Slide 1: Submission letter to NSE and BSE
~ sagility'" Date: January 28, 2026 To, The Manager The Manager Listing Department Listing Department National Stock Exchange of India Limited (NSE) BSE Limited (BSE) Exchange Plaza, 5th Floor Phiroze Jeejeebhoy Towers Plot No. C/1, G-Block Dalal Street Bandra-Kurla Complex Mumbai - 400 001 Bandra (
Slide 2: Investor Deck – Q3 FY26
Jan 28, 2026 Investor Deck – Q3 FY26
Slide 3: Safe Harbour
Safe Harbour Certain statements in this presentation concerning Sagility’s future growth prospects may be seen as forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially from such statements. Sagility does not undertake to up
Slide 4: Performance Highlights
Performance Highlights Q3 FY26 summary 9M FY26 summary ► 19.9% Y-o-Y organic growth in Q3 FY26, driven by continued expansion within existing clients, and increasing contribution from new clients acquired in FY26 ₹ 51,686 ₹ 13,164 ₹ 8,236 ₹ 19,712 ► $30.5 M (potential steady state ACV) of new busine
Slide 5: KPIs
KPIs Q3 FY26 Q2 FY26 Q3 FY25 YoY% 9M FY26 9M FY25 YoY% Revenue from Operation (in INR Million) 19,712 16,585 14,531 35.7% 51,686 40,014 29.2% Revenue by Vertical Split ..............r--- 1 By Payer % 90.4% 88.5% 89.3% 89.2% 89.2% ................................ l .. I By Provider % 9.6% 11.5% 10.7%
Slide 6: Annual KPIs
Annual KPIs 9M FY26 FY25 FY24 FY23 Numbers of Client group Active 81 75 44 35 Number of new client addition (Gross) 12 38 13 7 Delivery Sites Number of delivery sites 35 33 30 27 New site addition (Gross) 4 10 4 2 TTM Dec 25 FY25 FY24 FY23 Client groups contribution to revenues** Top 3 Client % 60.1
Slide 7: Recent Market Updates
Recent Market Updates ACA subsidy expiration CMS proposed changes in 2027 in MA & Part D (2027) ► OEP 2026 provisional results indicate a decline in ACA selections by 3.4% largely due to expiration of Premium tax credits leading to increase in ► STARS focus shifting toward clinical safety and premiu
Slide 8: Medicare AEP 2026 & ACA Marketplace OEP 2026
Medicare AEP 2026 & ACA Marketplace OEP 2026 Industry View Implications Medicare ► National carriers reporting Medicare AEP 1. Higher administrative throughput largely in line with expectations. (engagement service volumes, PA, claims, clinical workflows) ► Payers shift focus towards Margin Repair S
Slide 9: Sagility Thought Leadership: What's New & What's Next for 26
Sagility Thought Leadership: What’s New & What’s Next for 2026 GTM with Sagility Synchrony Dynamic Content White Paper & Case Studies Sagility Consulting A person holding a tablet AI-generated content may be incorrect. Whitepaper A person holding a tablet ~ sagility· AI-generated content may be inco
Slide 10: Financial Highlights
Financial Highlights
Slide 11: Financial Highlights
Financial Highlights Q3 FY26 9M FY26 ₹ 19,712 ₹ 5,125 ₹ 3,229 ₹ 1,117 ₹ 51,686 ₹ 13,164 ₹ 8,236 ₹ 6,708 million million million million million million million million Y-o-Y growth Y-o-Y growth 35.7% Margin % Margin % Conversion % 29.2% Margin % Margin % Conversion % 29.1 % at Constant 26.0% 16.4% 2
Slide 12: Quarterly Seasonality
Quarterly Seasonality ,-------------------------------~ I Headcount 22,000 · - - - - - - - - - - - - - - --1 ·---- ----- -- -----, ' ; ·-- ----- -- ----- --, • - - - - - - - - - -- - - - - - r I 60.0% ''' 36.6 '' ' 35.0 I 35.9 : 38.4 ' '''I ________________ 39.6 '' I (‘000) 'I ________________ '1 ''
Slide 13: Long Term Financial performance snapshot
Long Term Financial performance snapshot Revenue FY25 YoY% TTM Dec YoY% • Adjusted EBITDA * FY25 YoY% TTM Dec YoY% • Adjusted PAT FY25 YoY% TTM Dec YoY% (INR Million) 17.2% t 27.5% t (INR Million) 28.4% t 27.0% t (INR Million) 37.5% t 44.5% t ₹10,634 ₹67,371 ₹17,341 ₹55,699 ₹14,685 ₹8,107 ₹52,846 ₹1
Slide 14: Other Financial Indicators
Other Financial Indicators Adjusted EPS (in INR) Adjusted ROCE % 2.27 54.9% 53.5% 1.76 1.38 47.0% FY24 FY25 TTM Dec 25 FY24 FY25 TTM Dec 25 Cash Conversion (%) Net Debt 87.2% 89.7% ₹25,000 ₹21,678 2.50 80.5% 70.8% ₹20,000 2.00 49.7% ₹15,000 1.9x 1.50 39.7% ₹10,433 ₹6,426 ₹10,000 1.00 ₹5,000 0.71x 0.
Slide 15: Q3 FY26 Consolidated Profit and Loss
Q3 FY26 Consolidated Profit and Loss Amt in INR M Particulars Q3 FY26 Q2 FY26 Q3 FY25 YoY% QoQ% 9M FY26 9M FY25 YoY% Revenue from Operation 19,712 16,585 14,531 35.7% 18.9% 51,686 40,014 29.2% Employee benefits expense 12,211 10,070 8,415 31,926 23,854 Other expenses^ 2,376 2,163 1,988 6,596 5,652 A
Slide 16: Adjustments on EBITDA and PAT
Adjustments on EBITDA and PAT Adj EBITDA Bridge: Q3 FY26 Amt in INR M Adj EBITDA Bridge: 9M FY26 Amt in INR M ₹5,195 ₹42 ₹5,125 -₹61 -₹51 ₹13,488 ₹324 ₹83 ₹13,164 -₹732 Reported EBITDA Adj A Adj B Other Income/Fx gain Adjusted EBITDA Reported Reported EBITDA Adj A Adj B Other income/ Other Income/Fx
Slide 17: Go Forward Positions
Go Forward Positions Amt in INR M Particulars FY25 FY26 FY27 FY28 FY29 FY30 Closing Debt position 8,020 5,670 Debt Repayment 2,490 2,350 5,670 Interest Payment 751 535 285 Share based Payment awards 1,134 117 117 62 30 Earnouts Cost - DCI / Birch/ BroadPath 571 420 6 Intangibles Amortisation (A) 1,4
Slide 18: Balance Sheet – 31st December 25
Balance Sheet – 31st December 25 Amt in INR M Particulars Dec 25 Mar 25 Property, plant and equipment 4,199 3,699 Capital-work-in-progress 0 0 Right-of-use assets 4,979 5,521 Goodwill 62,108 60,390 Other intangible assets 19,886 20,362 Trade receivables and Unbilled 16,560 12,668 Cash and cash equiv
Slide 19: Cash Flow – 9M FY26
Cash Flow – 9M FY26 Amt in INR M Particulars 9M FY26 FY25 Profit before tax for the period/ year 8,713 7,602 Adjustment for Non-Operating and Non-Cash items 3,963 6,982 Adjustment for working capital (2,663) (710) Income taxes paid (net of refunds) (3,310) (1,734) Net cash flows generated from opera
Slide 20: Thank You
Thank You