Slide 1: Investor and Analyst Conference Call Presentation
Investor and Analyst Conference Call Presentation September 2025
Slide 2: H1 2025 Financial Highlights
H1 2025 Financial Highlights • Sales increased by 8% y-o-y at EUR 497 million • Gross margin at 53,86% (down 140 bps) due to increased sales to franchisees (+52% yoy) with related sales carrying a significantly lower margin vs. own operated retail stores On a comparable basis* • EBITDA increased by
Slide 3: H1 2025 Highlights
H1 2025 Highlights • Cash distribution of 0,4667 EUR/share in March 2025 • Launch of the Timisoara (2nd store) - March 2025 • Launch of the online store in Bulgaria - June 2025
Slide 4: Geographical breakdown
Geographical breakdown •Greece: 53 stores + on-line store H1 2025 Group Sales growth breakdown • Greece (excl. intragroup): + 9% y-o-y •Cyprus: 6 stores + on-line store • Cyprus: + 7% y-o-y •Bulgaria: 10 stores+ on-line store • Bulgaria: +2% y-o-y •Romania: 20 stores + on-line store • Romania: +8% y
Slide 5: 8m 2025 Sales Performance
8m 2025 Sales Performance Group sales in 8m 2025 increased by 8% y-o-y • Greece (excl. intragroup): + 9% y-o-y • Cyprus: + 9% y-o-y • Bulgaria: +3% y-o-y • Romania: + 7% y-o-y Q3 Highlights • A cash distribution of 0,50 EUR/share in July. • 1.694.198 own shares (1,25% of total shares) have been canc
Slide 6: 2025 Budget/Outlook
2025 Budget/Outlook Budget • Sales to increase by 8%, other things being equal • The crucial Xmas trading will act as the strongest link to achieving the budget • Organic net income to flirt with 2024 organic levels • Capex may end up below EUR 60 million Dividend Dividend payout policy at 1/3 of th
Slide 7: Store Rollout
Store Rollout The JUMBO Group currently operates 89 stores: 53 in Greece, 6 in Cyprus, 10 in Bulgaria, and 20 in Romania • Greece: +1 store every three years • Cyprus: +2 hyper-stores over the next 5 years • Bulgaria: +1 hyper-store over the next 2-3 years • Romania: network expansion continues; add
Slide 8: Strategic Investments
Strategic Investments • Continuous investment to enhancing the Group’s online store • Significant investments in cybersecurity, AI tools, and ERP system modernization • Addition of two new distribution centers, with total investment expected to exceed €60 million, scheduled for completion within 3–5
Slide 9: Consolidated Financial Highlights
Consolidated Financial Highlights Jum bo (€ m ) Sum m ary P&L Account 31.12.2023 31.12.2024 30.06.2024 30.06.2025 Turnover 1.081 13,9% 1.150 6,3% 460 8,4% 497 8,0% COGS (478) (510) (206) (229) Gross Profit 603 13,6% 639 6,0% 254 8,3% 268 5,3% Gross Margin 55,8% 55,6% 55,3% 53,9% Other operating inco
Slide 10: Consolidated Financial Highlights
Consolidated Financial Highlights Balance Sheet (€m ) Cash Flow (€m ) 31/12/2024 30/6/2025 Cash and Other current financial assets 447,8 381,1 30/6/2024 30/6/2025 Trade receivables 77,0 90,3 Cash generated 146,6 142,2 Changes in current assets and current Inventories 260,9 316,7 liabilities (49,3) (
Slide 11: Info & Contact
Info & Contact For more information please visit our Investor Relations Web Site https://corporate.e-jumbo.gr/en/ IR Contact: Amalia Karamitsoli ir@jumbo.gr tel: +30 210 4805267