China Harmony Auto Holding Limited · HKEX:3836
China Harmony Auto — FY2025 Earnings Presentation
25 slides from China Harmony Auto's earnings presentation, Apr 16, 2026
Slide 1: 2025 Full Year Results Presentation
2025 全年业绩演示材料 Full Year Results Presentation 中国和谐汽车控股有限公司 China Harmony Auto Holding Ltd. 股票代码 Stock Code : 03836.HK
Slide 2: Disclaimer
DISCLAIMER This presentation material is prepared by China Harmony Auto Holdings Ltd.(the “Company”) solely for your information only. All or any part of this presentation material may not be taken away, reproduced, redistributed, or retransmitted in any manner. You agree to be bound by the above co
Slide 3: Content
Content Business Overview Financial Analysis Development Strategies 3
Slide 4: Highlights of FY2025 Results
Business Overview丨Highlights of FY2025 Results Network New Car Sales After-sales New Car Sales Number Revenue Performance 25 Countries 71,498 Units 193 Networks Up by 77.6% YoY RMB17.90 Billion 526,273 Visits 40,999 units were sold in Up by 77,376 units Entered 12 new countries and Up by 33.8% YoY i
Slide 5: Brand Portfolio
Business Overview丨Brand Portfolio Mainland China Hong Kong and Overseas Luxury Brands New Energy Brands Ultra-Luxury Brands 5
Slide 6: Overview of Sales Network
Business Overview丨Overview of Sales Network As of 31 Dec 2025, a total number of 73 authorized distribution outlets across 34 cities in 16 provinces in Mainland China As of 31 Dec 2025, a total number of 120 international distribution outlets • 65 4S Store • 47 showrooms • 8 Service Centers Located
Slide 7: Outlets Distribution in Mainland China
Business Overview丨Outlets Distribution in Mainland China 34 cities in 16 provinces (incl. Municipalities) 10
Slide 8: Outlets Distribution in Hong Kong and Overseas
Business Overview 丨Outlets Distribution in Hong Kong and Overseas Germany England APAC HQ Hong Kong EU HQ Netherland Poland France Spain Croatia Japan Italy Korea Thailand Switzerland Laos Cambodia Vietnam Philippines Malaysia Indonesia Tanzania Singapore Zambia Zimbabwe Australia 25 Countries and R
Slide 9: Network Development Highlight
Business Overview丨Network Development Highlight BYD Caroline Springs, Melbourne Harmony Munich Dual-Brand Store BYD Sandton, South Africa (The 100th Overseas Store) (The 1st store in Europe) (BYD Flagship Store in South Africa) 9
Slide 10: Achievements of Outlets - Hong Kong and Overseas
Business Overview ｜Achievements of Outlets - Hong Kong and Overseas In 2025, BYD is the Best Seller Across All Brands in Hong Kong and Cambodia Sales of Cars in Hong Kong in 2025, by brand 10000 9751 8000 6000 4000 2000 847 802 729 765 937 934 719 1220 822 641 415 920 0 Jan Feb Mar Apr May Jun Jul A
Slide 11: Volume Analysis of Key Brands
Business 业务回顾丨 Overview丨 重点品牌销量分析Volume Analysis of Key Brands Sales Volume of Main Brands Sales Volume of in Mainland China/Overseas Harmony Auto Overseas 1,049,601 +145.0% YoY +524.9% YoY 39,209 Mainland China 625,527 -12.5% YoY -4.5% YoY 23,038 (incl. Mini) 182,458 +0.3% YoY -0.2% YoY 4,538 11 No
Slide 12: New Car Sales Business
Business Overview丨New Car Sales Business Historical New Car Sales Unit: Car 80,000 +77.6% 71,498 70,000 60,000 50,000 40,791 40,247 36,573 35,506 38,475 40,000 32,796 30,000 20,000 10,000 - 2019 2020 2021 2022 2023 2024 2025 Historical New Car Sales Revenue Unit: RMB Million 20,000 +33.8% 17,896 18,
Slide 13: New Car Sales Business by Regions
8 Business Overview丨New Car Sales Business New Car Sales (by Regions) Revenue (by Regions) Unit: Car Unit: RMB Million 80,000 25000 70,000 20000 60,000 50,000 40,499 8,575 15000 1,788 40,000 6,974 10000 30,000 13,829 20,000 33,273 11,452 30,999 5000 10,000 0 0 2024 2025 2024 2025 Mainland China Hong
Slide 14: After-sales and Quality Services
8 Business Overview丨After-sales and Quality Services Revenue from After-sales Service Repaired Units Unit: RMB Million Unit: Car -4.6% 2,500 2,326 2,320 600,000 +17.2% 2,201 2,099 526,273 2,000 1,937 1,818 500,000 448,897 1,686 400,000 1,500 300,000 1,000 200,000 500 100,000 - - 2019 2020 2021 2022
Slide 15: Value-added Services Business
8 Business Overview丨Value-added Services Business: Auto finance and other value-added services drive growth Revenue from Value-added Service Penetration of Auto Financing -10.1% Unit: 500RMB Million 473 90.0% 450 421 412 432 425 81.5% -43.4pts 80.0% 400 342 70.0% 350 300 300 60.0% 250 50.0% 200 40.0
Slide 16: Financial Performance
Financial Analysis丨Financial Performance Comprehensive Revenue Revenue from new cars sales (incl. commission income) and aftersales services Unit: RMB Million +33.8% Unit: RMB Million 20,000 17,896 25,000 27.1% 18,000 New Car Sales 20,452 16,000 20,000 13,374 14,000 16,090 12,000 After-Sales Service
Slide 17: Cost Management and Debt Analysis
Financial Analysis丨Cost Management and Debt Analysis SG&A Expense Ratio Financial Expense Ratio Liability-To-Asset Ratio 0.09 -0.5pts 1.2% 70.0% +3.7pts 1.1% 1.1% 0.0… 60.8% 0.08 0.074 60.0% 1.0% 57.1% 0.07 50.0% 0.06 0.8% 0.05 40.0% 0.6% 0.04 30.0% 0.03 0.4% 20.0% 0.02 0.2% 10.0% 0.01 0 0.0% 0.0% 2
Slide 18: Breakdown of Gross Profit
Financial Analysis丨Breakdown of Gross Profit Breakdown of Gross Profit for 2025 Breakdown of Gross Profit for 2024 Commission After-sales 26.5% Commission Service 40.6% 40.3% After-sales Financing Service 63.0% & Leasing 2.0% New Car Sales Financing & 30.9% Leasing 3.7% New Car Sales -7.0% 18
Slide 19: Analysis on Key Indicators
Financial Analysis丨Analysis on Key Indicators Inventory Turnover Days Inventory Turnover Days by brands Unit: Day Unit: Day Luxury Brand Ultra-Luxury Brand Overseas Market 50.0 -0.2 Days 41.6 41.4 40.0 77.1 30.0 +6.7 Days +0.5 Days -34.2 Days 20.0 47.2 42.9 38.8 40.5 39.3 10.0 0.0 2024 2025 2024 FY
Slide 20: Mainland China – "1+2" Operational Strategy
Development strategies 丨Mainland China –“1+2”Operational Strategy 1 Standard + 2 Focuses Performance and profitability serve as • Focus on leading brands and strategic regions the sole metrics for evaluating work • Focus on operational efficiency and quality 20
Slide 21: Mainland China – "2" Focus
Development strategies丨Mainland China –“2”Focus Focus on leading brands and strategic regions Focus on operational efficiency and quality Consolidate core brand portfolio Enhance collaborative efficiency to build a distinctive management model. • Sales: Proactive Market analysis + Agile strategy adj
Slide 22: Hong Kong and Overseas – Development Logic
Development strategies 丨Hong Kong and Overseas – Development Logic For markets without strong domestic Capitalize on the Global Trend of Environmental 1 automotive brands - Aggressively capture: Southeast Asia, America (excl. USA), the Middle East, and Africa Protection and New Energy For markets wi
Slide 23: Hong Kong and Overseas – Development Strategy
Development strategies 丨Hong Kong and Overseas – Development Strategy “4 Fast”Deployment Strategy “1+N” Personnel Structure “1” “N” Country Local • Fast investment, fast store building, Representative Operation Team fast recruitment, and fast execution • Integrate the experience of domestic efficien
Slide 24: Precision Operation
Development Strategies｜Precision Operation Concentrate on core business Continue to enhance operating efficiency • Ride on the trend: NEV | Used cars • One standard：Performance-centric • Broad-based planning: Scale | Users Experience • Two mindsets：Capability | Performance • Execution: Management To
Slide 25: Thank you!
Ny, HARMONY AUT Ane Thank you! Hong Kong Investor Relation Office Email: hk@hexieauto.com
China Harmony Auto Holding — FY2025 Earnings Presentation on 6ix