 16, 2026 To The Manager, Department of Corporate Services, BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Subject: Investor Presentation Scrip ID: WSFX Scrip Code: 511147 Dear Sir/Madam, Pursuant to Regulation 30 of SEBI (Listing Obligation and Disclosure R
Slide 2: Investor Presentation Q1 FY 2026-27
I nv e s t o r P r e s e nt a t i o n Q1 FY 2026–27 · Quarter ended 30 June 2026 In di a 's Le a di ng O mn i - C h a nne l F ore x & C ros s - B o rde r Pay me nt s F int e c h Q1 F Y 2026 – 27 - Strong YoY growth, deeper institutional distribution and a structural regulatory opportunity. ₹1,491 Cr
Slide 3: A regulated cross-border payments platform for India's outbound money
Glob alPay at a Glance · Company & Platform A regulated cross-border payments platform for India's outbound money. WSFx Global Pay Limited (GlobalPay) — is an RBI-licensed AD2, BSE-listed, ISO 27001:2022-certified and PCI DSS-certified cross-border payments and forex platform serving education, busi
Slide 4: Four cards. Four distinct customer journeys.
Pro duc t Por tfolio · Fo rex Cards Four cards. Four distinct customer journeys. A segment-led portfolio spanning corporate, leisure, premium and student needs—delivered through an app-enabled card platform. Global Pay Card Smart Switch Card Single / multi-currency proposition ( 30 ) for Smart Switc
Slide 5: One operating stack. Four customer segments.
Digital Infrastructure · Unified Platfo rm Stack One operating stack. Four customer segments. Consumer, corporate, agent and partner journeys connected through unified KYC, workflows, transaction execution and MIS. 01 · A ge n t Di st ri b u t i o n 02 · E n ter p r i se Wo rk f l o ws Smart Agent S
Slide 6: Growth accelerated. Platform depth increased. Regulatory scope expanded.
Exec utive Summar y · Three Takeaways for Q1 FY 27 Growth accelerated. Platform depth increased. Regulatory scope expanded. Ta k ea wa y 0 1 · G r o w t h Ta k ea wa y 0 2 · P r o f i t a b i l i t y Ta k ea wa y 0 3 · R e g u l a to r y Profit growth materially FEMA 401 expands the Turnover and Rev
Slide 7: GlobalPay's AD-II authorisation is perpetual.
Regu lato ry Milestone · AD -II Authorisation GlobalPay's AD-II authorisation is perpetual. A ut h o r i s a t i o n s t a t u s · G l o b a l P a y o p e r at i n g e n t i t y W h a t T h i s M ea n s F o r Gl o b a l P ay AD Category-II authorisation Wider scope, scalable distribution and longer-
Slide 8: A wider regulatory perimeter for long-term growth.
FEMA 401 · A Struc tu ral Growth Oppo rtu nity A wider regulatory perimeter for long-term growth. S tr u c t u ra l g r o w th o p p o r tu n i t y T h re e P a t h wa y s Why the framework matters for GlobalPay Optionality with disciplined execution. Broader product surface 01 Asset-light reach 02
Slide 9: Growth broadened across turnover, revenue and profit.
Q1 Sco recard · YoY Growth Growth broadened across turnover, revenue and profit. Reported turnover, revenue from operations and PBT all expanded YoY, with profit growth materially ahead of topline growth. R e ve n u e f r o m O p e r a t i o n s P r o f i t B e f o r e Ta x ₹1,491 Cr ₹23.23 Cr ₹0.58
Slide 10: Structural tailwinds outweighed cyclical headwinds.
Op erating Environment · Q1 FY 2026 –27 Structural tailwinds outweighed cyclical headwinds. Cyclical drag from FX volatility, geopolitics and study-destination policy sat against durable growth in outbound education, cross-border payments and a widened regulatory mandate for AD-II players. C yc li c
Slide 11: Q1 FY27 Performance Trends
Q1 FY 27 Performance Trends GlobalPay Q1/26-27 & Q1/25-26 Performance & Comparison Particulars (INR Cr) Q1/26-27 Q1/25-26 Gross Turnover Revenue from Ops Other Income PBT Q1/26-27 & Q4/25-26 Performance & Comparison Particulars (INR Cr) Q1/26-27 Q4/25-26 % Inc Gross Turnover 1,490.75 1,645.66 Revenu
Slide 12: Quarterly Trends
Quarterly Trends GlobalPay Profit and Loss Account FY 2026-27 FY 2025-26 FY 2024-25 Particulars (In Lakhs) Qi Q4 Q3 a2 Qi FY25-26 Q4 Q3 Q2 FY24-25 (Unaudited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) (Audited) (Unaudited) (Unaudited) (Audited) Revenue from Operations 2,323.12 2,494.93
Slide 13: Trends – Remittances & Forex Cards
Trends – Remittan ces & Forex Card s REMITTANCE: GTO FOREX CARD: GTO Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 C AGR – 48.48% C AGR – 90.96%
Slide 14: Student segment powered growth, despite market headwinds.
Growth Eng in e · Custo mer Seg ment & Prod uct Mix Student segment powered growth, despite market headwinds. Student segment grew +46.83% : Corporate held; retail slipped due to market conditions. S e g me nt Gross Turnove r · Q 1 FY 26 v s Q 1 FY 27 ( ₹ C r) Student +46.83% YoY AD-II O ut ward Rem
Slide 15: The Largest Segment, Powered by Recurring Education Flows
Student Segment · Deep Dive The Largest Segment, Powered by Recurring Education Flows S t u d e n t S e gm e n t · Q 1 F Y 2 7 STUDENT: GTO Q1 Q2 Q3 Q4 B 2 B P a r t n e r sh i p s 47 2 02 0-2 1 2 02 1-2 2 2 02 2-2 3 2 02 3-2 4 2 02 4-2 5 2 02 5-2 6 2 02 6-2 7 B 2B Pa r tn e r sh i p s - C o r ri d
Slide 16: Corporate momentum continues as the customer base expands
Corpo rate Bus in ess Corporate momentum continues as the customer base expands C o r p o r a te Se g m e n t CORPORATE: GTO + 13.75% YoY 67 Q1 Q2 Q3 Q4 Corporate Gross Turnover New corporate customers onboarded in Q1 F o c u s A r e a s F o r Wa l l e t - S h a r e G a i n Deepen existing relations
Slide 17: Building the retail franchise around cards, distribution and higher-quality engagement.
Retail & Distr ib utio n · A Scalable Op portunity Building the retail franchise around cards, distribution and higher-quality engagement. 01 · DIGITAL ACQUISITION RETAIL: GTO Use the GlobalPay app and portal to simplify discovery, Q1 Q2 Q3 Q4 onboarding, reload and servicing. 02 · CARD ENGAGEMENT D
Slide 18: Trends – Gross Revenue & SGA
Trends – Gross Revenue & SGA GROSS REVENUE(IN INR LAKHS) SGA EXPENSES: GTO (IN INR LAKHS) Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 2,495 973 2,180 858 2,734 1,813 765 1,041 2,007 893 1,719 1,270 505 715 3,428 453 2,590 442 1,041 499 958 1,120 716 473 0 2,259 0 404 846 665 714 555 1,388 390 374 486 2,323 1,008 892 1,
Slide 19: Financial Results
Financial Results Statement of unaudited financial results for the quarter ended June 30, 2026 Sr. > ~ 2 Particulars 30-Jun-26 30-Jun-25 (Unaudited) (Unaudited) income from Operations ja) Revenue from Operations 2,323.12 1,821.08 | 10,478.01 b) Other Income 121.78 61.45 402.18 Total Income 2,444.90
Slide 20: Seven priorities for scalable growth.
Strategic Focus Seven priorities for scalable growth. Execution is focused on translating regulatory enablement, digital capabilities and distribution reach into diversified, repeat-led growth. S cale · 0 1 S cale · 0 2 S cale · 0 3 Operationalise FEMA 401 Deepen student payments Increase Wallet sha
Slide 21: Four pillars supporting the GlobalPay platform.
Glob alPay Foun dation Four pillars supporting the GlobalPay platform. A simple view of the institutional strengths underpinning scalable, trusted growth. 01 · G o ve rn a n c e 02 · D i gi ta l In f ra st ru c tu re Governance and trust Built for scalable growth Listed-company discipline, Strong bo
Slide 22: Important information for investors.
Disclaimer & Contact Important information for investors. L e g a l d is c la i me r 01 02 C o nta c t i n fo rm at io n General information Forward-looking statements This presentation is general Statements about future background information current as performance are subject to risks at its date.
Slide 23: Thank you.
\ ) GlobalPay Thank you.