Yolo Group S.p.a. · MIL:YOLO
Yolo — Investor Presentation (February 2025)
17 slides from Yolo's investor presentation, Feb 18, 2025
Slide 1: Investor presentation
Investor presentation 18 February 2025
Slide 2: Market scenario, Yolo's proposition, Financial Guidance 2024-2027
Market scenario Yolo’s proposition Financial Guidance 2024-2027 2
Slide 3: Global insurance market growth
Market scenario Global insurance market growth World - Evolution of Policies from 2020 to 2030 Le Digital insurance in Italy will grow significantly thanks to new technological era USD Trillions € billion 10 30.0 Insurance 8 distribution enabled by digital 6 platforms 80% 4 2 1.9 23% 2020 2030 0 202
Slide 4: Enablers are outperforming disruptors
Market scenario Enablers are outperforming disruptors Evidence from global markets suggests that insurance digitization enablers are better positioned than disruptors and perform generally better than them, bringing value to the whole ecosystem instead of trying to replace incumbents 4
Slide 5: The trend is for non-insurance players to increase insurance distribution
Market scenario The trend is for non-insurance players to increase insurance distribution • Presence of external players is growing within insurance sector which, from a traditionally closed industry, is turning into an open ecosystem, based on collaborative dynamics • Most active players in Open &
Slide 6: Digital Insurance Market set to enter a Golden Age
Market scenario Digital Insurance Market set to enter a Golden Age Insurance Market Business Model • Digital Surge & Penetration: By 2030, 80% of insurance policies globally will be Insurance provider Broker Service provider distributed digitally (up from 23% in 2020), in a context where global insu
Slide 7: Yolo's proposition
Market scenario Yolo’s proposition Financial Guidance 2024-2027 7
Slide 8: Group Structure and Shareholder Base
Yolo’s proposition Group Structure and Shareholder Base Group structure Ownership summary Other • Yolo Group SpA is the parent company and owns the group's technological platforms 11% HNWI / FO Strategic • Yolo Srl runs the digital and phygital broker activites. By September 2024, Bartolozzi Assicur
Slide 9: Key Milestones
Yolo’s proposition Key Milestones Revenue Growth(1) - CAGR 2017A-2023A: +173% €23k €0.6M €1.8M €0.9M €1.8M €4.6M €9.5M >€10M • Merger of BA in Yolo Srl, • Launch of the first digital • Nearly 35 partnerships with • Acquisition of Bartolozzi • Acquisition of • Acquisition of 51% Risorsa sport insuran
Slide 10: Yolo's offer
Yolo’s proposition Yolo’s offer With its multidisciplinary approach, YOLO positions itself as a 360° insurtech enabler offering end-to-end solutions for multi-channel insurance distribution (digital & phygital), with the possibility for partners to also use individually the products and services off
Slide 11: Innovation as a Key Growth Engine
Yolo’s proposition Innovation as a Key Growth Engine Yolo is leveraging on the most prominent market trends to strengthen its positioning and drive growth with constant innovation capabilities New A.I. SMEs opportunity New risk categories ecosystems Yolo is integrating A.I. leveraging on Yolo is dev
Slide 12: Core Strategic Pillars
Yolo’s proposition Core Strategic Pillars SCOPE SHORT TERM LONG TERM • Strengthen platform's foundations, • Enhance advanced AI functionalities and • Strengthen the mobile app, complete enhance customer engagement, and improve customer engagement with embedded integrations, and introduce new introdu
Slide 13: Financial Guidance 2024-2027
Market scenario Yolo’s proposition Financial Guidance 2024-2027 13
Slide 14: Financial KPIs 2024-2027
Financial Guidance 2024-2027 Financial KPIs 2024-2027 2024 2025 2027 CAGR ’24-’27 ▪ Sound ~40% revenues CAGR, driven by Revenues (1) > €10M €15-16M > €30M > 40% Digital Brokerage scale up ▪ Full-year EBITDA breakeven is expected in +40% in 2H compared to 1H-2024 2025, with a rapid transition to doub
Slide 15: P&L Focus
Financial Guidance 2024-2027 P&L Focus Tech Service and Digital Brokerage revenues (1) evolution (€M) ▪ Increasing relevance of Digital Brokerage revenues over the Strategic ~31 Plan period (from c. 65% to c. 70% of revenues) ~9 ~30% ▪ Digital Brokerage growth drivers: ~16 ▪ Productivity increase of
Slide 16: Strategic Plan 2025-2027
Closing Remarks Strategic Plan 2025-2027 ▪ Capitalize on expected acceleration in the penetration of digital insurance, leveraging on existing partnerships with TIER-1 insurances and distributors ▪ Broadening of partners ecosystem and introduction of new product categories (e.g. SME insurance and NA
Slide 17: Thank you
Thank you www.yolo-insurance.com www.yolo-insurance.com