China Harmony Auto Holding Limited · HKEX:3836
China Harmony Auto — H1 2026 Earnings Presentation
36 slides from China Harmony Auto's earnings presentation, Sep 29, 2026
Slide 1: 2026 Interim Results Presentation
2026 中期业绩演示材料 Interim Results Presentation 中国和谐汽车控股有限公司 China Harmony Auto Holding Ltd. 股票代码 Stock Code : 03836.HK
Slide 2: Disclaimer
DISCLAIMER This presentation material is prepared by China Harmony Auto Holdings Ltd.(the “Company”) solely for your information only. All or any part of this presentation material may not be taken away, reproduced, redistributed, or retransmitted in any manner. You agree to be bound by the above co
Slide 3: Content
Content Business Overview Financial Analysis Development Strategies 3
Slide 4: Business Overview
Business Overview • 2026 Interim Results • Brand Protfolio • Sales Networks • Achievements • Operating Results 4
Slide 5: Highlights of 2026 Interim Results
Business Overview丨Highlights of 2026 Interim Results Total revenue RMB 12.3 billion (incl. commission income) in 2026 1H, up by 24.6% from the same period of last year Net Profit RMB 16.3 million in 2026 1H, a turnaround from a net loss of RMB 10.6 million in the same period last year, an increase o
Slide 6: Mainland China Brand Portfolio
Business Overview丨Mainland China Brand Portfolio 7 luxury brands 5 other brands 5 ultra-luxury brands 6
Slide 7: Hong Kong and Overseas Brand Portfolio
Business Overview丨Hong Kong and Overseas Brand Portfolio 7
Slide 8: Overview of Sales Network
Business Overview丨Overview of Sales Network As of 30 June 2026, a total number of 72 authorized distribution outlets across over 40 cities in 17 provinces in Mainland China As of 30 June 2026, a total number of 146 international distribution outlets • 113 Asia-Pacific stores • 29 stores in Europe •
Slide 9: Outlets Distribution in Mainland China
Business Overview丨Outlets Distribution in Mainland China over 40 cities in 17 provinces 9
Slide 10: Outlets Distribution in Hong Kong and Overseas
Business Overview 丨Outlets Distribution in Hong Kong and Overseas UK ICAR EU HQ Netherlands Poland France Croatia Spain Japan Korea Italy Europe Switzerland Thailand ICAR APAC HQ Hong Kong Cambodia Vietnam Asia-Pacific Philippines Malaysia Indonesia Tanzania Singapore 27 Countries and Regions Austra
Slide 11: New Outlets in Mainland China
Business Overview丨New Outlets in Mainland China Bentley Wukesong Showroom Beijing, China 11
Slide 12: New Outlets in APAC
Business Overview丨New Outlets in APAC BYD Harmony Laos 4S Store Vientiane, Laos BYD & DENZA Flagship Center Phnom Penh, Cambodia DENZA Makati Metro Manila, Philippines 12
Slide 13: New Outlets in Europe
Business Overview丨New Outlets in Europe BYD Milano Certosa Milan, Italy BYD Segeltorp Stockholm, Sweden 13
Slide 14: Achievements of Outlets - Mainland China
Business Overview丨Achievements of Outlets - Mainland China Henan Zhongdebao 2026 Q2 Western Region Outstanding CRM Manager 2025 Outstanding Dealer, Outstanding General Manager and 4 Xiamen Yuanda (Lexus) awards in total Zhengzhou Zhengdebao 2026 Western Region BDC Lead Management Elite Talent Award
Slide 15: Achievements of Outlets - Hong Kong and Overseas
Business Overview ｜Achievements of Outlets - Hong Kong and Overseas 2026 First Half, BYD Ranked Second in Hong Kong Electric Private Car Sales Newly Registered Electric Private Cars by Brand in Hong Kong, 2026H1 7000 50186026 6000 5000 4000 3000 607 722 1765 871 252 202 933 2000 1001 1392 367 1675 1
Slide 16: Volume Analysis of Key Brands
Business Overview丨Volume Analysis of Key Brands Retail volume in China (Overseas) Harmony Auto’s sales volume 789,367 +67.9% yoy +163.5% yoy 38,927 （Overseas） （Overseas） 261,800 -20.4% yoy -26.6% yoy 8,392 (incl. Mini) 70,590 -22.7% yoy -15.4% yoy 1,861 -34.0% yoy -23.1% yoy — 70 440 -13.6% yoy -34.
Slide 17: New Car Sales Business
Business Overview丨New Car Sales Business Historical New Car Sales Unit: Car 60,000 50,000 40,791 38,475 40,247 +68.5% 51,674 36,573 35,506 40,000 32,796 30,666 30,000 20,000 10,000 - 2019 2020 2021 2022 2023 2024 2025 1H 2026 1H Mainland China Sales Hong Kong and Overseas Sales Unit: Car Unit: Car 1
Slide 18: New Car Sales Business
8 Business Overview丨New Car Sales Business New Car Sales by Regions for 2026H1 New Car Sales by Regions for 2025H1 22.2% 48.7% +26.5% -26.5% 77.8% 51.3% Mainland China Hong Kong and Overseas Mainland China Hong Kong and Overseas 18
Slide 19: New Car Sales Business Revenue
8 Business Overview丨New Car Sales Business Historical New Car Sales Revenue Unit: RMB Million 16,000 15,610 14,325 14,209 13,374 14,000 12,893 +29.5% 12,000 10,912 11,108 10,000 8,577 8,000 6,000 4,000 2,000 - 2019 2020 2021 2022 2023 2024 2025 1H 2026 1H Mainland China Revenue Hong Kong and Oversea
Slide 20: After-sales and Quality Services
8 Business Overview丨After-sales and Quality Services Revenue from aftersales service Repaired units Unit: RMB Million Unit: Car 2,500 2,326 2,320 +24.0% 2,201 300,000 276,958 2,000 1,937 223,304 1,818 250,000 1,686 1,500 -2.0% 200,000 1,045 1,023 150,000 1,000 100,000 500 50,000 - 0 2019 2020 2021 2
Slide 21: Value-added Services Business
8 Business Overview丨Value-added Services Business: Auto finance and other value-added services drive growth Revenue from value-added service Penetration of auto financing 60.0% Unit: RMB Million -15.6pts 500 473 50.0% 48.0% 450 421 432 412 400 40.0% 350 342 32.4% 300 300 +4.2% 30.0% 250 214 205 200
Slide 22: Financial Analysis
Financial Analysis • Financial Performance • Cost Management and Debt Analysis • Breakdown of Gross Profit • Analysis on Key Indicators 22
Slide 23: Financial Performance
Financial Analysis丨Financial Performance Comprehensive Revenue Revenue from new cars sales (incl. commission income) and aftersales services Unit: RMB Million Unit: RMB Million 12,000 +29.5% New car sales 14,000 +24.6% 11,108 12,319 10,000 After-sales service 12,000 9,885 8,577 10,000 8,000 8,000 6,
Slide 24: Cost Management and Debt Analysis
Financial Analysis丨Cost Management and Debt Analysis SG&A Expense Ratio Financial Expense Ratio Liability-To-Asset Ratio +1.1pts 9.0% -0.03pts 1.2% +8.0pts 8.5% 0.98% 8.0% 7.4% 70.0% 0.96% 63.7% 1.0% 7.0% 60.0% 55.7% 6.0% 0.8% 50.0% 5.0% 0.6% 40.0% 4.0% 30.0% 3.0% 0.4% 20.0% 2.0% 0.2% 1.0% 10.0% 0.0
Slide 25: Breakdown of Gross Profit
Financial Analysis丨Breakdown of Gross Profit Breakdown of Gross Profit for 2026 1H Breakdown of Gross Profit for 2025 1H 70.0% 80.0% New car sales New car sales 73.0% 59.4% Financial lease Financial lease 60.0% 70.0% After-sale service After-sale service 60.0% 50.0% 50.0% 38.9% 40.0% 40.0% 30.0% 30.
Slide 26: Analysis on Key Indicators
Financial Analysis丨Analysis on Key Indicators Inventory Turnover Days Inventory Turnover Days by brands Unit: Day Unit: Day Luxury Brand Ultra-Luxury Brand Overseas Market 50.0 +2.8Days 42.2 Ultra-lux +8.9d Overseas +6.0d 39.4 49.8 40.0 41.8 40.9 41.8 41.7 30.0 20.0 10.0 0.0 2025 1H 2026 1H 2025 1H
Slide 27: Development Strategy
Development Strategy • Industry Outlook • Mainland China • Hong Kong and Overseas 27
Slide 28: Industry Outlook
Development Strategies丨Industry Outlook • In the first half of 2026, retail sales of passenger vehicles in China came to about 8.7 million units, down 20.2% year on Shift in Demand year, which mainly reflects a shift in the timing of demand. Timing Purchase tax on new energy vehicles was halved from
Slide 29: Industry Outlook
Development Strategies丨Industry Outlook • In the first half of 2026, China exported about 5.1 Market-Driven million vehicles, a record high for the period and a • Core technology 65.3% increase year on year. NEV exports reached • Cost advantages • Green-transition about 2.4 million units, more than
Slide 30: Mainland China - 1+2 Operational Strategy
Development strategies 丨Mainland China - “1+2”Operational Strategy 1 Standard + 2 Focuses Performance and profitability serve as • Focus on leading brands and strategic regions the sole metrics for evaluating work • Focus on operational efficiency and quality 30
Slide 31: Mainland China - Focus on Leading Brands and Strategic Regions
Development strategies 丨Mainland China - Focus on the Leading Brands and strategic regions Keep focusing on strategically important brands Keep eyes on the network expansion Consolidate BMW, Lexus, Ferrari, Bentley, • Optimize distribution network in the core Rolls Royce regions • Expand the coverag
Slide 32: Mainland China - Focus on Operational Efficiency and Quality
Development strategies 丨Mainland China - Focus on operational efficiency and quality Steadily developing the domestic luxury car market and seizing the growth opportunities in China's electric vehicle market 32
Slide 33: Hong Kong and Overseas - 4 Fast & 1+X
Development strategies 丨Hong Kong and Overseas –“4 Fast”& “1+X” “4 Fast”Deployment Strategy “1+X” Personnel Structure • Fast investment, fast store building, • Integrate the experience of domestic efficient fast recruitment, and fast execution operation and refined management into overseas markets,
Slide 34: Hong Kong and Overseas - Future Directions
Development strategies 丨Hong Kong and Overseas – Future Directions • Based on Asia-Pacific and Europe, continue to use a rapid deployment strategy to advance and Establishing frameworks complete the layout of the global network framework, and quickly complete the development of new markets in the Mi
Slide 35: Development Strategies
Development Strategies Concentrate on core business Continue to enhance operating efficiency • Ride on the trend: NEV | Used cars • One standard：Performance-centric • Broad-based planning: Scale | Users Experience • Two mindsets：Capability | Performance • Execution: Management Tools | Talents Develo
Slide 36: Thank you!
Thank you！ Hong Kong Investor Relation Office Email: hk@hexieauto.com
China Harmony Auto Holding — H1 2026 Earnings Presentation on 6ix