Yolo Group S.p.a. · MIL:YOLO
Yolo — Investor Presentation (2025)
19 slides from Yolo's investor presentation, 2025
Slide 1: Ready for Take Off: Strategic Plan Update 2025-2027
Ready for Take Off Strategic Plan Update 2025 - 2027
Slide 2: Yolo's story, Strategic Initiatives, Financial Guidance
Yolo’s story Strategic Initiatives Financial Guidance 2024-2027 2
Slide 3: Tech-Insurance Enabler and Digital Broker
Yolo’s story Tech-Insurance Enabler and Digital Broker Technology enabler 1° mover in Italian Insurtech 1 TECH For the distribution of digital insurance products with 25+ Recognized Leader for Open & Embedded Insurance with Tech enabled partners more than 3M insurance policies managed Multi-channel
Slide 4: Digital Insurance Market set to enter a Golden Age
Yolo’s story Digital Insurance Market set to enter a Golden Age Business Model Insurance Market • Digital Surge & Penetration: By 2030, 80% of insurance policies globally will Insurance provider Broker Service provider be distributed digitally (up from 23% in 2020), in a context where global revenue
Slide 5: Yolo's Business Model
Yolo’s story Yolo’s Business Model With its multidisciplinary approach, YOLO positions itself as a 360° insurtech enabler offering end-to-end solutions for multi-channel insurance distribution (digital & phygital), with the possibility for partners to also use individually the products and services
Slide 6: Organizational Structure and High Standing Shareholder Base
Yolo’s story Organizational Structure and High Standing Shareholder Base Group structure Ownership summary Other • Lean Group structure: 11% HNWI / FO Strategic • Yolo Group SpA is the parent company and owns the group's 2% Insurance 29% technological platforms Floating: c.a. 20% Institutional 7% •
Slide 7: The Partner of Choice thanks to Excellence in its Core Capabilities
Yolo’s story The Partner of Choice thanks to Excellence in its Core Capabilities Yolo supports an omnichannel experience, which seamlessly blends physical and digital elements, facilitating a smooth transition toward digital transformation Underwriting Distribution Marketing & Product Claims managem
Slide 8: Key Milestones
Yolo’s story Key Milestones Revenue Growth(1) - CAGR 2017A-2023A: +173% €23k €0.6M €1.8M €0.9M €1.8M €4.6M €9.5M >€10M • Launch of the first • Nearly 35 partnerships • Acquisition of • Acquisition of • Acquisition of 100% Expansion in Expansion in BUSINESS DEVELOPMENT digital sport insurance with ba
Slide 9: Strategic Initiatives
Yolo’s story Strategic Initiatives Financial Guidance 2024-2027 9
Slide 10: Innovation as a Key Growth Engine
Strategic Initiatives Innovation as a Key Growth Engine Yolo is leveraging on the most prominent market trends to strengthen its positioning and drive growth with constant innovation capabilities New New risk A.I. SMEs opportunity ecosystems categories Yolo is integrating A.I. leveraging Yolo is dev
Slide 11: Core Strategic Pillars
Strategic Initiatives Core Strategic Pillars SCOPE SHORT TERM LONG TERM • Strengthen platform's foundations, • Enhance advanced AI functionalities • Strengthen the mobile app, complete enhance customer engagement, and and improve customer engagement embedded integrations, and introduce AI features w
Slide 12: Technology Roadmap
Strategic Initiatives Technology Roadmap 1 Yolo has developed a tech roadmap to 2025 2026 2027 NEXT foster: Enhancing Analytics Tool campaigns Tool automated personalization campaigns ▪ Flexibility and Scalability: Introducing Machine Learning Quotes automated Enhancement generation with CEP new fun
Slide 13: An Enhanced Distribution Platform
Strategic Initiatives An Enhanced Distribution Platform 2 ▪ Growing demand from medium-sized distributors aiming to enhance their service offerings through a combined digital and phygital approach to insurance sales (e.g. focus on SMEs), scaling up the bancassurance channel Distributors and ▪ Enhanc
Slide 14: Product Roadmap
Strategic Initiatives Product Roadmap 3 ▪ Yolo is positioning as a tech enabler in PRODUCT ECOSYSTEM APPLICATION SCOPE PRODUCTS DEVELOPMENT the insurance market, offering Assistance and Innovative solutions for the Home ecosystem designed Home insurance innovative and tailored digital Concierge to m
Slide 15: Financial Guidance 2024-2027
Yolo’s story Strategic Initiatives Financial Guidance 2024-2027 15
Slide 16: Financial KPIs 2024-2027
Financial Guidance 2024-2027 Financial KPIs 2024-2027 2024 2025 2027 CAGR Ready for Take Off ’24-’27 ▪ Sound ~40% revenues CAGR, driven Revenues (1) > €10M €15-16M > €30M > 40% by Digital Brokerage scale up ▪ Full-year EBITDA breakeven is +40% in 2H compared to 1H-2024 expected in 2025, with a rapid
Slide 17: P&L Focus
Financial Guidance 2024-2027 P&L Focus Tech Service and Digital Brokerage revenues (1) evolution (€M) ▪ Increasing relevance of Digital Brokerage revenues over ~31 the Strategic Plan period (from c. 65% to c. 70% of revenues) ▪ Digital Brokerage growth drivers: ~9 ~30% ▪ Productivity increase of cur
Slide 18: Strategic Plan Update 2025-2027: Ready for Take Off
Closing Remarks Strategic Plan Update 2025-2027: Ready for Take Off ▪ Capitalize on expected acceleration in the penetration of digital insurance, leveraging on existing partnerships with TIER-1 insurances and distributors ▪ Broadening of partners ecosystem and introduction of new product categories
Slide 19: Investor Relations contact
Investor Relations Manager Francesco Grieco investor.relations@yolo-group.com www.yolo-insurance.com