Slide 1: FY26 Results Presentation
Jumbo Interactive Limited FY26 Results Presentation For the full-year ending 30 June 2026 27 August 2026
Slide 2: Disclaimer
Disclaimer This presentation contains summary information about the activities of Jumbo Interactive Limited ABN 66 009 189 128 (Jumbo) and its controlled subsidiaries (Group) current as at the date of this presentation. It should be read in conjunction with Jumbo’s other periodic and continuous disc
Slide 3: Business Update
Business Update Mike Veverka Managing Director, CEO and Founder
Slide 4: FY26 Overview
FY26 Overview Business Conclusion | By Segment Financials Update Outlook Record Group EBITDA, built on resilient Australia performance and new international B2C growth engine Australia Dream Giveaways Resilient performance, improved mix, new partnerships International B2C growth engine established •
Slide 5: Key Metrics
Key Metrics Business Conclusion | By Segment Financials Update Outlook Double-digit growth across key financial metrics Total Transaction Value ($m) Group Revenue ($m) Underlying EBITDA1 ($m) 1,125.8 193.6 85.2 FY25: 996.1 (+13%) FY25: 145.3 (+33%) FY25: 68.3 (+25%) Lottery Retailing 420 (FY25
Slide 6: FY26 Report Card
FY26 Report Card Business Conclusion | By Segment Financials Update Outlook FY26 guidance metrics - 4 out of 5 met or exceeded Business Guidance FY26 Result Australia ✓ 47.7% Underlying EBITDA Margin (Lottery Retailing + SaaS + Corporate) 46% – 50% Underlying EBITDA Contribution (8½ months) Dream UK
Slide 7: Lottery Retailing
Lottery Retailing Business Conclusion | By Segment Financials Update Outlook Market share performance reflects subdued jackpots Estimated Jumbo Share of Sales1 (%) Powerball | Oz Lotto Division 1 large jackpots (≥$30m) 49 61 44 54 52 60 49 42 100 150 80 120 160 200 100 80 1.9 1.6 1.4 1.5 2.0 1.2 1.2
Slide 8: Lottery Retailing
Lottery Retailing Business Conclusion | By Segment Financials Update Outlook Historically low jackpots (1 in c.45 year outcome1) impacting key player metrics Digital Penetration1 (%) New Players (‘000s) Marketing costs3 (% / TTV) Includes record 44.3 45.7 46.6 $200M Powerball 41.1 42.0 395.9 423.5 2
Slide 9: Charity | Government Software-as-a-Service
Software-as-a-Service Business Conclusion | By Segment Financials Update Outlook Scaling partnerships, growing share TTV ($M) Active Players2 (million) Project Updates4 15.1% Dream US (live 24-Aug-26) +9.6% Charity | Government 289 - Unlocking the mobile app capability - Enhanced data and marketing
Slide 10: Managed Services
Managed Services Business Conclusion | By Segment Financials Update Outlook Strong execution, operating leverage emerging ✓ Exceeded £100 million in TTV for the first time ✓ +10% increase in underlying EBITDA United ✓ Disciplined cost management offset record prize payouts (21 jackpots versus 5-year
Slide 11: Integration Update
Integration Update Brad Board Chief Operating Officer
Slide 12: Dream Team
Dream Team Business Conclusion | By Segment Financials Update Outlook Accelerating growth through International B2C acquisitions Brand DCG (UK) DCG (UK) DG (US) Market Opportunity 27 million 70 million 349 million (Total Population1) Key Financials2 $420M | $33M $143M | $20M $35M | $12M (TTV | EBITD
Slide 13: Dream Team
Dream Team Business Conclusion | By Segment Financials Update Outlook First 90 days integration phase complete, Phase 2 execution underway Integration Principles Operational Governance Model 1. T Preserve momentum through a balanced approach 1. T Full integration of core support functions 2. Operati
Slide 14: Dream Team: Strategic Rationale
Dream Team Business Conclusion | By Segment Financials Update Outlook Strategic Rationale – Confidence Bolstered • Low-cost, high-impact integration onto the Jumbo Alignment Lottery Platform (JLP) unlocking mobile app • USPs of JLP prompting earlier integration window capability and enhanced data an
Slide 15: Financial Update
Financial Update Jatin Khosla CFO
Slide 16: Underlying EBITDA
Underlying EBITDA Business Conclusion | By Segment Financials Update Outlook Resilient performance ahead of Dream Giveaways uplift Underlying EBITDA bridge – FY25 vs FY26 ($’000) 21,836 85,224 -7.2% 76,542 68,691 68,274 1,519 (8,682) (417) 63,388 (1,547) (4,738) (120) 1.1% 6.6% 8.7% 47.3% 47.0
Slide 17: Cost Management
Cost Management Business Conclusion | By Segment Financials Update Outlook Growth investment partially offset by disciplined cost management Underlying operating expense bridge – FY25 vs FY26 ($’000) 3,659 97,603 34,823 93,944 +8.7% 2,349 1,057 59,121 55,216 54,383 2,180 (326) (208) (833) (314) 22
Slide 18: Australia
Australia Business Conclusion | By Segment Financials Update Outlook Resilient performance, within the 46% - 50% underlying EBITDA margin range FY26 FY25 Variance A$’000 LR SaaS Corporate1 Australia LR SaaS Corporate1 Australia % TTV 419,763 288,798 - 708,561 457,181 250,958 - 708,139 0.1% Externa
Slide 19: Managed Services
Managed Services Business Conclusion | By Segment Financials Update Outlook Strong EBITDA growth with margin expansion in Canada and disciplined execution in UK FY26 FY25 Variance A$’0001 UK Canada Total UK Canada Total % TTV 203,471 93,055 296,526 193,239 94,755 287,994 3.0% Revenue 19,460 8,975
Slide 20: Dream Giveaways
Dream Giveaways Business Conclusion | By Segment Financials Update Outlook Performing ahead of comparative figures disclosed at time of acquisition FY26 A$’0001 Dream UK2 Dream US2 Total Underlying EBITDA vs Comparative (as disclosed at time of acquisition) Underlying TTV3 101,374 23,119 124,493 Und
Slide 21: Capital Management
Capital Management Business Conclusion | By Segment Financials Update Outlook Balance sheet strength and flexibility • Strong liquidity with available funds1 and undrawn debt of $77.4m Available Funds ($m) FY26 FY25 Cash and cash equivalents 48.1 79.9 • FY26 final ordinary dividend of 15.0 cps (FY26
Slide 22: Cash Generation
Cash Generation Business Conclusion | By Segment Financials Update Outlook Strong organic capital generation Cash Flow Reconciliation ($M) Pro forma adjustments 59.2 135.9% (FY25: 104.5%) Cash Conversion Ratio1 (6.9) (0.8) (4.4) (15.7) 79.9 (33.7) 41.4 67.9 $47.0m (FY25: $42.0m) Free Cash Flow2 48.1
Slide 23: Strategy & FY27 Outlook
Strategy & FY27 Outlook Mike Veverka Managing Director, CEO and Founder
Slide 24: Proven track record of growing earnings and cash
Proven track record of growing earnings and cash Revenue ($M) EBITDA ($M) Operating Cash Flow ($M) 194 +18% p.a. +10% p.a. +8% p.a. 5-year CAGR (FY21 to FY26) 5-year CAGR (FY21 to FY26) 5-year CAGR (FY21 to FY26) 159 145 54.5 54.5 42.5 43.0 119 $200M Powerball in Feb-24 36.5 104 75 77 69 61 27.02 83
Slide 25: Our Strategy
Our Strategy Business Conclusion | By Segment Financials Update Outlook Protecting the Core, Scaling for Growth Vision To be the heart of the world’s best winnings experiences Mission We create premium digital entertainment experiences that people love Optimise Accelerate Strategic Protect & Grow Ex
Slide 26: Where AI enhances our value
Where AI enhances our value Embedding AI to enhance productivity, insight and speed End-to-end software development 100% adoption across the SDLC, from feature definition and coding to testing and CI/CD, improving speed while maintaining quality guardrails. Front office optimisation AI enabled suppo
Slide 27: FY27 Group Outlook
FY27 Group Outlook Business Conclusion | By Segment Financials Update Outlook Australia Underlying EBITDA Margin International Underlying EBITDA2 (Lottery Retailing + SaaS + Corporate) 46% - 50% (Managed Services + Dream Giveaways) $36m - $40m Key Assumptions FY26: 47.7% Key Assumptions FY26: $30.3m
Slide 28: Jumbo's Evolution
Jumbo’s Evolution Business Conclusion | By Segment Financials Update Outlook Jumbo is a diversified, international, technology-enabled lottery and prize draw company Decades of experience delivering consistent growth Proven track record in lotteries through jackpot cycles and changing economic condi
Slide 29: Questions
Questions
Slide 30: Supplementary Information
Supplementary Information
Slide 31: Australian lotteries
Australian lotteries Resilient at lower jackpots JIN Lottery Retailing TTV1 - Rolling 12-month FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 Dec-18 Dec-19 Sep-17 Jun-18 Jun-24 Jun-19 Jun-20 Jun-23 Jun-25 Dec-17 Sep-18 Jun-22 Sep-19 Mar-18 Mar-19 Mar-20 Sep-20 Mar-23 Sep-23 Mar-24 Sep-24 Mar-25 Sep-25
Slide 32: Australian lotteries
Australian lotteries Consistent and resilient growth over the long term Retail Digital 3 year Average Australian lotteries sales over time ($bn) Recession Recession GFC COVID-19 8.7 8.1 7.8 7.9 7.8 3.4% p.a. 3.4% 7.2 FY1990 to FY2026 CAGR 6.5 6.6 5.2 4.8 4.9 5.3 5.0 5.2 4.7 4.5 4.3 4.8 46.6% 4.4 FY2
Slide 33: Australian lotteries
Australian lotteries Significant growth potential from online penetration vs rest of the world 2024 total internet revenues as a % of total lottery sales1 80% 78% 76% 74% >50%4 $90M OzLotto 63% 64% 64% (26 Dec 2023) 62% 57% 47%4 47% 47% 47% 47% 50% $200M Powerball (1 Feb 2024) 42% 43% 38% 38% 35% 33
Slide 34: Active players provide the foundation for future growth
Active players provide the foundation for future growth Active players who made a purchase in the 12-month period (million) Dream Giveaways - US 5.4 Dream Giveaways - United Kingdom Managed Services - Canada 4.6 Managed Services - United Kingdom 4.4 4.0 Australia 2.9 1.8 1.0 0.8 0.4 0.4 0.4 FY16 FY1
Slide 35: Group FY26 Reconciliation to FY26 reported earnings
Group FY26 Reconciliation to FY26 reported earnings Statutory Underlying Add/(deduct) significant one-off items $’000 FY26 FY25 #039;000 FY26 FY25 Variance FY26 FY25 Variance EBITDA 76,542 68,691 11.4% 85,224 68,274 24.8% Merger & Acquisition activity costs2 3,291 409 EBIT 55,360 55,501 (0.3%) 64,042 5
Slide 36: Group FY26 Consolidated Results
Group FY26 Consolidated Results FY26 FY25 Variance #039;000 1HY 2HY FY26 1HY 2HY FY25 1HY 2HY FY TTV 524,063 601,719 1,125,782 453,400 542,732 996,132 15.6% 10.9% 13.0% Revenue 85,277 108,291 193,568 66,130 79,162 145,292 29.0% 36.8% 33.2% Cost of sales (12,293) (14,306) (26,599) (10,781) (12,328) (23,
Slide 37: Group FY26 Segment Results
Group FY26 Segment Results Lottery Corporate3 | Australia Managed Dream International Total #039;000 SaaS Retailing Eliminations (LR + SaaS + Corp) Services Giveaways (MS + DG) (Aus + MS + DG) Total Underlying TTV 419,763 288,799 - 708,562 296,526 124,493 421,019 1,129,581 Revenue – External 103,489 11
Slide 38: Group FY26 Lottery Retailing
Group FY26 Lottery Retailing Financials FY26 FY25 Variance % Lotteries TTV $’000 400,773 442,256 (9.4%) TTV by Product (%) Charity and other TTV $’000 18,991 14,925 27.2% 5% Total TTV $’000 419,764 457,181 (8.2%) 7% TLC Revenue $’000 90,186 98,534 (8.5%) Non-TLC Revenue $’000 13,303 9,513 39.8% 20%
Slide 39: Lottery Retailing
Lottery Retailing Market share trend reflects subdued jackpot period Estimated Jumbo Share of Sales by draw 1 (%) Period Average Retention Division 1 prize of $10M to $30M Individual Draw Game changes Saturday 1HY23 2HY23 1HY24 2HY24 1HY25 2HY25 1HY26 2HY26 Powerball Lotto 0.09 $200M Powerball TTV i
Slide 40: Average TTV per draw
Average TTV per draw Powerball (≤$50 million) OzLotto (≤$50 million) 8.0 3.5 7.0 3.0 6.0 2.5 No $50M in FY26 draws which 5.0 2.0 impacted Average TTV 4.0 1.5 3.0 1.0 2.0 0.5 1.0 - - FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 ≤$5 million >$5 to ≤$15 mill
Slide 41: Group FY26 Managed Services Results (Local Currency)
Group FY26 Managed Services Results (Local Currency) UK1 (£’000) Stride (C#039;000) FY26 FY25 Var % FY26 FY25 Var % TTV 102,926 96,756 6.4% 87,295 85,614 2.0% Revenue 9,844 9,246 6.5% 8,419 7,462 12.8% Cost of sales (775) (648) (19.6%) (1,994) (1,987) (0.4%) Gross profit 9,069 8,598 5.5% 6,425 5,475 17
Slide 42: Group FY26 Dream Giveaways Results (Local Currency)
Group FY26 Dream Giveaways Results (Local Currency) Dream UK1 (£’000) Dream US1 (US#039;000) Underlying TTV 51,281 15,980 Underlying EBITDA vs Comparative (as disclosed at time of acquisition) Underlying Revenue 18,059 12,772 Cost of sales2 (1,434) (915) Disclosed at FY26 Gross profit 16,625 11,857 Acq
Slide 43: Group FY26 Depreciation and Amortisation
Group FY26 Depreciation and Amortisation Acquisition Date 29-Nov-19 1-Nov-22 1-Jun-22 29-Oct-25 14-Oct-25 Local Currency £ million £ million C$ million US$ million £ million Intangible Asset Valuation (Useful Life - months) Gatherwell Starvale Stride DG US1 DCG UK1 Software 0.5 (60) 0.5 (60) 0.7 (60
Slide 44: Structural Moats
Structural Moats Built on licences, data and relationships - as well as technology Regulatory and Licences Data and Platform Operational and Relationships Regulatory licenses and Proprietary customer data – Embedded operational governance frameworks – over 5 million verified and relationships – long
Slide 45: Capital Management Framework
Capital Management Framework Focused on executing our growth strategy while maximising shareholder value Capital dynamics and dividend policy (Illustrative) Uses Objective Description Organic Product development 1 Growth investment and innovation 2 Debt Strengthen Repayment of Debt Repayment balance