Solvar Limited · ASX:SVR
Solvar — TIP Conference (October 2026)
16 slides from Solvar's conference presentation, Oct 21, 2026
Slide 1: TIP Conference Investor Presentation
rsonal use only TIP Conference Investor Presentation 21 OCTOBER 2026 Scott Baldwin (Managing Director & CEO) Siva Subramani (CFO) WWW.SOLVAR.COM.AU 1
Slide 2: Agenda
Agenda rsonal use only Solvar Scott Baldwin Managing Director & Chief FY26 Results Summary Executive Officer Outlook Questions Siva Subramani Chief Financial Officer 6 WWW.SOLVAR.COM.AU 2
Slide 3: Specialist in Growth Markets
Specialist in Growth Markets High Return Model Commercial Lending Expansion rsonal use only • Targets under-served markets • Price for risk • Accelerate small business and sole trader lending growth, now ~$150m • Meeting the essential financial • Protect portfolio quality needs of consumers and smal
Slide 4: Product Overview
Product Overview rsonal use only Secured & unsecured consumer loans, Consumer and commercial secured Secured commercial asset finance, Product typically over 24-72 months lending, typically over 12 – 84 months typically over 48 - 84 months Loan Size Up to $100,000 Up to $150,000 Up to $1,000,000 Con
Slide 5: Portfolio of Assets Financed – FY26
Portfolio of Assets Financed – FY26 rsonal use only 43,476 59 747 407 314 Cars Tractors Horse Floats Trailers Boats & Jet Skis 7,666 1,325 1,737 155 51 Utility Vehicles Caravans Motor Bikes Trucks Equipment WWW.SOLVAR.COM.AU 5
Slide 6: Growth Trends
Growth Trends rsonal use only Loan Book - Group AUD m • $1 billion loan book milestone - Group loan book increased to a record $999.4m in Q1 FY27, up 12.3% on 999 Q1 FY26 1,000 953 941 940 926 930 927 930 932 910 915 • Australia continues to drive growth, with the Australian 890 897 portfolio reachi
Slide 7: FY26 Results
rsonal use only FY26 Results WWW.SOLVAR.COM.AU 7
Slide 8: FY26 Highlights
FY26 Highlights Capital rsonal use only Financial Operations Management • Achieved Profit Guidance • Commercial lending moving from start-up to • Surplus capital arising from New Zealand run- growth, closing FY26 loan book at $109.8 down supporting share buy backs and special • Improvement in earnin
Slide 9: FY26 Highlights (cont.)
FY26 Highlights (cont.) Record Record Record Loan Book Interest Income1 Cash Collections Originations Bad Debts2, net rsonal use only Continuing operations (AU) Continuing operations (AU) Continuing operations (AU) Continuing operations (AU) Group $ 920.3m $ 180.3m $ 478.8m $ 470.7m 3.6% New Zealand
Slide 10: Improving Portfolio quality
Improving Portfolio quality Strengthened leverage and credit quality Group - Bad debt Australia - Leverage Group – Loan book quality1 rsonal use only 100% FY26 5% 58% 23% 15% 4% 0.4% 4.4% 74% 80% 73% 71% 71% FY25 53% 24% 18% 6% 0.4% 4% 60% 3.6% 60% FY24 54% 23% 17% 6% 0.1% 40% 3% FY23 56% 23% 16% 5%
Slide 11: Capital Allocation Framework
Capital Allocation Framework Remains disciplined and shareholder focused Funding Dividends Buybacks rsonal use only Group - Debt facilities AUD m 7.5 cents Cents special 30 dividend 1,200 1,090 30 150% Headroom 24.4 20.9 8% 25 22.6 900 19.5 20 409 14.3 681 20 100% 13.5 16.5 11.5 15.5 15.5 4% 600 15
Slide 12: Outlook
rsonal use only Outlook WWW.SOLVAR.COM.AU 12
Slide 13: FY27 Outlook
FY27 Outlook rsonal use only Financial Operations Market • Double digit loan book growth for FY27 - up • Investments in credit decisioning, • Labour market remains supportive, with 4.9% in Q1 FY27 automation and digital capability to support arrears to be monitored closely origination efficiency, co
Slide 14: Thank you!
rsonal use only Thank you! CEO & Managing Director Chief Financial Officer Scott Baldwin Siva Subramani +61 3 7031 6019 +61 3 7031 6018 s.baldwin@solvar.com.au s.subramani@solvar.com.au WWW.SOLVAR.COM.AU 14
Slide 15: Glossary of Terms
Glossary of Terms A$ or $ - Australian dollars EPS – Earnings Per Share NIM – Net Interest Margin ABS – Asset Backed Securitisation EBITDA – Earnings Before Interest Tax NAF – Net Amount Financed: The amount of rsonal use only Depreciation and Amortisation credit advanced to a customer in respect to
Slide 16: Disclaimer
Disclaimer rsonal use only The content of this presentation has been prepared by Solvar Limited (the Company) for general information purposes only. Any information included in this presentation on future financial performance, including industry sectors, income, profit and employment types, represe