Solvar Limited · ASX:SVR
Solvar — Shareholder Meeting (November 2025)
14 slides from Solvar's shareholder meeting presentation, Nov 14, 2025
Slide 1: 2025 Annual General Meeting
2025 Annual General Meeting Friday 14th November 2025 3 WWW.SOLVAR.COM.AU 1
Slide 2: Board of Directors
Board of Directors Stuart Robertson Kelly Cordner Symon Brewis-Weston Craig Parker Scott Baldwin Non-Executive Director & Non-Executive Director Non-Executive Director & Chair of Non-Executive Director & Managing Director & Chief Chair of the Board the Remuneration & Nomination Chair of the Audit, R
Slide 3: The Group Summary
The Group Summary Group has Annual Group Industry leading Australia wide ~ 20% of Solvar Over 70,000 active financed over Revenues Customer Care distribution shares are held by accounts AU$3 billion in exceeding through Brokers, current and former assets AU$200 million ISO27001 Certified Dealers and
Slide 4: Performance History - Australia
Australia - Interest Income Australia - Loan Book AUD m AUD m 200 180 1,000 178 833 160 791 150 137 800 711 Performance 100 105 113 600 443 543 History - Australia 400 351 • Double digit 5-year CAGR in 50 200 interest income and loan book FY20 FY21 FY22 FY23 FY24 FY25 FY20 FY21 FY22 FY23 FY24 FY25 •
Slide 5: FY25 Financial Results
FY25 Financial Results WWW.SOLVAR.COM.AU 5
Slide 6: Highlights FY25
Highlights FY25 Continuing Operations Continuing Operations Continuing Operations (Australia) (Australia) (Australia) Interest Income1 Loan Book Originations Cash Collections Net Tangible Assets $180.3m $ 832.7m $ 389.1m $ 528.8m $ 1.62 1.4% increase on pcp 5.3% increase on pcp 8.6% decrease on pcp
Slide 7: Capital Management
Capital Management WWW.SOLVAR.COM.AU 7
Slide 8: Capital Management
Capital Management Value creation – Consistent dividends – Moderate Leverage Share Buy Back Dividends Australia - Leverage Millions 208 million 211 million 197 million Cents 30 closing shares closing shares closing shares 30 100% 100% $20.9 8.0% 24.4 25 22.6 73% 20 80% 71% 71% 19.9 75% $13.5 14.3 60
Slide 9: Q1 FY26 Financial Results
Q1 FY26 Financial Results WWW.SOLVAR.COM.AU 9
Slide 10: Highlights Q1 FY26
Highlights Q1 FY26 Continuing Operations Continuing Operations Continuing Operations Continuing Operations (Australia) (Australia) (Australia) (Australia) Interest Income1 Loan Book Originations Cash Collections $44.6m $ 828.3m $ 94.9m $ 121.6m 3.9% decrease on pcp 3.1% increase on pcp 4.8% decrease
Slide 11: Q1 FY26 Results
Q1 FY26 Results Stable bad debts – Significant funding headroom – Stable credit quality Bad debt – By geography Australia - debt facilities Maintaining credit quality – Australia loan book1 AUD m 10% 1,000 893 FY26 7.9% 56% 23% 17% 4% 0.1% 8% 800 Q1 Headroom 285 581 FY25 57% 23% 16% 4% 0.2% 6% 600 3
Slide 12: Outlook
Outlook WWW.SOLVAR.COM.AU 12
Slide 13: FY26 Outlook
FY26 Outlook Financial Operations Market • Growth in new loan originations expected • Review of Money3 underwriting practices • Used vehicle pricing expected to continue to exceed $400m to fall, driving demand • Sale of the New Zealand arrears loan • Disciplined underwriting driving longer book prov
Slide 14: Disclaimer
Disclaimer The content of this presentation has been prepared by Solvar Limited (the Company) for general information purposes only. Any information included in this presentation on future financial performance, including industry sectors, income, profit and employment types, represent estimates of